Work Abroad: A Guide for Indian Expats Settling in Greece

Working abroad is a dream for many, and for Indian expats, Greece is an increasingly attractive destination. With a growing demand for skilled and semi-skilled workers, a Mediterranean lifestyle, and EU residency advantages, Greece offers a unique work-life experience.

However, moving abroad comes with its own set of challenges—from finding legal work to settling in culturally and financially. Whether you’re preparing for your journey or have recently landed in Greece, this guide covers everything Indian expats need to know to settle smoothly, send money to India from Greece with ease, and start their professional journey confidently.

Why Greece is Attracting Indian Workers?

In recent years, Greece has opened its doors to workers from non-EU countries due to:

• Labour shortages in agriculture, construction, and tourism
• Affordable living compared to Western Europe
• Pathways to long-term residency through work permits
• A peaceful environment with a mild climate

For Indian nationals, Greece offers opportunities to work abroad, gain international exposure, and send remittances back home.

Pre-Departure Essentials for Indian Workers

You should keep:

1. Secure a Job Offer Legally

• Ensure your employer in Greece is registered and legitimate.
• Verify that your job contract includes fair wages, working hours, and benefits.

 Tip: Avoid middlemen or unlicensed agents promising jobs abroad. Use official government portals or licensed recruiters.

2. Apply for the Correct Visa

To work in Greece legally, Indian citizens must apply for a National D visa and later apply for a residence permit upon arrival.

Required documents:

• Valid job offer letter
• Employment contract
• Police clearance certificate
• Medical insurance and health check records

Tip: Start your visa process early to avoid delays.

3. Prepare Financially Before You Leave

• Carry enough money for the first month’s expenses.
• Open an international debit/credit card that works in the EU.
• Inform your Indian bank about your move abroad to enable international access.

Settling in Greece: Life as an Indian Expat

You can begin by:

1. Find Affordable Accommodation

Rent varies by city:

• Athens:  (shared apartment)
• Thessaloniki: Slightly lower than Athens
• Rural areas: Cheaper options, especially for seasonal workers

2. Adapt to Local Life & Culture

• Learn basic Greek to ease communication at work and in daily life.
• Respect Greek customs and traditions.
• Join Indian expat communities for support and networking.

3. Open a Local Bank Account

This is essential for receiving your salary and making local payments.

Required documents:

• Passport
• Work permit/residency card
• Greek tax ID (AFM)

4. Understand Local Taxes & Contributions

Indian expats working legally in Greece are required to pay:

• Income tax
• Social security (EFKA contributions)

Why Use ACE?

Indian expats prefer ACE Money Transfer for:

• Low fees compared to banks
• Faster transfers to all major banks in India
• Competitive exchange rates
• Real-time tracking of every transaction
• A user-friendly mobile app and web portal

Tip: Use ACE to send money to India online from Greece and save both time and money.

How to Transfer Money via ACE:

1. Sign up on the ACE website or app
2. Select India as your destination
3. Enter recipient bank or cash pickup details
4. Pay via debit/credit card or bank transfer
5. Confirm and track your transaction

Challenges Indian Expats May Face in Greece (and Solutions)

Build a Better Future with Smart Financial Moves!

Starting a new life abroad is never easy—but with the right information, Indian expats can thrive in Greece. By preparing in advance, staying legally compliant, budgeting wisely, and using trusted services like ACE Money Transfer for your money transfer from Greece to India, you can build a better future both for yourself and your loved ones back home.

Greece offers more than just work—it offers growth, security, and a new beginning.

FAQs

What type of visa do Indian citizens need to work in Greece?

A National D visa followed by a work-based residence permit.

Can I send money to India from Greece online?

Yes, using secure services like ACE Money Transfer.

What’s the cheapest way to transfer money to India from Greece?

Using online remittance platforms like ACE that offer low fees and better exchange rates.

How do I get help if my employer in Greece exploits me?

Contact the Indian Embassy in Athens or a local labor union for support.

Can I apply for permanent residency after working in Greece?

Yes, after legally staying and contributing for several years, you may be eligible to apply for residency or EU Blue Card programs.