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Send money to Pakistan online through ACE Money Transfer

How to Send Money Internationally: A Step-by-Step Guide for Overseas Pakistanis

15 Aug 2023

What of the following do you think is easy?

Finding a job overseas as a Pakistani migrant to earn a living and send money to Pakistan or finding a reputable company that offers top-quality services to transfer funds back home?

Well, the answer to this fairly simple question might surprise you.

You would conveniently think that finding a job overseas is a herculean task, and given the mushroom growth of online money transfer companies, finding a desirable service provider is easy. 

You might as well think that it would not make a big difference if you cannot find a service provider whose services you can completely trust because if not, you have the banks to transfer funds through.

Since banks command the trust of millions of people worldwide and offer financial services in different monetary categories at a large scale, and whose services you can easily avail, so sending money through banks will not be a problem.

But it is not the case.

It is the opposite.

With the necessary education, required experience and requisite skills, you can find work easily in any developed country, although Pakistanis tend to travel to the United Kingdom more than other developed countries. Finding jobs in developed countries is easier because a) these countries have robust economies, and b) people have equal access to employment opportunities based on merit.

It is the reason why about 9 million Pakistani migrants live and work abroad, a report by Pilot Guides stated.

These Pakistani migrants sent in around $31 billion in inward remittances in FY22, a report published in Dawn said. The same report said that owing to several reasons, the quantum of remittances continues to decline and is likely to remain close to $30 billion in FY23.  

Since getting employed abroad is easy for Pakistani migrants who work there and earn a living, finding the best service provider is not.

Pakistani migrants travel abroad to earn so that they can extend financial aid to their families back home through a money transfer to Pakistan. The critically important point for those sending money back to Pakistan is to derive optimal benefits from their remittance transfers back home.

And it is a challenge.

You need to take stock of many factors while choosing a service provider because Pakistani migrants largely come from humble backgrounds, and they need to ensure that they get the best deals in remittance transfers.

READ THIS to learn about getting maximum benefits in your online money transfers.

Before going into the details about which factors to consider, let’s take a look at the economy of Pakistan and other associated economic figures to understand the importance of securing the best online money transfer deal.

The Economy Of Pakistan And The Misery Index

  • Pakistan had a nominal Gross Domestic Product (GDP) of $348.26 billion in 2021, according to a report by the World Bank.
  • In another report, the World Bank said that the GDP per capita income in Pakistan in 2021 was $1,505.
  • A former deputy governor of the State Bank of Pakistan (SBP) said that due to the flailing economy of the country, the middle-income households, whose representatives form a major chunk of the migrants, are being financially squeezed. The deputy governor continued to state that the level of misery index (total unemployment and inflation rates) has jumped from 15.2 to 36.8 lately.

In such a scenario, it becomes imperative to get the best online money transfer deal.

Now, let’s understand how to take essential steps to complete your remittance transfer. 

But first, let’s assume you have chosen the service provider. 

Let’s say you have chosen ACE Money Transfer for this purpose. And it is important because every company’s method is different. So, it is difficult to come up with a singular set of steps.

Steps To Take For Your Online Money Transfer To Pakistan With ACE Money Transfer  

Here’s what it takes to send money to Pakistan through ACE’s mobile app.

  • Log into the app
  • Select a country
  • Add the amount
  • See the fees or service charges
  • Request for live currency exchange rates
  • Select the payment method
  • Add the details of the recipient
  • Check the details thoroughly to remove errors, if any
  • Hit send and TA-DA!

Enjoy the simplest process, and if you happen to send money to Pakistan, your funds will reach the beneficiary in just 7 seconds.

Why Choose ACE Money Transfer?

Well, for the following few simple reasons.

Speedy And Secure Transfers

It just takes a few minutes to deliver the funds, with Pakistan being an exception, where funds are delivered in just 7 seconds. This speed makes transfers tightly secured in addition to multi-layered security protocols.

Add A Country And Payment Method Of Your Choice

If you do not find a country or a payment option in the given list and set of options, you can request the company to add a country and also a payment option that will serve you best.

Get Live Exchange Rate Updates

You can also get live and fluctuating currency exchange rates that will enable you to initiate a transfer at a time when rates move in your favour.

Low Fee Or Free Transfers

Despite charging a low fee, the company normally charges fees only if the amount being transferred reaches a certain limit. If it remains below that, your transfer will likely remain free.

Wining Exciting Prizes

The company keeps launching campaigns through which big prizes are given away to the participants. Participation in these time-bound campaigns is fairly easy and simple.

This is how you can get optimal benefits in your money transfers with ACE Money Transfer.

The Way Forward

If you choose to send money to Pakistan online with ACE Money Transfer, you will get all the listed benefits from one window without having to compromise one benefit to acquire another, in addition to standing a chance to win prizes as a result of joining an ongoing campaign, should you find one alive.


What are the different methods available for Overseas Pakistanis to send money internationally?

Overseas Pakistanis can send money internationally through various channels, including banks and online platforms like ACE Money Transfer. Each method has its advantages and limitations, such as varying fees, exchange rates, and processing times.


Are there any specific regulations or limitations on sending money to Pakistan from abroad?

Yes, the State Bank of Pakistan and other regulatory bodies have set guidelines for international money transfers. There may be limitations on the amount you can send, documentation requirements, and restrictions on the purpose of the transfer. It is advisable to check with your chosen service provider or financial institution to understand the specific regulations that apply to your situation.


How can I ensure the best exchange rate when sending money to Pakistan?

To get the best exchange rate, you can compare rates from different service providers, consider the timing of your transfer, and be mindful of any hidden fees. Some online platforms and mobile apps also provide real-time exchange rate information and allow you to lock in a favourable rate; ACE Money Transfer tops the chart in this regard.


How long does it take for the money to reach the recipient in Pakistan?

The time it takes for the money to reach the recipient in Pakistan depends on the method used. Bank transfers may take several working days, while money transfer services or online platforms may offer same-day or even instant transfers. It's important to check with the provider to understand the expected time frame.


Is it safe to send money to Pakistan online? What precautions should I take?

Sending money online is generally safe if you are using reputable service providers. To ensure security, always use secure and encrypted websites, verify the legitimacy of the service provider, and be cautious with sharing personal information. If using mobile apps, make sure to download them from official app stores and keep them updated to the latest versions.



  • Pakistani diaspora

(The Pakistani Diaspora – PILOT GUIDES)

  • Inward remittances

(Why are remittances falling? - Business - DAWN.COM)

  • Pakistani GDP

(GDP (current US$) - Pakistan | Data (

  • Pakistani GDP per capita

(GDP per capita (current US$) - Pakistan | Data (

  • The misery index

(Poverty and stagflation - Newspaper - DAWN.COM)

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