ACE Money Transfer - Blog

Secure & Affordable Way to Send Money UK to the Philippines

Expat Tips: Sending Money to Family in the Philippines from the UK

15 May 2025


Remitting money to the Philippines is a vital concern for over a million Filipinos living in the UK, supporting their families back home every month. How to remit money to Philippines efficiently and safely has become increasingly important, as many seek the best options for sending funds.

Sending money doesn’t have to be costly, slow, or confusing. If you're a Filipino expat, international student, or worker in the UK, knowing how to transfer money efficiently is essential. Whether for tuition fees, healthcare, or emergencies, your remittances are lifelines. In this guide, you'll discover smart tips, best tools, and insider advice to make your remittance journey secure and affordable.

Why Money Transfers from the UK to the Philippines Matter?

Sending money is about more than finances—it’s about care, connection, and ensuring your loved ones thrive. Remittances account for nearly 10% of the country’s GDP. They pay for everything from tuition to hospital bills, food, and even starting small businesses. Your financial support empowers families and strengthens the national economy.

Top Reasons Why Expats Send Money to the Philippines

Filipino expats in the UK send money home for various reasons, including daily living expenses, education fees, medical bills, and special occasions. These funds are crucial for families to maintain a decent standard of living and to plan for the future. At around 6%, the average cost of sending remittances from the UK has fallen over the years, but remains above official targets. To help you save on fees, explore efficient options for sending money to the Philippines from the UK, as highlighted by the Migration Observatory.

How Regular Transfers Help Filipino Families?

Consistent transfers improve living standards, create security, and enable families to plan better for the future. Your support goes a long way in making lives better. Regular money transfer to Philippines from UK provides a stable foundation, helping families meet urgent needs and invest in long-term goals, such as education and healthcare.

Choosing the Best Way to Send Money from the UK to the Philippines

Choosing the best way to send money from the UK to the Philippines ensures your funds arrive quickly and securely. Compare options for low fees, favorable exchange rates, and reliable service to find the most efficient money transfer to the Philippines from the UK.

The Rise of Digital Transfers

In today’s fast-paced world, digital remittance platforms are changing the way people send money to Philippines from UK. Gone are the days of standing in long queues at a bank or filling out tedious paperwork. With a few taps on your smartphone, you can send funds home instantly, no matter where you are. These modern solutions eliminate the hassle of traditional methods while offering real-time tracking, secure payment options, and better control over your finances.

Digital transfers are not just fast—they're transparent. Most platforms now show you the exchange rate upfront, confirm the total fees, and provide a clear receipt. Whether you’re sending money for tuition, medical expenses, or household support, you can rest easy knowing the process is smooth, reliable, and secure. As a Filipino expat living in the UK, having the ability to transfer money anytime, without stress, gives you both flexibility and peace of mind.

What to Look for in a Transfer Service

Not all money transfer services are the same. When choosing how to send money, it’s essential to consider the speed, reliability, and cost. Look for platforms that offer competitive exchange rates and low transaction fees to maximize the amount your family receives.

Also, check whether they provide multiple payout options, such as bank deposits, mobile wallet top-ups, or cash pickup locations across the Philippines. The more choices your recipients have, the more convenient the transfer becomes for everyone. A good provider should also offer 24/7 support and mobile apps to track transactions in real time.

Always verify that the service is licensed and regulated by international financial authorities. Choosing a trustworthy provider for your Filipino money transfer ensures that your funds are safe every step of the way.

Why Filipino Expats Choose ACE Money Transfer?

You want the best for your loved ones—and that includes your money transfer service. ACE Money Transfer stands out by offering instant transfers, top-tier security, and strong exchange rates. Whether you're sending funds weekly or monthly, it delivers speed, reliability, and cost savings in one platform.

To ensure a seamless transfer experience, it's essential to choose the best method for sending money from the UK to the Philippines. Read more about: Tips for Expatriates: Sending Money Online to the Philippines from the UK for expert advice on making secure and cost-effective transfers.

Tips to Make Your Transfers Efficient and Cost-Effective

Planning your transfers strategically helps your family get the most out of every peso.

Time It Right

Exchange rates fluctuate daily. Sending when the GBP is stronger gives your family more value in pesos.

Larger, Less Frequent Transfers

Fewer transfers mean fewer fees. Sending once a month is often cheaper than multiple small transfers.

Use Tools to Simplify Sending

Utilize mobile apps and online platforms to track your transfers, set up recurring payments, and receive notifications about favorable exchange rates. These tools can help you manage your remittances more effectively.

Bottom Line

You don’t need to stress every time you send money to the Philippines. Whether it's for rent, food, or school, your family counts on you—and you can count on modern services to deliver securely, quickly, and affordably. Learn how to send money to Philippines from UK without wasting time or losing money.

With trusted platforms and a bit of planning, your remittance experience becomes a smooth part of your monthly routine.

Start your next transfer with confidence. Choose ACE Money Transfer and make your remittances faster, safer, and more cost-effective. You deserve fast, budget-friendly services that outperform traditional banking methods. That’s why most Filipino expats trust platforms that offer superior digital options. ACE Money Transfer, for example, is rated excellent with 4.8+ ratings on Trustpilot

Download the ACE Money Transfer (Andriod & IOS) app today and make your first transfer in minutes!

FAQs 

1. How can I send money to the Philippines from the UK easily?

You can send money using mobile apps or websites. Just register, add your recipient, and pay securely using your card or bank.

2. What’s the safest way to send money to the Philippines?

Digital transfer services with end-to-end encryption and global licenses are safest. Always check for verified ratings and customer reviews.

3. How long does it take for my family to receive money?

 Most transfers are delivered instantly or within 24 hours, depending on the payout method.

4. What’s the best way to get the highest exchange rate?

Monitor market rates and send when the GBP is strong. Apps often notify you of favorable rates.

5. Can I send money from the Philippines to the UK too?

Yes, but options are limited. You may need a local provider in the Philippines that supports outward international transfers. Search how to send money from Philippines to UK for specific services.


Tips for Expatriates Life & Culture Offers

PREVNEXT
ACE Money Transfer Secure an Investment of 1.5 Million Pounds
Load PH Mobile Wallets from Australia Without Leaving Your Couch
  • Categories
  • Country