ACE Money Transfer
ACE Money Transfer
12 Nov 2026
Sending money to an Agrani Bank account in Bangladesh requires accurate recipient information and a transfer method that supports the bank. Before arranging an international money transfer, check the required banking details, applicable fees, exchange rate and estimated delivery time.
Agrani Bank provides international banking and remittance-related services through its correspondent relationships and authorised dealer branches. Recipients may also be able to collect international remittances through supported cash pickup arrangements.
This guide explains how to send money to Agrani Bank from abroad, the details you may need, how SWIFT transfers work and how to check payout options through ACE Money Transfer. ACE Money Transfer Limited is FCA-authorised as an Authorised Payment Institution (FRN: 506692). Verify its status on the FCA Register.
You can send money to an Agrani Bank recipient through an international bank transfer or a money transfer provider that supports the required receiving method.
Before sending, check the following:
The recipient's full name as registered with Agrani Bank.
Their bank account number and branch details, if you are arranging a bank deposit.
The correct SWIFT/BIC code if your sending bank requires one.
The transfer fees and exchange rate.
The estimated delivery time and the amount the recipient is expected to receive.
You can also check ACE Money Transfer's Bangladesh transfer page for available payout methods. ACE's published Bangladesh information identifies Agrani Bank among the participating banks for its ONE-PIN cash pickup service. This is a cash collection option, not confirmation of direct deposits into every Agrani Bank account.
Agrani Bank PLC manages international money transfers into Bangladesh through its banking network as a commercial bank in Bangladesh. Its services include personal and business banking, foreign exchange and international remittance-related facilities. Agrani Bank PLC is a state-owned commercial bank in Bangladesh. According to its official website, it operates 979 branches, as stated on its bank overview page, checked on 6 November 2026. Source: Agrani Bank.
For customers sending money from abroad, two areas of the bank's published information are particularly relevant:
SWIFT information: Agrani Bank publishes its SWIFT/BIC information and a list of branches connected to the SWIFT network.
Authorised dealer branches: The bank publishes details of its authorised dealer branches, overseas exchange houses and correspondent institutions, including inward remittance channels via MTOs and partnerships with exchange houses.
You can review these details through Agrani Bank's official SWIFT information page and its authorised dealer branch directory.
These arrangements help facilitate international banking and foreign exchange transactions. However, the receiving method and processing requirements depend on the type of transfer and the institutions involved.
If your recipient is expecting money in Bangladesh, confirm whether the transfer will be credited to their bank account or collected as cash. These are different payout methods and may require different information.
The available method depends on your sending country, transfer provider and the recipient's preferred way of receiving funds.
A SWIFT transfer is a common method for sending money between banks in different countries. It uses the SWIFT financial messaging network to communicate payment instructions between financial institutions.
If you want to send money directly to an Agrani Bank account, your sending bank may offer an international SWIFT transfer.
The general process involves:
Contacting your sending bank to confirm that it supports international transfers to Bangladesh.
Collecting the recipient's bank account details.
Confirming the correct Agrani Bank SWIFT/BIC code.
Providing the recipient's branch information if requested.
Entering the amount and payment details.
Reviewing the fees, exchange rate and estimated delivery time before authorising the payment.
Your sending bank may also use intermediary or correspondent banks to process the transfer. These institutions may apply additional charges or processing requirements.
Important: A SWIFT transfer is different from a money transfer provider's cash pickup service. Confirm the receiving method before choosing either option.
ACE Money Transfer offers cash pickup as a receiving option in Bangladesh. Check its official Bangladesh transfer page for current availability. Its published Bangladesh guide identifies Agrani Bank among the participating banks in the ONE-PIN cash collection service.
This option may be useful when beneficiaries in Bangladesh prefer to collect funds through local disbursement options, with money delivered by cash pickup where available rather than directly into a bank account.
To check the available arrangements:
Visit the ACE Money Transfer Bangladesh page.
Select Bangladesh as your destination.
Review the available cash pickup options for your sending country.
Check whether Agrani Bank or the relevant collection option is displayed.
Review the transaction details before confirming your payment.
For cash collection, ACE's FAQ explains that the recipient generally needs the transaction reference or PIN and valid identification.
The recipient should follow the collection instructions provided for the specific transaction. Do not assume that every Agrani Bank branch supports every cash pickup transfer, even though cash pickups may be offered through numerous branches and agent points.
You may also use another international money transfer provider if it supports your recipient's preferred payout method.
Before choosing a provider, check:
Whether it supports direct bank deposits to Agrani Bank.
Whether it offers cash pickup through an Agrani Bank location.
Which identification and recipient details are required.
The total transfer cost, including any applicable charges.
The estimated time for the funds to become available.
A provider's general Bangladesh transfer service does not automatically confirm that it supports every receiving bank. Always check the specific payout option before sending money.
If you want to use ACE Money Transfer, first check which receiving methods are available for your sending country. The available options may differ depending on the transfer route.
Follow these steps:
Open the ACE Money Transfer Bangladesh page to sign up or download the ACE app before selecting Bangladesh.
Start by selecting Bangladesh as the destination country, then review the available payout methods.
If you want your recipient to collect money through Agrani Bank, select Agrani Bank when the relevant cash pickup option appears.
Enter the amount you want to send and review the transaction quote.
Check the following before proceeding:
The exchange rate.
The applicable transfer fee.
The payment method.
The expected amount the recipient will receive.
The displayed quote helps you understand the cost of your transfer before you confirm it. Exchange rates fluctuate and the rate you receive may differ from any rates quoted. Always check the live rate at acemoneytransfer.com before sending.
Enter the recipient's details as requested by ACE.
For cash pickup, provide the information required for the beneficiary and collection process. For a bank deposit, if that option is available for your selected route, you can send money to Agrani Bank via bank deposit by providing the requested bank account information, and transfers are typically paid out in Bangladeshi taka (BDT), making the process easy to follow.
Make sure the details are accurate and match the recipient's identification or bank records.
Check the transfer amount, recipient details, payout method, exchange rate and fees.
Once you have reviewed the information, complete the payment using an available payment method.
Keep your transaction reference so you can check the transfer status or contact customer support if you need assistance. Where available, transfers to Agrani Bank can be tracked in real time through ACE's tools, which adds more transparency. ACE also uses strong security measures to help keep transactions safe.
You can find further registration information, receiving methods and transaction tracking in the ACE Money Transfer FAQs.
Remember: ACE's published ONE-PIN information identifies Agrani Bank as a participating cash pickup bank. Do not select a direct bank deposit unless Agrani Bank is specifically available in the payout options for your transaction.
The information required depends on whether you are arranging a bank-to-bank SWIFT transfer, a bank deposit through a money transfer provider or cash pickup.
Your sending bank or transfer provider may request:
Full name and residential address.
Contact details.
Valid identification documents.
Payment information.
Purpose of the transfer, where required.
The provider may request additional documents to verify your identity, payment or source of funds.
For a direct bank deposit, you may need:
Recipient's full name as registered with Agrani Bank.
Agrani Bank account number.
Branch name and address.
SWIFT/BIC code, if required.
Recipient's address or contact information, if requested.
For cash pickup, the recipient may need the transaction reference or PIN and a valid identification document.
Always follow the instructions provided by your sending bank or transfer provider. The information required for cash pickup is not necessarily the same as the information required for a SWIFT transfer.
Agrani Bank publishes the general SWIFT code AGBKBDDH on its official website.
The bank also lists branch-specific SWIFT codes for its branches connected to the SWIFT network. For example, its published list includes:
| Branch | Published SWIFT code |
|---|---|
| Agrani Bank Head Office | AGBKBDDH000 |
| Principal Branch, Motijheel, Dhaka | AGBKBDDH001 |
| Bangabandhu Avenue Branch, Dhaka | AGBKBDDH002 |
| Foreign Exchange Branch | AGBKBDDH006 |
| Agrabad C/A Branch, Chittagong | AGBKBDDH015 |
These are examples from the bank's published list, not a complete directory.
You can check the full list on Agrani Bank's official SWIFT information page.
Important: Do not assume that the general SWIFT code is the correct code for every branch. Confirm the required code with the recipient's branch or your sending bank before initiating an international transfer.
The cost and delivery time of an international money transfer depend on the sending country, payment method, provider and receiving arrangement.
| Factor | What to consider |
|---|---|
| Transfer fees | Charges vary by provider, sending country, payment method and payout option. |
| Exchange rates | The rate determines how much Bangladeshi taka (BDT) the recipient may receive. |
| Delivery time | Processing depends on the transfer method, banking hours, verification and the receiving institution. |
Banks and money transfer providers may apply different charges for international transfers.
For a SWIFT transfer, fees may include charges from the sending bank, intermediary banks or the receiving institution. The exact amount depends on the payment arrangement.
With ACE Money Transfer, review the fee displayed for your selected sending country and payout method before confirming the transaction.
The exchange rate affects the amount the recipient receives in Bangladeshi taka.
Agrani Bank publishes daily exchange rates for foreign currencies against BDT on its official exchange rates page. For example, DKK to BDT exchange rates vary by provider and can change. Check the applicable rate and fees with your transfer provier before sending.
However, the rate offered by a bank may differ from the rate quoted by a money transfer provider. The final amount depends on the rate applied to your particular transaction.
Whencomparing providers, consider the total amount the recipient will receive, taking both the exchange rate and transfer fees into account. Exchange rates and fees may vary. Check the latest rates and applicable charges at acemoneytransfer.com before sending money.
Delivery times vary according to the transfer method and processing requirements.
According to the ACE Money Transfer FAQs:
Most debit and credit card-funded transactions are completed within minutes.
Online bank transfer payments generally take one to two banking days.
Bank deposit delivery times vary by country and are usually within one to two business days.
Cash pickup availability depends on the transaction and banking hours. Collections made after banking hours or on holidays may be available on the next working day.
ACE Money Transfer's availble payout methods and delivery estimates vary by sending route. Check the options and estimated delivery time displayed for your transfer before confirming.
These are general service guidelines, not guaranteed delivery times for transfers to Agrani Bank. Actual delivery times vary by route, payment methid and verification checks.
A SWIFT transfer may follow a different processing schedule, particularly if intermediary banks or additional checks are involved. Remittance crediting times may vary depending on the sending provider, banking hours and verification requirements. Check the estimated delivery time your sending bank or transfer provider.
Before and after sending money, take a few practical steps to help avoid common transfer problems.
Check recipient details: Make sure the recipient's name, account number and branch information are correct.
Confirm the SWIFT code: Use the code required for the recipient's branch rather than assuming every branch uses the same code.
Review the transaction quote: Check the fees, exchange rate and amount the recipient is expected to receive.
Use official channels: Access your bank or transfer provider through its official website or app.
Protect your information: Never share passwords, PINs or one-time verification codes with unauthorised people.
Keep your transaction reference: Save the receipt and reference number for tracking and enquiries.
Follow up when necessary: If the estimated delivery time has passed, contact your transfer provider with the transaction reference.
If the provider confirms that the funds have been sent to Agrani Bank, the recipient can contact the relevant branch to ask about the payment status.
Exchange rates and fees may vary. Check the latest rates and applicable charges at acemoneytransfer.com before sending money.
Sending money to family in Bangladesh starts with choosing a payout method that matches the recipient's needs.
ACE Money Transfer provides a way to review available receiving options through its Bangladesh transfer page. Its published Bangladesh information identifies Agrani Bank among the participating banks for ONE-PIN cash pickup. Agrani Bank facilitates inward remittances through its available banking channels. Eligible recipients may qualify for the 2.5% government remittance incentive when funds are received through authorised legal channels, subject to applicable requirements. Mobile wallet options, such as bKash and Nagad, depend on provider and transfer-route availability. Check the relevant provider for current options and eligibility.
If your recipient wants a direct deposit into an Agrani Bank account, confirm that this specific option is available before proceeding. If cash pickup is preferred, review the collection instructions and identification requirements for the transaction.
Before completing any transfer, compare the displayed exchange rate, applicable fees and estimated delivery time. Accurate recipient information and a confirmed payout method can help reduce avoidable delays.
Agrani Bank Limited is one of the large commercial banks in Bangladesh and receives remittances for family and other beneficiaries. You can arrange an international SWIFT transfer through your sending bank or use a money transfer provider that supports deposits to Agrani Bank. Confirm the recipient's account information, required SWIFT code, fees and estimated delivery time before sending.
ACE's published Bangladesh information identifies Agrani Bank among the participating banks for its ONE-PIN cash pickup service. Check the ACE Bangladesh transfer page for available payout options in your sending country. Availability, fees and exchange rates may vary by route. Do not assume that this confirms direct deposits to Agrani Bank accounts.
Agrani Bank publishes the general SWIFT code AGBKBDDH. It also lists branch-specific SWIFT codes. Confirm the correct code with the recipient's branch or your sending bank before arranging an international transfer.
For a bank deposit, you may need the recipient's full name, account number, branch details and SWIFT/BIC code. For cash pickup, the recipient may need a transaction reference or PIN and valid identification. Requirements depend on the provider and payout method.
The cost depends on the sending bank or transfer provider, sending country, payment method and payout option. Check the transaction quote for the applicable fee and exchange rate before confirming your transfer.
Delivery times depend on the transfer method, provider, payment processing, banking hours and verification requirements. ACE's general guidance states that most card-funded transactions are completed within minutes, while bank deposits usually take one to two business days. SWIFT transfers may follow a different schedule.
First, check the transaction status with your sending bank or money transfer provider. Keep your transaction reference and contact the provider if the expected delivery time has passed. If the provider confirms that the payment has reached Agrani Bank, the recipient can contact the relevant branch for assistance.
Exchange rates and fees may vary. Check the latest rates and applicable charges at acemoneytransfer.com before sending.
Disclaimer:This article is intended for general informational and educational purposes only and should not be construed as legal, regulatory, tax, business, or financial advice. While reasonable efforts have been made to ensure that all facts, figures, and data are accurate and valid as of the date of publication, no warranty or guarantee is given as to the ongoing completeness, accuracy, or currency of the information.
The content is based on information available at the time of publication. Regulations, government policies, market conditions, and service offerings may change over time and vary across jurisdictions and providers. As a result, some information may no longer be current or applicable. Readers should independently verify all information and consult qualified professional advisors before making any financial, legal, or business decisions.
