
11 Jul 2025
Imagine being in Madrid and needing to send urgent funds to your family in Accra, and the money reaches them in minutes. That’s the kind of convenience modern remittance platforms like ACE Money Transfer now offer.
For Ghanaians living in Spain, sending money home is more than a transaction; it’s a responsibility. Ensuring that the money arrives safely, quickly, and with minimal cost is essential. This guide breaks down how ACE makes every money transfer from Spain to Ghana simpler, smarter, and more secure.
ACE offers multiple reliable ways to send money to Ghana, catering to different needs. Whether your recipient prefers a bank deposit, cash collection, or mobile money, ACE ensures secure and timely transfers. Let’s explore these options in more detail below.
You can send money directly to nearly all major Ghanaian banks through ACE. This method is perfect for beneficiaries who maintain bank accounts and prefer receiving funds digitally.
Just ensure the recipient’s bank details are accurate to avoid delays in processing.
If your recipient doesn’t have a bank account, ACE offers cash pickup options throughout Ghana. Partner agents in key cities make this method both convenient and fast.
All the recipient needs is a valid ID and the transaction number to collect the cash.
ACE now supports instant wallet transfers to mobile wallets like MTN Mobile Money and AirtelTigo Money. These are widely used across Ghana, making this method especially practical.
Your loved ones can access the funds instantly and use them right from their phones. If you’re living outside Spain, like in Australia, and want to explore secure wallet options, check out our guide on how Ghanaians Can Remit to MTN Mobile Wallet from Australia.
ACE ensures that your remittance is both affordable and predictable. You’ll always know what your recipient gets—no hidden fees or surprises. Here's how ACE helps you get the best value.
ACE offers real-time EUR to GHS exchange rates, giving you a clear view of your money's value before sending. With the mobile app or website, you can even set alerts when the rate is in your favour.
This allows you to time your remittance for maximum benefit.
ACE charges a fixed, minimal fee with no hidden costs or inflated rates. What you see is what your recipient gets.
This transparency makes ACE a top choice among expats who value clarity and affordability.
Time is money—especially when it comes to urgent transfers. ACE delivers your funds quickly and keeps them safe with robust digital protection. Here's why you can rely on ACE.
Whether you're using bank transfer, cash pickup, or mobile wallet, ACE ensures your money reaches Ghana within minutes. Transfers are available 24/7—even on weekends and holidays.
This speed can be crucial in emergency situations or time-sensitive transactions.
ACE Money Transfer is regulated by the Financial Conduct Authority (FCA), which means your transactions are fully protected. End-to-end encryption and fraud prevention measures are in place for your peace of mind.
With a solid 4.7 rating on Trustpilot, ACE is trusted by thousands globally.
ACE makes the money transfer process simple and intuitive, whether you prefer using a desktop or a mobile device. Here’s how you can do it efficiently.
Sending money through ACE’s website is straightforward. Sign up with ACE, then log in, choose Ghana as the destination, select your preferred payout method, enter the recipient’s details, and complete the payment. It’s a fast, secure, and user-friendly process.
Prefer sending money on the go? The ACE Money Transfer mobile app is available on both Android and iOS platforms. Download the ACE app, as it includes helpful features like transfer tracking and rate alerts.
With just a few taps, you can initiate and confirm your transaction.
ACE has earned the confidence of thousands of Ghanaians abroad through its customer-first approach. From user-friendly tools to great offers, here’s why ACE stands out.
New users who desire to send money online from Spain to Ghana can enjoy their first transfer completely free. This allows you to try the platform risk-free.
It’s an excellent opportunity to experience ACE’s fast and secure remittance services.
ACE offers multilingual customer support through its website, app, and helpline. Whether it’s technical help or transaction queries, you’ll receive prompt and helpful assistance.
This reliability has made ACE a favourite among Ghanaian expats.
Send money to Ghana from Spain with ease, as it's no longer complicated or expensive. ACE Money Transfer offers multiple payout methods, competitive rates, and strong security to ensure peace of mind.
Whether you're supporting family or managing obligations back home, ACE simplifies the process and keeps your finances protected.
Most transfers are processed instantly or within a few minutes, depending on the method selected.
Yes, ACE supports instant wallet transfers to platforms like MTN Mobile Money and AirtelTigo.
ACE supports almost all major banks in Ghana. You can select the preferred one during the transaction.
No. ACE follows a transparent pricing model. The fee and exchange rate are shown before you confirm the transaction.
Yes. ACE is an FCA-regulated service provider and uses encryption and monitoring for secure transactions.