ACE Money Transfer
ACE Money Transfer
06 Oct 2025
You've worked long hours in Italy so your loved ones back home in Ghana can get help when they need it. But every time you try to remit money to Ghana, you're stuck waiting days, paying steep fees, or worrying whether the transfer will actually arrive. What if there was a way to send money online to Ghana from Italy that's fast, secure, and puts more money in their hands?
This blog shows you the fastest way to do that using MTN Mobile Money via ACE Money Transfer.
MTN Mobile Money is widely accepted across Ghana, including in rural and city areas, and mtn Ghana operates the country’s largest mobile money platform, used by over 17 million people.
Recipients can access funds immediately on their phone—even without a bank account. Funds sent via mobile money to Ghana are often available to recipients within seconds, with SMS alerts confirming the transaction.
The wallet must be fully registered and active with the local provider to receive money from international transfers.
International remittances can only go to personal MTN wallets, not MTN business accounts.
Withdrawals are easy: at an MTN agent or linked ATM.
Other major providers include Vodafone Cash and airtel tigo, while Telecel Cash is the second-largest network and is widely accepted across the country. AT Money is another reliable mobile network in Ghana that is merging with Telecel to offer broader coverage.
Mobile money transfers are generally characterized by lower costs and better exchange rates compared to traditional bank transfers, making them a popular choice for remittances.
It avoids the limitations of bank hours and lets your family use the money right away.
Remit Fast to MTN Mobile Money
Here’s a simple step-by-step process that many users follow to money transfer to Ghana from Italy without fuss:
Create an account or log in to your ACE Money Transfer account.
Choose Ghana as the destination country.
Select MTN Mobile Money as the payout method for mobile money transfers.
Enter the receiver's details — the recipient’s name and MTN mobile number — and double-check both before you transfer money. To enhance security, senders should double-check the recipient's wallet number and name to avoid errors during mobile money transfers.
Enter the amount in euros; ACE will show you the converted Cedi and fees.
Confirm the transaction and send. ID verification may be required to complete it securely, in line with rules in Switzerland and Ghana.
ACE also offers full transparency: you see the total cost before you send, choose a payment method, and complete payment on the website or app. See ACE’s process in detail on their blog Go Digital with ACE for Italy to Ghana Money Transfers.
Remittance Challenge You Face | How ACE Money Transfer+MTN Solves It |
|---|---|
Long delivery time | Most transfers complete in minutes via mobile money, while bank transfers are usually slower than wallet delivery |
Hidden fees or poor exchange rates | ACE Money Transfer shows you all costs upfront, and mobile money often brings lower costs and better currency exchange value than traditional banks |
Bank limits and slow processing | You bypass those by using wallet payouts; other delivery method options for international money transfers to Ghana include mobile wallets, bank deposits, and cash pickup, but ACE + MTN is faster for direct wallet delivery |
Hard to reach rural areas | MTN Mobile Money works almost everywhere in Ghana |
Worry about safety | ACE Money Transfer is licensed, helping you send safely with regulated providers that let you track your transfer and use anti-fraud protections plus encryption all the way |
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In 2023, personal remittances made up a significant portion of Ghana’s economy. These funds aren’t just money—they support school fees, health care, small businesses, and survival for millions across Ghana and around the world who rely on remittances from family abroad. The Ghanaian government’s 1.5% E-Levy is a tax on domestic electronic transfers, but it does not apply to international remittances sent to mobile wallets. When you choose a fast, low-cost method to send money to Ghana, you’re helping more than just your family—you’re contributing to real, positive change across communities.
Stop putting up with slow service, high fees, or uncertainty when you want to send money to Ghana. Using ACE + MTN Mobile Money, you get a fast, secure way to support your family with low fees, and transfer limits vary by network in Ghana. For example, MTN Ghana supports up to GHS 15,000 per transfer, while AirtelTigo and Vodafone are capped at GHS 4,800. AT Money has a maximum transfer limit ranging from GHS 2,000 to 4,800, depending on the platform, and Airtel Ghana has a minimum transfer limit of GHS 4 and a maximum limit of GHS 2,000 per transfer. Take action today—make online money online to Ghana from Italy with confidence, and let your loved ones receive it when they need it most.
Ready to send? Sign up with ACE now and make your first instant transfer.
Usually minutes, unless additional identity checks are needed or there’s a holiday in Ghana. After sending, you can track the transfer and receive status updates until the funds arrive. This fast service ensures the quick arrival of money in emergency situations.
ACE Money Transfer shows all transfer fees upfront. You’ll pay a small fee plus a margin on the exchange rate, and total charges depend on the payment method used—no hidden surprises. For many users, mobile wallet transfers are often the cheapest way compared with some banks.
Yes—your recipient can withdraw from any MTN agent or linked ATM across Ghana, though cash withdrawals from a mobile wallet may incur local charges. So, do not worry about the conversion issue: amounts over GHS 50 usually carry a 1% charge, while amounts below GHS 50 may incur a fixed 0.50 pesewa fee.
Yes. ACE Money Transfer helps customers send mobile money safely to Ghana through a regulated provider, uses strong encryption, and lets you complete your first money transfer securely with tracking from the moment you send until it’s received. Mobile money transfers to Ghana are generally secure when using regulated providers that implement end-to-end encryption and anti-fraud protocols.
