29 May 2026
When sending money across borders, understanding HSBC Bank SWIFT codes and Revolut SWIFT codes is very important. These codes help banks identify each other and ensure that funds are delivered to the correct destination. Without the right swift code, your transaction may be delayed, rejected, or even returned.
International banking has grown rapidly in recent years. According to the World Bank, global remittance flows to low- and middle-income countries alone reached over $650 billion in recent years, showing how essential secure transfer systems have become.
Banks like HSBC and Revolut rely on the SWIFT system to process international money transfers safely and efficiently.
HSBC is one of the world's largest banking and financial services organisations, while Revolut Ltd is a prominent digital bank headquartered in the United Kingdom, specifically in London. According to HSBC's official data, HSBC serves customers worldwide from offices in 58 countries and territories, with total assets of US$3,017bn as of 31 December 2024. Revolut Ltd, with its branches located in key financial hubs such as the Columbus Building at 30 South Colonnade London, and offices in London E14, offers innovative banking services including international transfers.
Understanding which code for Revolut or HSBC to use — and when — is very important to ensure your money reaches the correct bank and account safely.
In the UK, HSBC customers use different codes for different types of payments. The sort code is for UK-only transfers. The IBAN is your account's international identity number. The SWIFT code (also called a BIC code) identifies HSBC or Revolut to other banks around the world. For international transfers, you will almost always need both the SWIFT code and the IBAN together.
SWIFT codes, also called BIC codes, are essential for international banking. They allow banks to send and receive information securely and ensure that funds are routed correctly.
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) connects over 11,000 institutions across more than 200 countries, providing a global network that facilitates secure communication between banks.
Revolut Ltd uses different Revolut SWIFT codes for various services and different branches, so it is crucial to confirm the correct bank code with the recipient or bank before initiating a transfer. The primary Revolut Ltd SWIFT code for the United Kingdom is REVOGB2LXXX, which corresponds to the main office. Another code, REVOGB21XXX, may apply to specific services or branches.
Revolut's registered address is the Columbus Building, 30 South Colonnade, London E14, and it operates several branches in London and beyond. When sending money to a Revolut bank account, always check the code for Revolut to avoid delays or returned transfers.
A typical SWIFT code includes:
This standardized format helps senders and recipients identify the correct bank and branch worldwide.
Standard SWIFT transfers typically take 3 to 5 working days to complete. During this time, funds are securely routed through the SWIFT network, which transmits payment instructions between institutions rather than moving money directly. It is important to note that such transfers may incur extra fees from correspondent banks involved in the process, so always check with your bank or service provider for any potential charges.
Understanding how international transfers work can help you avoid delays and extra fees. Both HSBC and Revolut support domestic and international transactions.
For payments between UK banks, you just need the sort code and account number. HSBC UK uses the Faster Payments system for most domestic transfers, which are usually instant or arrive within 2 hours, with no fee for standard online transfers. Revolut also offers instant transfers within the UK.
For international transfers, HSBC Bank SWIFT codes and Revolut SWIFT codes are required. You need to provide accurate details, including the recipient’s name, address, IBAN or account number, and the recipient bank's SWIFT code.
Always confirm the correct code with the recipient or bank, especially if you are unsure which Revolut branches or services apply. Using an incorrect SWIFT code can lead to your transfer being delayed, rejected, or returned, possibly incurring additional fees.
Money-Saving Tip: Verify details to avoid extra charges. Incorrect banking details can lead to failed transfers, refunds, or additional bank fees—always review carefully before confirming.
Different transfers require different codes. SWIFT codes are used for international payments, while sort codes are used for domestic UK transactions.
If you are sending money to Europe, you may also need an IBAN. Using the correct bank code ensures your transfer is processed smoothly and without delays.
Here is a simple, easy-to-follow table showing which code you need for each situation.
| Situation | Code(s) Needed |
|---|---|
| Paying someone at another UK bank | Sort Code + Account Number |
| Receiving money from abroad into HSBC or Revolut | IBAN + SWIFT Code (e.g., REVOGB2LXXX for Revolut Ltd) |
| Sending money from HSBC or Revolut to a European bank | Recipient's IBAN + Recipient's SWIFT Code |
| Sending money from HSBC or Revolut to a US bank | Recipient's SWIFT Code + Account Number + ABA Routing Number |
| Sending money from HSBC or Revolut to an Indian bank | Recipient's SWIFT Code + Account Number + IFSC Code |
| Setting up a UK direct debit or standing order | Sort Code + Account Number |
| Receiving SEPA payment in euros from Europe | IBAN + BIC (e.g., REVOGB2LXXX) |
Finding the correct SWIFT code is simple. You can check your bank statement, log into online banking, or contact customer support.
For Revolut bank accounts, you can find the Revolut Ltd SWIFT code on their official website or by contacting customer service. Always check and confirm the code before sending money, especially when using different branches or services.
Many people make simple mistakes when entering banking details:
Taking a few extra minutes to review your information can help you avoid delays or failed transactions.
SWIFT codes are generally safe to share because they only identify the bank, not your personal account details. However, you should still be cautious.
Never share sensitive information such as your password or PIN. Always use trusted platforms when sending money internationally.
A Revolut Ltd SWIFT code is a unique identifier used to recognize Revolut Ltd in financial transactions. It helps ensure that funds are sent to the correct institution, which is crucial for international money transfers.
You can find the code for Revolut on your bank statement, by logging into your Revolut bank account, or by contacting Revolut directly. It is important to confirm the correct bank and branch code before initiating a transfer.
No, Revolut uses different SWIFT codes for various branches and services. Codes ending in "XXX" usually refer to the main office, such as the one at the Columbus Building, 30 South Colonnade London. Always check if you are sending money to a specific branch.
Using the wrong SWIFT code can cause your transfer to be delayed, rejected, or returned. It may also result in additional fees. Always double-check the details with the recipient or bank if you are unsure.
Sending money internationally becomes much easier when you use the correct HSBC Bank SWIFT codes and Revolut SWIFT codes. These codes ensure that your funds are delivered accurately and without delays.
For a smoother experience, you can use trusted services known for fast and secure transfers. By combining accurate banking details with a dependable transfer service, you can enjoy safe and hassle-free international transfers every time. Whether you are sending money to family, paying for education, or managing finances across borders, using the correct bank codes and secure platforms gives you a smarter, more affordable option.
