ACE Now Supports Wallet Transfers to Nigeria

Imagine sending money home to Nigeria and having it arrive in seconds—no queues, no delays, no complicated banking processes. That’s now a reality, as ACE Money Transfer has officially launched wallet transfers to Nigeria, covering major platforms such as Paga, Carbon, MoniePoint, OPay, PalmPay, and GoMoney.

For Nigerian students, workers, and families living abroad, this means one thing—faster, safer, and more convenient remittances. 

With ACE Money Transfer’s new wallet transfer service, Nigerians abroad can now send money directly to mobile wallets instantly, affordably, and securely.

Why are Wallet Transfers a Remittance Booster to Nigeria?

According to the Central Bank of Nigeria, nearly $20 billion in remittances flowed into Nigeria in 2024, with mobile wallets becoming one of the fastest-growing methods for receiving funds.

Wallet transfers are revolutionizing how money moves across borders. Instead of waiting days for bank deposits, recipients get funds instantly in their mobile wallet, ready for immediate use.

Key benefits include:

• Instant access to funds for daily needs or emergencies.
• Lower fees compared to traditional banking channels.
• No bank account needed—ideal for people in underbanked areas.
• Multiple usage options like bill payments, airtime recharge, and local transfers.

Which Nigerian Wallets Can You Send Money To?

ACE now supports direct wallet transfers to:

Paga

Paga is one of Nigeria’s earliest and most reliable mobile wallet platforms, serving millions of users across the country. It allows recipients to receive funds instantly and use them for bill payments, airtime recharge, or sending money to others. Paga’s vast network of agents means users can withdraw cash easily, even in rural areas. With ACE transfers, the money appears in their Paga account in minutes, ready for immediate use. 
 

Carbon

Carbon is popular among young professionals and tech-savvy Nigerians for its all-in-one financial services. Aside from receiving transfers, recipients can use Carbon to pay utility bills, shop online, or apply for instant credit. The wallet also offers savings tools with interest, making it an ideal option for those who want to manage their funds effectively. ACE’s integration with Carbon ensures that your remittance arrives instantly and securely, regardless of your recipient's location in Nigeria.  

Monie Point

Monie Point has rapidly grown into one of Nigeria’s most trusted fintech platforms, known for its strong agent banking network. It makes it easy for recipients to withdraw funds in cash without needing to travel far. Beyond withdrawals, Monie Point allows for smooth bill payments and merchant transactions across thousands of locations. By sending money through ACE to Monie Point, you give your loved ones both digital convenience and cash accessibility. 
 

Opay

Opay is Nigeria’s fastest-growing mobile wallet and a top choice for everyday transactions. It is widely accepted by merchants, ride-hailing services, and online stores, making it perfect for daily spending. Recipients can also use Opay for peer-to-peer transfers, utility payments, and quick top-ups. With ACE wallet transfers, the funds are instantly credited, giving your family in Nigeria more control over how they spend and manage the money.

Palmpay

Palmpay stands out for its attractive cashback rewards and promotional offers, making it especially appealing to regular users. It is accepted by thousands of merchants, allowing recipients to shop, pay bills, and recharge their phones with ease. Palmpay’s smooth and intuitive app design ensures that even first-time users find it simple to use. Sending money from ACE to Palmpay means your loved ones can enjoy not just instant access to funds but also additional benefits, such as cashback rewards. 
 

GoMoney

GoMoney is a modern, digital-only wallet designed to help Nigerians better manage their finances. It offers budgeting tools, spending insights, and an easy way to receive and send payments without the need for physical banking. Recipients can receive ACE transfers in their GoMoney account almost instantly and use the funds directly for online purchases or local payments. For those looking to manage money wisely, GoMoney provides a smarter way to handle remittances.

How to Send Money to Nigerian Wallets with ACE?

It’s a simple 3-step process:

1. Log in to your ACE Money Transfer account via website or app.
2. Select Nigeria as your destination country and choose your recipient’s wallet provider.
3. Enter recipient details (phone number linked to the wallet) and complete payment.

Funds are delivered in minutes, and recipients get instant notifications.

Why Choose ACE Money Transfer for Wallet Payments?

1. Instant Transfers

No more waiting days—funds arrive in seconds.

2. Competitive Rates

ACE offers some of the best exchange rates in the remittance market, helping you send more while spending less.

3. Strong Security

All transactions are encrypted and comply with international security standards.

Your Money, Their Convenience

Sending money to Nigerian wallets is no longer a hassle. With ACE Money Transfer’s wallet transfers, you combine speed, affordability, and accessibility in one seamless process—ensuring your loved ones get the support they need, exactly when they need it.

FAQs

How long does it take for a Nigerian wallet transfer to complete?

Through ACE money transfer, most transfers are completed instantly; however, occasional network delays may take a few minutes.

Which Nigerian wallets are supported?

ACE money transfer supports remittance transfers to Paga, Carbon, MoniePoint, OPay, PalmPay, and GoMoney in Nigeria. 

Do recipients need a bank account to receive funds?

No. A receiver doesn't need to have a bank account. They just require a mobile wallet account with any supported provider.

Are there extra charges for wallet transfers?

Fees depend on the sending country, but ACE Money Transfer offers highly competitive rates for Nigerian wallet transfers.