12 May 2025
Living in Belgium as a Bangladeshi immigrant, expat, or international student often means juggling multiple responsibilities. On one hand, you need to cover your own living expenses like rent, food, and transport. On the other hand, there's a heartfelt duty to send money home regularly. But how do you strike the right balance between saving for your future and supporting your loved ones through remittances?
In this guide, we’ll explore how to manage your finances in a way that doesn’t leave you struggling in Belgium while ensuring your family in Bangladesh gets the support they need. Whether you're working part-time, full-time, or studying, these tips are tailored for your situation.
Belgium offers a relatively high standard of living, but it also comes with a cost. For Bangladeshi expats living in cities like Brussels or Antwerp, managing monthly expenses is crucial. Housing, public transport, groceries, and insurance can eat into your income fast.
So, if you earn €1,500–€2,000 monthly, you’re left with limited room for savings or remittances unless you plan smartly.
For current living costs, you can refer to Numbeo’s cost of living in Belgium.
For many Bangladeshi families, remittances are a financial lifeline. Your ability to send money to Bangladesh from Belgium helps with:
But constantly sending a large portion of your earnings without a savings plan can leave you vulnerable to emergencies or limit your future opportunities.
You don’t have to choose one over the other. With a little planning, you can do both — save for yourself and send money to Bangladesh from Belgium regularly.
Understanding where your money goes is the first step. Use a budgeting app or a simple spreadsheet to record everything from rent to small snacks.
Instead of sending random amounts based on requests, plan how much you can afford to send each month. This keeps you from overspending.
Set up automatic transfers to your savings account as soon as you receive your income. Aim to save at least 10-20%, even if it’s a small amount.
Use reliable platforms that offer online money transfer to Bangladesh from Belgium at low cost and good exchange rates — like ACE Money Transfer.
It may sound selfish, but your financial health is just as important. Make sure your rent, food, and basic needs are covered before you remit.
If you want to increase your savings while still being generous with remittances, here are some practical habits to adopt:
A little saving here and there can go a long way — especially when you’re also planning a money transfer to Bangladesh from Belgium every month.
Sending money home shouldn’t cost you a fortune. Traditional banks often charge high fees and offer poor exchange rates. That’s why many Bangladeshi expats prefer to send money to Bangladesh from Belgium online using trusted remittance platforms.
ACE Money Transfer checks all these boxes and is tailored for the needs of Bangladeshi senders in Europe.
While sending money to family is a priority, don’t lose sight of your own long-term financial goals.
Being financially stable allows you to send consistent remittances and support your family without compromising your well-being.
Balancing remittances and personal expenses isn’t always easy, especially when you’re far from home and living on a tight budget. But with a bit of planning and smart choices, you can send money to Bangladesh from Belgium online while also saving for your future. Platforms like ACE Money Transfer make it even easier by offering affordable, secure, and instant services to your loved ones back home. Rated 4.8/5 on Trustpilot by more than 129,000 users, ACE Money Transfer stands out as a trusted name in global remittance services.
By managing your money wisely today, you’ll be able to build a stronger tomorrow — both for you and your family.
There’s no fixed amount. It depends on your income, expenses, and your family’s needs. Always budget and ensure your own essential costs are covered first.
Using a digital service like ACE Money Transfer often provides the best combination of low fees, good rates, and fast delivery.
Yes. Many online platforms offer real-time or same-day transfers depending on the payout method and time of transaction.
A balance is best. Saving in Belgium helps with emergencies and future plans, while remittances support your family’s current needs.
Yes, as long as you use licensed and reputable providers with proper encryption and security features.
