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How to Send Money from Cyprus to Ghana via MTN Mobile Wallet

Send to MTN Mobile Wallet in Ghana from Cyprus Using ACE

09 Jul 2025


If you’re living in Cyprus and supporting loved ones in Ghana, sending money regularly is likely part of your routine. Whether it’s for school fees, rent, groceries, or emergencies, the need to send funds quickly and securely matters more than ever.

And let’s be honest, nobody wants to stand in long queues or pay excessive fees at a bank or cash counter. That’s where ACE Money Transfer steps in with an easy solution. Now you can send money from Cyprus to Ghana directly to an MTN Mobile Wallet in Ghana.

Yes, it’s that simple. Let’s walk you through how this works, why it’s smart, and what you’ll need.

Why Use MTN Mobile Money in Ghana?

MTN Mobile Money (MoMo) is widely used in Ghana. In fact, as of 2023, over 18 million Ghanaians actively used mobile wallets for everyday transactions.

Why? Because it’s:

  • Convenient, your recipient can use their phone to receive money, buy airtime, pay bills, or shop.
  • Safe, every transaction is protected with a PIN and mobile confirmation.
  • Widely Accepted, from city shops to rural markets, MTN Mobile Money is everywhere.

So, if your family or friends in Ghana use MTN, this is one of the easiest ways to send money directly to their phone.

Why ACE Money Transfer?

ACE has made its name as one of the most trusted and affordable remittance services worldwide. Now, they’ve added support for direct money transfer from Cyprus to MTN Mobile Wallets in Ghana, and it’s a game-changer.

With ACE, you get:

  • Instant Transfers: Most transfers reflect in the wallet within minutes.
  • Low Fees: Transparent charges and better exchange rates than many traditional services.
  • Trusted Network.
  • 24/7 Access: Send from your phone or computer anytime with the ACE app or website.

How to Send Money to MTN Mobile Wallet from Cyprus

Here’s how simple it is to send money from Cyprus to Ghana:

1. Create an ACE Account

Go to the ACE website or download ACE app. Registration is free and takes just a few minutes.

2. Enter the Transfer Details

  • Choose Ghana as the destination.
  • Select MTN Mobile Wallet as the payout method.

3. Fill in Recipient Details

Enter your recipient’s full name and MTN mobile number in Ghana. Make sure the name matches their MoMo ID.

4. Add the Amount

Enter the amount you want to send in euros. You’ll see the exact exchange rate and fee before confirming.

5. Pay Securely

Use your Cyprus-based debit or credit card or bank transfer to pay online. Once confirmed, the money is on its way!

What Can the Recipient Do with Their MTN Wallet?

Once the money hits their wallet, your recipient can:

  • Withdraw cash from MoMo agents
  • Buy airtime and data
  • Pay bills like electricity or water
  • Shop online or in physical stores
  • Transfer to others instantly

No need for a bank account. No need to travel. The wallet is right in their pocket.

Real-Life Scenario

Let’s say you're working in Limassol, Cyprus. Your younger brother in Accra needs money for school expenses.

Instead of:

  • Visiting a bank,
  • Filling forms,
  • Waiting in line, or
  • Asking him to visit an agent.

You just open the ACE app, enter his MTN number, send €50, and he gets it instantly on his phone.

Security You Can Trust

Worried about fraud or failed transactions?

With ACE:

  • Every money transfer from Cyprus to Ghana is trackable in real time
  • You get a digital receipt and SMS/email confirmation
  • Transfers are encrypted and handled by licensed remittance providers

Your peace of mind matters, and ACE understands that.

From Cyprus to Ghana & Pakistan—Instant Transfers with ACE App!

Sending money to Ghana shouldn’t feel like a chore or a financial burden. With ACE Money Transfer, it’s now faster, cheaper, and more convenient than ever, especially when you send directly to MTN Mobile Wallets. No banks. No queues. No worries.

So if you're in Cyprus and need to send money online to Ghana from Cyprus or Ghana, ACE is your one-stop solution for secure, instant transfers. Start using the ACE app today and send money now.

FAQs

How long does it take to send money from Cyprus to MTN Wallet in Ghana?

Most transfers are completed within minutes.

What do I need to send money using ACE?

You’ll need a valid ID, your recipient’s MTN number, and a payment method like a debit/credit card or bank transfer.

Can the recipient withdraw cash from their mobile wallet?

Yes. They can withdraw from any MTN Mobile Money agent across Ghana.

Can the recipient receive money if they don’t have an MTN Mobile Money account?

No, the recipient must have an active MTN Mobile Money (MoMo) account in Ghana to receive the funds. If they don’t have one yet, they can register easily at any MTN service center or agent.

Is there a limit on how much I can send to an MTN Mobile Wallet in Ghana?

Yes, MTN Mobile Money has daily and monthly transaction limits depending on the recipient’s wallet tier. ACE may also apply sending limits based on your verification level. It's always best to check limits in the ACE app before confirming your transfer.




 


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