ACE Money Transfer
ACE Money Transfer
19 Oct 2026
Sending money to Pakistan to support family and loved ones is an important part of life for many overseas Pakistanis. If your recipient banks with Faysal Bank, ACE Money Transfer offers an online way to send money to eligible Faysal Bank accounts from supported countries. Before sending, you can review the available transfer options, applicable fees and exchange rate, and check the recipient details needed to complete the transaction. In this guide, we explain how to send money to a Faysal Bank account using ACE, including the role of IBANs and SWIFT codes.
Exchange rates fluctuate, and the rate you receive may differ from any rates quoted. Always check the live rate at ACE Money Transfer before sending. Rates and fees may vary.
An international money transfer moves funds across borders, typically involving currency conversion, compliance checks, and bank networks. Digital remittance platforms simplify sending money internationally by handling these steps behind the scenes. Faysal Bank facilitates international money transfers through home remittances, and ACE Money Transfer connects senders in over 75+ countries directly to Faysal Bank Limited accounts in Pakistan. Real-time settlement allows 24/7 transaction processing through ACE's platform (Rates and fees may vary. Visit acemoneytransfer.com for current rates).
Customers can initiate eligible transfers through the ACE Money Transfer website or mobile app. The applicable exchange rate, fees and transfer details should be reviewed before confirming a transaction.
Faysal Bank is operating 700 branches across 270 cities in Pakistan.
ACE supports multiple payout methods - bank deposit, cash pickup, and mobile wallet - giving consumers flexibility based on their recipient's needs.
This article covers how to send money step by step, which SWIFT code and IBAN details matter, the benefits of using ACE for Faysal International money transfer, and answers to common questions about safety, speed, and cost.
Faysal Bank Limited began operations in Pakistan in 1987 and was incorporated locally in 1994. It now operates as a fully Islamic bank, offering Shariah-compliant banking services. The bank provides home remittance services for people receiving money from abroad, with options including cash collection and account credit. Faysal Bank’s official history provides further details about its development and Islamic banking transition.
Ways to receive money: Faysal Bank offers cash-over-counter collection at its branches, instant credit to eligible Faysal Bank accounts and 1LINK member bank accounts, and same-day credit to other bank accounts through PRISM/RTGS. These options are listed on its home remittance service page.
Digital banking: Customers can access digital banking through Faysal DigiBank. Check the bank’s current digital banking information for the features available for your account before relying on specific functions such as statement downloads or transfers.
Options for overseas Pakistanis: Eligible non-resident Pakistanis can open and operate a Roshan Digital Account remotely, subject to the applicable eligibility criteria and account terms.
Branch access: Faysal Bank lists more than 700 branches across 270 cities supporting cash-over-counter remittance payments on its official remittance service page.
Regulatory compliance: Faysal Bank operates under the State Bank of Pakistan’s regulatory framework. Applicable customer-identification and anti-money-laundering requirements help support regulatory compliance, but they do not guarantee that every transaction is free from fraud.
Before sending money through ACE Money Transfer, review the available payout method, recipient details, applicable fees and exchange rate for your specific transfer.
ACE Money Transfer allows customers to send money online to Faysal Bank accounts from countries like the UK, Poland, Germany, France, Canada, Australia, and New Zealand, among others. The process is designed so that even a first-time user can complete a transfer in minutes (Rates and fees may vary. Visit acemoneytransfer.com for current rates). You need the recipient's full name and account number to send money - here is how to do it:
Register or log in to your ACE account using your email, Google, or Apple ID. Complete KYC verification by submitting identity documents. Secure your profile with two-factor authentication for added protection.
Choose Pakistan as the destination country and select your preferred payout method. For a bank deposit, enter the recipient’s bank details and select the bank if it is available for your transfer. ACE lists Faysal Bank Limited among its affiliated banks for cash pickup in Pakistan.
Enter accurate recipient details: recipient's full name as recorded with the bank, Faysal Bank account number or IBAN, mobile phone number, and city or branch if required. Mismatched details can cause delays or rejections.
Select your payment method - paying via debit card, credit card, or online bank transfer in your local currency. The platform displays fees and the exchange rate upfront before you proceed.
Add a payment reason (required by regulation in many corridors), review all details, and click "Pay Now."
After confirmation, ACE provides a reference tracking number. Track the transaction in real time until funds are credited directly to the recipient's Faysal Bank account. SMS notifications are sent to beneficiaries upon transaction completion.
When sending money internationally, a SWIFT code and IBAN help route funds to the correct bank and account. SWIFT codes are essential for secure international transactions, and getting them right is critical. Note that SWIFT and BIC codes are essentially the same - both identify banks for secure international transactions.
A SWIFT/BIC code is typically 8 or 11 characters long and identifies a bank and, where applicable, a specific branch. Faysal Bank’s official documentation lists FAYSPKKA as its SWIFT code for international remittances. The 11-character format FAYSPKKAXXX is also listed in third-party SWIFT directories as the head-office code, but should be confirmed with the bank before use. Branch-specific codes may vary, so ask the recipient or contact Faysal Bank to verify the correct details before initiating a transfer. You can also consult Faysal Bank’s official remittance instructions.
A Faysal Bank IBAN in Pakistan starts with "PK" followed by check digits and the bank identifier, totalling 24 characters. Customers should find their exact IBAN via their Faysal Bank app, branch, or account statement rather than guessing - errors in even one letter or digit can bounce a transfer.
When using ACE Money Transfer for bank deposits to Faysal Bank, customers usually do not need to manually enter SWIFT codes. ACE routes funds through its global banking network and local partners automatically.
Using the correct SWIFT code ensures funds reach the right destination. Double-check the recipient's Faysal Bank account number, IBAN, and full name before submitting to prevent returns, delays, or misdirected funds.
ACE Money Transfer allows customers in supported countries to send money to Pakistan using available online transfer methods. Recipients may receive funds through bank deposits or other supported payout options, depending on the transfer. Before sending, customers can review the applicable fee, exchange rate and estimated delivery time.
Fees and exchange rates: ACE’s Pakistan transfer charges and foreign exchange spread of 0.1% to 1.5% depend on the applicable pricing schedule. Actual charges and rates may vary by sending country, currency and transfer amount. Review the live quote before selecting “Pay Now.”
Transfer times: Bank deposits through ACE usually take 1–2 business days, although delivery times vary by sending country, payout method and transaction requirements. Faysal Bank offers instant credit for eligible Faysal Bank and 1LINK member bank accounts, and same-day credit to other bank accounts through PRISM/RTGS, subject to the relevant banking process. This does not guarantee that every ACE transfer will arrive the same day.
Payout options: ACE offers bank deposits and other payout methods in supported destinations. Faysal Bank supports cash-over-counter collection, account credit and mobile-wallet payouts through its home remittance service. Check the payout options available for your specific ACE transfer before confirming.
Transaction processing and account protection: ACE uses identity-verification and transaction-review processes as part of its compliance procedures. These checks help support compliance but cannot guarantee that every transaction is free from fraud or risk. Review the transfer requirements before sending.
Online access and customer support: Customers can initiate transfers through the ACE website or mobile app and check transaction status through their account. To request assistance or raise a complaint, use ACE’s complaint registration page or available customer-support channels.
Exchange rates, fees, payout methods and delivery times may vary. Check the live quote and transfer details on ACE Money Transfer before sending.
This FAQ section addresses the most common questions about Faysal international money transfer via ACE.
Can I send money directly to Faysal Bank accounts from countries like Poland, the UK, or Germany? Yes. ACE Money Transfer supports direct bank deposits to Faysal Bank across Pakistan from multiple sending countries. Simply select Faysal Bank as the payout partner on the platform.
How fast are transfers?Most debit- or credit-card-funded transfers are completed within minutes, while transfers funded through online bank transfer can take 1–2 banking days. Delivery times may vary depending on the sending country, banking hours, recipient details and any additional verification required.
What will it cost?Transfer fees and exchange rates vary by provider, payment method and transfer amount. ACE’s total transfer cost may include a transfer fee and an exchange-rate margin, with the applicable fees and exchange rates displayed during the transfer process. Faysal Bank’s home remittance charges should be checked against its July–December 2026 Schedule of Charges to confirm the applicable fee and any conditions.
Is it safe and public?ACE Money Transfer Limited is authorised and regulated by the UK’s Financial Conduct Authority (FCA) under reference number 506692. Faysal Bank Limited is supervised by the State Bank of Pakistan. ACE applies identity-verification and compliance checks where required. Customers should provide accurate recipient details and retain their transaction reference for enquiries or disputes.
What details do I need? You need the recipient's full name and account number to transfer, along with their IBAN, mobile number, and sometimes the branch or city. Always double-check this information against a recent bank statement or the Faysal DigiBank app before submitting.
Whether you are sending money from the UK, Canada, Australia, or another supported country, ACE allows you to send funds to Faysal Bank accounts in Pakistan. Download the ACE app from the iOS App Store or Google Play Store, compare rates, and complete your first transfer today. Read this article again if you need a refresher, leave a comment on ACE’s page with your experience, and share it with anyone looking for an online international money transfer service.
Disclaimer: This article is intended for general informational and educational purposes only and should not be construed as legal, regulatory, tax, business, or financial advice. While reasonable efforts have been made to ensure that all facts, figures, and data are accurate and valid as of the date of publication, no warranty or guarantee is given as to the ongoing completeness, accuracy, or currency of the information.
The content is based on information available at the time of publication. Regulations, government policies, market conditions, and service offerings may change over time and vary across jurisdictions and providers. As a result, some information may no longer be current or applicable. Readers should independently verify all information and consult qualified professional advisors before making any financial, legal, or business decisions.
