24 Oct 2025
If you’re working, studying, or living in the UK and supporting family back home, you know how important it is to send money securely and swiftly. Whether you’re sending tuition fees, family support, or simply helping out in an emergency, the hassle of traditional bank transfers can be frustrating.
Luckily, the rise of digital wallets in Pakistan—such as NayaPay and SadaPay—is changing the game.
With the right remittance partner, you can now send money to Pakistan from UK straight into a wallet, avoiding cumbersome paperwork or bank-branch visits. In this article, we’ll walk you—step by step—through how to use ACE Money Transfer to complete that process.
The key benefits? Speed, security, and low cost — which means more of your hard-earned pounds reach your loved ones.
When you want to send money online to Pakistan from the UK, you need a provider that supports modern digital wallet payout methods—not just bank deposits. ACE Money Transfer is one such provider, supporting wallet transfers into Pakistan, which means recipients don’t necessarily need a traditional bank account. Below, we explain how this works, then dive into the specific steps for NayaPay and SadaPay.
With ACE Money Transfer, you can pick “Wallet” as the payout option and select wallets such as NayaPay, SadaPay, and others like JazzCash and EasyPaisa. Because the wallet infrastructure is integrated, recipients don’t have to open a bank account in Pakistan—they can simply receive funds in their digital wallet.
For money transfer from UK to Pakistan, this corridor is supported and specifically marketed by ACE.
Here’s how to make a transfer when you want to send money from the UK to Pakistan via ACE:
Below, we focus specifically on how to send money to a NayaPay wallet.
When sending funds to NayaPay, you’ll need the recipient’s registered mobile number (the one tied to their NayaPay wallet). Ensure that the recipient has linked their number correctly to NayaPay and that the wallet is active. Some providers may ask for a wallet ID or account number, so double-check within the ACE flow which field to complete.
Once you’ve confirmed and funded the transfer, ACE processes the payout and pushes the funds into the recipient’s NayaPay wallet. Because this is a wallet deposit, delivery is often instant or within minutes. The recipient can open their NayaPay app and see the credited amount. If there’s a delay, it could be due to public holidays, verification holds, or input errors—so keep the transaction reference handy to track the payment.
Here’s how to send funds to a SadaPay wallet using ACE.
For SadaPay, you’ll typically need the recipient’s SadaPay wallet account number, or the mobile number/IBAN linked to the SadaPay wallet (depending on what ACE requests). The recipient must have fully activated and KYC-completed their SadaPay account to receive funds.
Once you initiate the transfer and ACE confirms payment, the funds are deposited into the recipient’s SadaPay wallet—again, typically within minutes or a short window. The recipient will receive a notification from SadaPay that the funds are available. If funds don’t appear, the recipient should check that their wallet is active, and you should contact ACE support with your reference number for resolution.
To make your transfer smooth and cost-effective, keep the following in mind.
When you send money from the UK to Pakistan wallets, ACE charges a transfer fee plus uses a currency exchange rate margin. Their blog highlights how online money transfer from UK to Pakistan with ACE can offer very low fees and competitive rates.
There are several strong reasons to prefer this combo when you send money from the UK to Pakistan.
Using digital wallets like NayaPay and SadaPay means your recipient doesn’t need to go to a bank branch—they can receive funds instantly on their phone. This is especially useful for rural or under-banked areas of Pakistan. With ACE, you’re sending money online to Pakistan from the UK in a few taps—no paperwork, no long waits. ACE Money Transfer is rated 4.7 out of 5 on Trustpilot with over 158,000 reviews — a testament to their commitment to excellent service.
ACE is regulated (including in the UK) and uses encryption, fraud detection, and real-time tracking for your transfers. Wallets like NayaPay and SadaPay also require KYC and provide clear audit trails for funds received and spent. This means peace of mind: you know where your money is, and your recipient can access it safely.
If you’re looking to remit money online to Pakistan from UK, transferring directly to a NayaPay or SadaPay wallet via ACE Money Transfer is efficient, secure, and wallet-friendly.
Just follow the steps:
Set up your ACE account, select Pakistan → Wallet, choose the recipient wallet, enter details, fund and send.
Always verify wallet details and check the rate and fee before you hit send. With everything in place, you’ll have given your loved ones in Pakistan fast access to the funds you’ve sent—with minimal fuss.
Ready to get started? Download the ACE app, gather your recipient’s wallet info, and make your first transfer today.
If you send money to Nayapay/SadaPay via ACE Money Transfer, funds are typically credited within minutes once the transfer is confirmed—instant or near-instant deposit into the wallet.
Fees include only transfer fee wihtout any hidden fees. ACE Money Transfer shows transparent fees and sometimes offers, promotions or fee waivers.
If details are incorrect, funds may be delayed or returned. You should contact ACE support promptly with the transaction reference to correct or reverse the transfer.
Cancellation or reversal depends on the transfer’s status and payout method. Contact ACE support immediately; if the money hasn’t been credited yet, they may be able to stop it. Keep your reference number handy.
Yes. ACE Money Transfer is authorised and regulated in the UK (and other jurisdictions) and uses strong security measures, including encryption and fraud protection.
