13 Mar 2026
Many Moroccans live and work in Portugal. Sending money home becomes part of everyday life. Sometimes the transfer helps cover groceries and bills. Other times it supports parents, education costs, or important family needs.
If the person receiving the money uses Attijariwafa Bank, a direct bank deposit is usually the easiest option. You can send money to Morocco from Portugal directly to their Attijariwafa Bank account through an online transfer service.
Once the recipient’s banking details are correct, the process is simple. The transfer moves through the international banking system and arrives in the recipient’s account in Moroccan dirhams.
Attijariwafa Bank is the largest banking group in Morocco. It has a large network of branches and ATMs throughout the country and offers full online banking services.
Because of this reach, many families already have accounts with Attijariwafa Bank. That makes it a common destination for international transfers sent by relatives living abroad.
When money arrives in an Attijariwafa Bank account, the recipient can easily access it. They may withdraw cash from an ATM, pay bills through mobile banking, or use a debit card for everyday purchases.
Morocco also receives significant financial support from citizens living abroad. According to World Bank remittance data, Morocco receives billions of dollars each year from international transfers. For many households, these transfers help support daily living expenses.
International transfers are straightforward when the sender has the correct bank information.
Before sending money, confirm the following details with the recipient:
• their full name exactly as registered with the bank
• the Attijariwafa Bank account number
• the IBAN if available
• the SWIFT or BIC code if required
Moroccan banks often use the IBAN format for international transfers. This number helps route the payment through the global banking system.
Entering the details carefully helps avoid delays or rejected transactions.
When you send money online to Morocco from Portugal, the transfer follows several steps.
First, you enter the transfer amount and the recipient’s banking details. The system then shows the exchange rate and the final amount the recipient will receive in Moroccan dirhams.
Next, you choose the payment method. This may include a debit card, bank transfer, or another available option.
After confirmation, the system converts the funds from euros to Moroccan dirhams. The money then moves through the international payment network until it reaches the recipient’s Attijariwafa Bank account.
Once the funds arrive, the recipient can access them immediately through their banking services.
Even with the growth of digital wallets, bank transfers remain one of the most reliable ways to send money internationally.
Bank deposits offer a few practical advantages.
First, the money arrives directly in the recipient’s financial account, which reduces the need to collect cash from a physical location. Second, the transaction history remains visible inside the bank account, which helps recipients track payments. Finally, bank transfers are widely supported across financial systems worldwide.
For families receiving funds regularly, this consistency is often the most important factor.
Two main factors affect how much money the recipient receives.
The exchange rate
The transfer fee
The exchange rate determines how euros convert into Moroccan dirhams. Even small changes in the rate can influence the final amount.
For example, if someone sends a large transfer, a slight difference in the exchange rate may change the final amount by several hundred dirhams.
Before confirming a money transfer to Morocco from Portugal, it helps to review the final amount displayed on the screen. This shows exactly how much the recipient will receive after conversion.
Most international transfers go smoothly when the sender checks the information carefully.
A few simple habits can help prevent delays:
Many transfer services allow you to save recipient details after the first successful transaction. This makes future transfers faster and reduces the chance of mistakes.
For Moroccans living in Portugal, supporting family members at home often becomes part of daily life. When the recipient uses Attijariwafa Bank, direct bank transfers are one of the easiest ways to move money across borders.
You can send money to Morocco from Portugal through ACE and deliver the funds directly to the recipient’s bank account.
Create your ACE account today to complete your next transfer quickly and securely.
You will usually need the recipient’s full name exactly as it appears on their bank account, their Attijariwafa Bank account number or IBAN, and sometimes the bank’s SWIFT or BIC code for international transfers.
After the transfer arrives, the recipient can withdraw cash from an ATM, use their debit card for purchases, or manage the funds through Attijariwafa Bank’s mobile or online banking services.
Delays may happen if the recipient’s name or account number is entered incorrectly, if identity verification checks are required, or if the transfer is initiated outside normal banking hours.
Yes. When using regulated transfer providers, payments move through secure financial networks that follow international compliance rules designed to protect both senders and recipients.
Once the funds arrive in the Attijariwafa Bank account, the recipient can either withdraw the money immediately from an ATM or keep it in the account for future use.
