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Agrani RAKUB Dutch Bangla Janata Bank International Money Transfer Guide

Agrani RAKUB Dutch Bangla Janata Bank International Money Transfer Guide

12 Nov 2026


Sending money to Bangladesh involves choosing a supported transfer method and providing accurate recipient details. If your recipient banks with Agrani Bank, Rajshahi Krishi Unnayan Bank (RAKUB), Dutch-Bangla Bank or Janata Bank, it is important to understand the available receiving arrangements before initiating an international money transfer.

Each bank has its own foreign remittance services, correspondent relationships and payment procedures. However, a bank's ability to receive international remittances does not automatically mean that every money transfer provider supports deposits to its accounts.

This guide explains the remittance services offered by these four banks, how to check available payout methods through ACE Money Transfer, and what to consider when reviewing transfer fees, exchange rates and delivery times.

Quick Answer: How Can You Send Money to Agrani, RAKUB, Dutch-Bangla or Janata Bank?

Start by visiting the ACE Money Transfer Bangladesh page. Select Bangladesh as your destination and check the payout methods available for your sending country.

Here is what to know about each bank:

Agrani Bank: The bank maintains correspondent banking and overseas exchange-house arrangements. ACE previously identified Agrani Bank as a participating bank in its PNE-PIN cash collection service. However, current availability has not been independently confirmed. Check the payout options with ACE before sending.

RAKUB: The bank has documented foreign exchange and remittance-processing activities. Contact RAKUB or your transfer provider to confirm its current receiving arrangements.

Dutch-Bangla Bank: The bank offers foreign remittance services through nominated exchange houses, including transfers to Rocket accounts. ACE lists Rocket as a mobile wallet payout option for Bangladesh.

Janata Bank: The bank provides foreign remittance cash-payment services through listed remittance operators. Confirm whether your chosen provider and receiving method are supported.

Before sending money, check the available payout option, recipient details, applicable fees, exchange rate and estimated delivery time. Exchange rates and fees may vary. Check the latest rates and applicable charges at acemoneytransfer.com before sending.

Which Banks Help Receive International Money Transfers in Bangladesh?

Agrani Bank, RAKUB, Dutch-Bangla Bank and Janata Bank have remittance-related services or arrangements. Their procedures and available receiving methods differ, so recipients should check the requirements of their particular bank.

1. Agrani Bank PLC

Agrani Bank PLC maintains correspondent banking relationships and overseas exchange-house arrangements to facilitate international transactions and remittances.

According to its official correspondent banking information, the bank works with correspondent institutions and exchange houses in different parts of the world. It also publishes information about its authorised dealer branches and overseas exchange houses.

These arrangements support Agrani Bank's international banking and remittance activities. The bank's overseas network can help facilitate remittance payments to beneficiaries in Bangladesh, depending on the applicable arrangement.

ACE Money Transfer has also published information about its ONE-PIN cash collection service, which identifies Agrani Bank among the participating banks. Customers should check the current payout instructions and collection availability for their transaction rather than assuming that every Agrani Bank branch supports every transfer.

Exchange rates and fees may vary. Check the latest rates and applicable charges at acemoneytransfer.com before sending.

What recipients should check:

Whether the selected ACE payout option supports the required collection method.

Whether the recipient can collect through the designated Agrani Bank location.

Which transaction reference or PIN is required.

Which original identification documents must be presented.

Whether the transfer has been marked as ready for collection.

For further information about its international banking arrangements, visit Agrani Bank's official website.

2. Rajshahi Krishi Unnayan Bank (RAKUB)

Rajshahi Krishi Unnayan Bank (RAKUB) is a specialised bank serving agricultural and rural development needs in Bangladesh. It also has foreign exchange and remittance-related activities.

RAKUB's published Foreign Exchange Dealing Room Manual describes the bank's involvement in foreign currency business and remittance processing through several international money transfer operators. The document refers to arrangements involving operators such as Western Union, Express Money, Ria and others.

However, a published manual does not establish that every listed arrangement is currently active. Nor does it confirm that ACE Money Transfer supports direct deposits to RAKUB accounts.

If your recipient banks with RAKUB, contact the bank or your chosen money transfer provider to confirm the current receiving options before initiating a transaction.

What recipients should check:

Whether the transfer provider supports deposits to a RAKUB account.

Whether the required receiving method is currently available.

Which account details and identification documents are needed.

Whether the receiving branch has additional processing requirements.

Checking these details before sending can help reduce the likelihood of delays caused by incorrect information or an unsupported payout method.

3. Dutch-Bangla Bank PLC

Dutch-Bangla Bank PLC offers foreign remittance services through nominated exchange houses. Dutch-Bangla offers electronic banking services and enables recipients to receive international remittances through its Rocket mobile banking service. It also supports international transfers through the SWIFT network (SWIFT code: DBBLBDDH).

According to the bank's official Rocket foreign remittance information, remitters can send funds through nominated exchange houses of Dutch-Bangla Bank and other Bangladeshi banks. International remittances can be transferred to eligible beneficiaries Rocket accounts. Delivery times vary depending on the sending povider and transfer route. Check the estimated timeframe before sending.

ACE Money Transfer lists Rocket as one of its mobile wallet payout options for Bangladesh. Customers can check whether Rocket is available for their transfer through ACE. Availability and delivery times may vary depending on the transfer and delivery times may varyThe available options may depend on the sending country and transaction details.

Exchange rate disclaimer: Exchange rates and fees may vary. Check the latest rates and applicable charges at acemoneytransfer.com before sending.

What recipients should check:Transfer limits may apply, Bangladesh Bank's 27 March 2025 circular sets the MFS account balance limit at BDT 500,000, not the per -transfer limit. Check Bangladesh Bank’s circular and confirm Rocket-specific limits with Dutch-Bangla Bank.

Whether Rocket is available for the sender's country and transaction.

Whether the recipient's Rocket account is eligible to receive the transfer.

Whether the wallet number and beneficiary details are correct.

Whether any account verification or transaction limits apply.

Dutch-bangla Bank provides security features such as two-factor authentication for certain online banking transactions.

For further information about the service, visit the official Dutch-Bangla Bank Rocket foreign remittance page.

4. Janata Bank PLC

Janata Bank PLC provides several services for receiving foreign remittances in Bangladesh. Its website lists internet-based foreign remittance cash-payment services through various remittance operators.

The bank also operates the JB Remittance Payment System. According to the bank, this system is available across its branches and supports cash deposits, cheque payments and foreign and inland remittance payments.

These services provide different ways for beneficiaries to receive funds through Janata Bank. However, the availability of a particular remittance operator or receiving method depends on the applicable arrangement.

The bank's published list of remittance operators should not be treated as confirmation that ACE Money Transfer supports Janata Bank deposits or cash collection.

What recipients should check:

Whether the chosen transfer provider supports Janata Bank.

Whether the transfer is available as a bank deposit or cash collection.

Which branch or collection location can process the payment.

What identification and transaction details the recipient must provide.

Recipients can review Janata Bank's official foreign remittance cash-payment information for further details.

Send Money with ACE 

How Can You Send Money to Bangladesh Through ACE Money Transfer?

ACE Money Transfer Limited provides international remittance services to Bangladesh through the payout methods displayed on its destination page. It is authorised by the FCA as an Authorised Payment Institution (FRN: 506692). Verify its status on the FCA Register. You can review the available options before starting your transaction.

Step 1: Check Available Payout Methods

Visit the ACE Money Transfer Bangladesh page or open the ACE app.

Select Bangladesh as the destination and review the available receiving methods in the app or through online banking-style digital access for an easy, convenient setup. Depending on your sending country, these may include:

Bank deposits.

Cash pickup.

Mobile wallet transfers, including supported wallets such as Rocket.

Mobile wallet and digital options can make it easier and more convenient to transfer money from home or work.

If you want to send money to an Agrani Bank, RAKUB or Janata Bank account, check whether the specific bank or receiving method is available before proceeding. Do not assume that a general bank deposit option covers every bank.

Step 2: Enter the Transfer Amount

Enter the amount you want to send. Review the displayed exchange rate, transfer fee and expected amount the recipient will receive.

The cost and applicable charges may vary depending on the sending country, payment method, delivery speed, and transaction details. Check the final amount before confirming your transfer to compare for best value.

Transfer fees and exchange rates vary between providers. With ACE Money Transfer, check the fee and exchange rate displayed for your transfer before sending. and fees may vary. Check the latest rates and applicable charges at acemoneytransfer.com before sending.

Step 3: Add the Recipient's Details

Enter the information requested for your selected payout method.

For a bank deposit, you may need details such as:

Recipient's full name.

Bank name.

Bank account number.

address.

Branch or other bank information, if requested.

Some providers may also require a new account or beneficiary setup before you can save the transfer details, depending on the service flow.

For a Rocket transfer, provide the correct wallet details requested by ACE.

Make sure the information matches the recipient's bank or wallet records. Incorrect details may delay processing or prevent the payment from being completed.

Step 4: Review and Confirm the Transfer

Check the recipient information, transfer amount, exchange rate, fees and estimated delivery time before completing your payment.

Once the transfer is submitted, keep the transaction reference so you can track the transfer status. ACE provides information about transaction tracking and payment stages through its FAQ page. Some services also send updates until the funds reach the recipient's account.

The delivery time depends on the selected payout method, payment processing, banking hours and any additional verification requirements, so it may arrive faster or take longer depending on those factors. Customer support can assist if a transfer is delayed or if status updates are unclear. Exchange rates and fees may vary. Check the latest rates and applicable charges at acemoneytransfer.com before sending.

What Should You Know About Each Bank's International Remittance Services?

The following table summarises the publicly documented remittance arrangements of the four banks and what recipients should confirm before sending money.

BankPublished remittance arrangementsWhat to confirm before sending
Agrani BankCorrespondent banking relationships, overseas exchange-house arrangements and published ACE ONE-PIN informationCurrent collection availability and designated payout location
RAKUBForeign exchange and documented remittance-processing activitiesCurrent receiving channels and provider support
Dutch-Bangla BankForeign remittance services through nominated exchange houses, including RocketRocket eligibility, wallet details and available payout options
Janata BankForeign remittance cash-payment services and JB Remittance Payment SystemSupported remittance operator, collection method and branch requirements

Important: These are the banks' published services and arrangements. They do not confirm that ACE supports direct deposits to every bank listed. Check the ACE Bangladesh transfer page for the payout methods available for your transaction. Exchange rates and fees may vary. Check the latest rates and applicable charges at acemoneytransfer.com before sending.

What Affects International Money Transfer Times to Bangladesh?

The time required for an international money transfer to reach Bangladesh typically varies. Even when a provider offers a particular payout method, the receiving bank or wallet provider may have its own processing requirements.

Several factors can affect delivery:

Transfer method: Bank deposits, cash pickup and mobile wallet transfers may follow different processing procedures, and speed can differ by payout route.

Receiving institution: Each bank or wallet provider has its own operating hours and provider processing arrangements.

Bank holidays and weekends: Public holidays and non-working days may affect when a payment is processed.

Recipient information: Incorrect account or wallet details can cause delays or require corrections.

Verification requirements: The sending provider or receiving institution may request additional information before completing a transaction.

Payment processing: The time needed for the sender's payment to reach the transfer provider can also affect overall delivery.

According to the ACE FAQ, bank deposit delivery times vary by country and are usually around one to two business days. According to ACE Money Transfer’s official FAQ, checked on 9 November 2026, card transfers may be completed within minutes, while bank deposits usually take 1–2 business days. Delivery times are estimates and may vary by destination, payment method, banking hours and verification checks.

This is general guidance, not a guaranteed delivery time for every transaction to Bangladesh. most transfers still depend on timing, checks, and the destination provider before confirming.

If a payment takes longer than expected, use your transaction reference to contact ACE support or the receiving institution, even though some payments may arrive within a matter of minutes.

How to Prepare for an International Money Transfer to Bangladesh

Before sending money, take a few steps to check the transfer details, protect your hard earned money, and reduce the possibility of avoidable errors.

Verify the recipient's information: Check the recipient's full name, account number or wallet number before confirming.

Use an official transfer provider: Access the provider's website or mobile app through its official channels, as secure channels help protect funds.

Review fees and exchange rates: Check the applicable transfer fee, exchange rate and amount the recipient is expected to receive.

Confirm the payout method: Make sure the selected bank, wallet or cash collection option is supported for your transaction.

Protect personal information: Never share passwords, PINs or one-time verification codes with unauthorised people.

Keep your transaction reference: Save your receipt or reference number so you can track the payment later if a transfer is delayed.

Contact the bank when necessary: If you are unsure whether an account can receive an international remittance, ask the receiving bank before sending.

These checks help ensure a reliable transfer experience. A few checks before confirming a transaction can help you avoid incorrect details and unsupported receiving methods. Exchange rates and fees may vary. Check the latest rates and applicable charges at acemoneytransfer.com before sending.

Sending Money to Bangladesh with ACE Money Transfer

For people sending remittances to family or friends in Bangladesh, the right payout methid depends on the recipient's bank or mobile wallet and the options available for the transfer.

ACE Money Transfer provides a way to check available bank deposit, cash pickup and mobile wallet options through its Bangladesh transfer page, which adds convenience and ease when comparing options. Rocket is listed among the mobile wallet options for Bangladesh, while the availability of a particular bank deposit or cash collection service should be confirmed before proceeding for the full benefits of a suitable payout method.

Before completing a transfer, review the exchange rate, applicable fees, recipient details and estimated delivery time. If the recipient banks with Agrani Bank, RAKUB, Dutch-Bangla Bank or Janata Bank, confirm the relevant receiving arrangements before sending. Delivery times may vary depending on the transfer route, bank processing and verification checks. Exchange rates and fees may vary. Check the latest rates and applicable charges at acemoneytransfer.com before sending.

Frequently Asked Questions

How Can I Send an International Money Transfer to Agrani Bank in Bangladesh?

First, check whether your chosen money transfer provider supports deposits to Agrani Bank or offers another applicable receiving method. Agrani Bank maintains correspondent banking relationships and overseas exchange-house arrangements. ACE has also published information identifying Agrani Bank among the participating banks in its ONE-PIN cash collection service. Confirm the current payout instructions and collection availability before sending.

Can I Receive International Remittances Through RAKUB?

RAKUB has documented foreign exchange and remittance-processing activities. However, the availability of a particular remittance channel may change. Recipients should contact RAKUB or their chosen transfer provider to confirm the current receiving arrangements and required account details.

Can I Send Money to Dutch-Bangla Bank or Its Rocket Wallet from Abroad?

Dutch-Bangla Bank offers foreign remittance services through nominated exchange houses and the SWIFT network, including transfers to Rocket accounts. Eligible transfers may be credited within minutes, and customers should review current competitive exchange rates and limits before sending. ACE Money Transfer lists Rocket as a mobile wallet payout option for Bangladesh. Check the ACE destination page to confirm whether Rocket is available for your sending country and transaction.

How Can I Receive International Money Transfers Through Janata Bank?

Janata Bank provides foreign remittance cash-payment services through listed remittance operators and operates its JB Remittance Payment System. Contact the bank or your transfer provider to confirm whether your particular transfer can be received through a bank deposit or cash collection.

What Information Is Needed for an International Bank Transfer?

The information required depends on the provider and receiving bank. You may need the recipient's full name, bank name, account number, branch details, address, and other information requested during the transaction. For a mobile wallet transfer, the correct wallet number and beneficiary details may be required.

How Long Does an International Money Transfer to Bangladesh Take?

Delivery times typically depend on the payout method, sending country, payment processing, receiving institution, banking hours and verification requirements. ACE's general guidance states that bank deposits usually take around one to two business days, although the timing can vary. Some services complete transfers within minutes, while most transfers to a bank deposit take longer depending on the route and security checks. Check the estimated delivery time displayed for your transaction.

Can I Send Money to Bangladesh Through a Mobile Wallet?

Yes. ACE lists mobile wallet services, including Rocket, among its payout options for Bangladesh. When available, mobile wallet transfers can be a convenient and easy way to transfer money. Availability depends on the sending country and the options displayed when you arrange your transfer. Check the recipient's wallet details carefully before confirming.

Exchange rates fluctuate, and the rate you receive may differ from any rates quoted. Transfer fees and other charges may also vary depending on the sending country, payment method and payout option. Always check the live exchange rate and applicable fees at acemoneytransfer.com before sending.

Disclaimer: This article is intended for general informational and educational purposes only and should not be construed as legal, regulatory, tax, business, or financial advice. While reasonable efforts have been made to ensure that all facts, figures, and data are accurate and valid as of the date of publication, no warranty or guarantee is given as to the ongoing completeness, accuracy, or currency of the information.

The content is based on information available at the time of publication. Regulations, government policies, market conditions, and service offerings may change over time and vary across jurisdictions and providers. As a result, some information may no longer be current or applicable. Readers should independently verify all information and consult qualified professional advisors before making any financial, legal, or business decisions.


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