16 May 2025
Every Filipino in the UK understands the joy of supporting loved ones back home—yet the process can sometimes be confusing. Whether you're new to remittances or looking to switch to a better provider, this guide breaks everything down clearly.
Let’s explore how to remit money to Philippines with speed, low fees, and peace of mind.
Sending money from the UK to the Philippines has become easier with online platforms, apps, and banking tools. Still, not all methods are equal—some cost more, others take longer. Here's how you can get it right every time.
Selecting the right platform is the first—and most critical—step. Traditional banks charge high fees and often offer poor exchange rates. Instead, consider reputable fintech companies like ACE Money Transfer that specialise in remittances.
According to the World Bank, the global average cost of sending $200 was 6.2% in 2023, but digital-first providers often go much lower.
Compared to others, our service is quick, secure, and user-trusted.
ACE Money Transfer, with its 4.8+ ratings on Trustpilot, is a name thousands trust worldwide.
Once you've chosen your provider, sign up using your email or mobile number. Upload your valid ID and proof of address as part of Know Your Customer (KYC) regulations.
Most services (including ACE) use encrypted data and comply with FCA regulations in the UK, offering a secure registration process.
You'll need the recipient’s name (as on their ID), mobile number, and payout method. For bank transfers, input their correct account number and bank code.
Many Filipinos prefer cash pickups, which are available through popular local banks and outlets like Cebuana Lhuillier, MLhuillier, and Palawan Pawnshop.
You can pay via debit/credit card, bank transfer, or other payment methods available in the UK. ACE allows instant payments using your UK-issued cards, adding both speed and convenience.
Be sure to double-check your entries before hitting send.
Use the app or website to track your transfer in real-time. Most platforms also send you and the recipient an SMS or email notification upon successful delivery.
This transparency is essential—especially when sending money urgently.
Supporting your loved ones back home just got even more rewarding! With ACE Money Transfer’s latest Referral Program, you can now earn up to 50 EUR or equivalent when you invite friends to send money to the Philippines.
From 14th May 2025 to 23rd May 2025, every successful referral, where your friend sends the minimum qualifying amount from an eligible country, will earn you a cash reward. Whether you’re making a money transfer from Ireland to the Philippines or helping someone else start, this is your chance to send money online to the Philippines and earn while doing it!
Download the ACE App (Andriod & IOS) Now!
Digital money transfers aren’t just a trend—they’re reshaping the remittance landscape. Let's examine why they offer more value, flexibility, and speed for UK-based Filipinos.
Traditional banks often shave margins off the exchange rate, which reduces what your loved ones receive. In contrast, providers like ACE offer market-competitive rates, helping maximise every money transfer to Philippines.
Always compare rates using services like FXCompare or Wise’s rate tracker, but remember that consistency and reliability also matter.
Online platforms allow 24/7 transfers without visiting physical branches. This is ideal for OFWs juggling multiple jobs or international students with busy schedules.
You can send money during your break, late at night, or even while commuting—directly from your mobile.
Digital platforms offer far more flexibility than banks or in-person transfers. ACE Money Transfer provides:
This ensures your Filipino money transfer reaches even rural areas efficiently.
The UK has strict financial regulations, and using FCA-registered platforms like ACE ensures you're always compliant with anti-money laundering laws. This is crucial to avoid transfer delays or account issues.
Using trusted channels also protects you from fraud and scams, which have spiked in the digital era (UK Finance Report 2024).
Sending money to the Philippines from the UK shouldn’t be stressful. With today’s digital tools, you can send funds confidently, quickly, and affordably.
If you’re ready to send money to Philippines from UK, choose a provider that offers excellent rates, transparent tracking, and secure service—like ACE Money Transfer.
Start using ACE Money Transfer today and experience fast, secure remittances your family can rely on.
You'll typically need a valid photo ID and proof of address to register with a money transfer service.
Most digital transfers with services like ACE Money Transfer are completed within minutes to a few hours.
Yes, limits vary by provider and country. ACE usually allows higher limits after full verification.
Cancellations depend on the status. If it's not yet delivered, some providers like ACE allow refunds or changes.
ACE offers reliable, low-cost transfers with real-time tracking and a strong Trustpilot rating of 4.8+.
