What Bank Details Are Needed For UK-Pak Remittances Transfer?

Living in the UK and supporting loved ones back in Pakistan? You’re not alone. Whether you're an international student, a full-time worker, or a long-term expat, sending money home is one of your top priorities. But before you make a money transfer to Pakistan from the UK, do you know exactly what bank details are needed?

Missing even one small piece of information can cause frustrating delays. Don’t worry—we’re here to break it down in simple language so you can send money without stress. Whether you're new to this or need a refresher, this guide will walk you through everything.

Why You Need The Right Bank Details

When you send money online to Pakistan from the UK, accuracy matters more than anything else. The right bank details make sure your transfer is:

• Fast
• Secure
• Delivered to the right person
• Not rejected by the bank

Get it right first and save yourself time, fees, and unnecessary stress.

Key Bank Details You Need to Remit Money to Pakistan

Here’s what you need from the person receiving the money in Pakistan:

1. Recipient’s Full Name

Use the exact name as it appears on their bank account. Avoid using short forms or nicknames—these can cause rejections or delays.

2. Name of the Bank

Clearly write the name of your recipient’s bank. Common banks in Pakistan include:

• HBL (Habib Bank Limited)
• MCB Bank
• UBL (United Bank Limited)
• Bank Alfalah
• National Bank of Pakistan (NBP)

Make sure the bank is one supported by your money transfer service.

3. Account Number or IBAN

Depending on the type of transfer, you’ll need:

• A standard account number (for local transfers within Pakistan)
• An IBAN (International Bank Account Number) for global transfers
• IBANs in Pakistan start with “PK” and contain 24 characters. Always double-check it!

4. SWIFT/BIC Code

The SWIFT or BIC code is essential for international bank transfers. It tells the system exactly which bank and branch you’re sending money to.

Examples:

• HABBPKKA – HBL
• MUCBPKKA – MCB

Your recipient can get this from their bank if they’re unsure.

5. Branch Code or Branch Name

Sometimes, you might also need the branch code, especially if you’re sending through traditional banks. Double-check with your recipient to avoid issues.

6. Recipient’s Mobile Number

Not always required, but helpful. It can:

• Help verify the recipient
• Allow the bank or service provider to send updates
• Be useful in case of any delays or issues

How to Remit Money to Pakistan Online – The Easy Way

Thanks to modern remittance platforms, you no longer need to queue at banks. Services like ACE Money Transfer allow you to send money online to Pakistan from the comfort of your home—or even on the go.

Here's how to do it:

1. Sign Up on ACE Money Transfer – Create a free account on their app or website.
2. Add Your Recipient’s Bank Details – Carefully enter the above mentioned details.
3. Choose a Delivery Method – You can pick a bank deposit, cash pickup, or mobile wallet.
4. Make the Payment – Use your debit/credit card or a UK bank transfer.
5. Track Your Transfer – Stay updated in real time until your recipient gets the money.

It’s that easy! Click here to get further information about remittance transfer with ACE. 

Why So Many People Trust ACE Money Transfer

When sending your hard-earned money home, you want it to be fast, affordable, and reliable. That’s where ACE shines.

Here’s what makes ACE Money Transfer stand out:

• Quick Transfers – Many transactions are completed within minutes
• Competitive Exchange Rates – You get more PKR for every pound
• Low Fees – Much cheaper than most traditional banks
• Multiple Options – Send directly to a bank, for cash pickup, or a mobile wallet
• Top Security – Your money and data stay safe

Sending money to Pakistan shouldn’t feel like a chore, and with ACE, it doesn’t.

Benefits of Remitting Money Online

Choosing online money transfer to Pakistan has a lot of perks compared to old-school methods:

• No need to visit a branch
• 24/7 service
• Track your transfers in real time
• Better exchange rates
• Secure and hassle-free

Whether you're sending tuition money, family support, or a gift, doing it online makes sense.

Avoid These Common Mistakes

Even with the best service, a small mistake on your end can delay everything. Here are some things to watch for:

• Typing errors in the IBAN or account number
• Using the wrong bank name or branch
• Forgetting to double-check the recipient’s full name
• Leaving out required fields like the SWIFT code or mobile number

Pro Tip: Always ask your recipient to confirm all details before you hit "Send".

Final Thoughts

Making an online money transfer to Pakistan from the UK is fast, easy, and secure—if you know what you’re doing. Having the right bank details is step one. Step two? Choosing the right partner for the job.

With ACE Money Transfer, you can send money to Pakistan online with full peace of mind. You’ll enjoy better rates, faster transfers, and reliable customer support that truly understands your needs.

So the next time you want to send love across borders, let ACE handle the rest. 

FAQs

What bank details are mandatory for online remittance transfers to Pakistan?

You’ll need the recipient’s full name, bank name, account number or IBAN, SWIFT/BIC code, and sometimes a branch code or mobile number.

How long does it take to remit money to Pakistan with ACE?

Most transfers are instant or take just a few minutes. Bank deposits might take a bit longer, depending on the bank's processing time.

Is it safe to remit money to Pakistan online?

Yes. ACE Money Transfer uses secure encryption and complies with international financial regulations to keep your money and data safe.

Can I remit money without knowing the recipient’s bank details?

If you choose cash pickup or mobile wallet options, you may not need full bank details. Just make sure the recipient has a valid ID or the correct wallet number.

What happens if I enter the wrong bank details?

The transfer may be delayed or rejected. Funds could be returned, but some services may charge a correction or reversal fee. Always double-check before sending.