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Financial Survival Guide for Pakistani Students

Study Abroad in Greece: A Financial Survival Guide for Pakistani Students

30 Jun 2025


Studying abroad in Greece can be a life-changing opportunity for Pakistani students. With its rich history, affordable education, and multicultural environment, Greece offers a unique and rewarding academic experience. However, adjusting to a new country also comes with financial challenges—from managing daily expenses to figuring out the best way to receive or send money to Pakistan from Greece.

If you're a Pakistani student living in Greece or planning to move soon, this financial survival guide will help you navigate student life on a budget, avoid common money traps, and keep your finances in check.

Why Choose Greece for Higher Education?

Many Pakistani students choose Greece for its:

  • Affordable tuition fees
  • English-taught programs
  • Low cost of living compared to other EU countries
  • Culturally vibrant cities like Athens, Thessaloniki, and Patras

But like any international move, financial planning is key to a smooth and successful academic journey.

Essential Financial Tips for Pakistani Students in Greece

You should:

1. Create a Realistic Budget

Start by understanding your monthly expenses. Typical costs for students include:

  • Rent
  • Groceries
  • Transport
  • Miscellaneous (mobile, internet, social life)

2. Choose Student Accommodation Wisely

  • University dorms are often the most affordable.
  • Shared apartments with other students can also save costs.
  • Avoid renting in expensive areas unless necessary.

Tip: Search Facebook groups for Pakistani or international students in Greece to find trusted housing options.

3. Take Advantage of Student Discounts

Greece offers generous discounts for students, including:

  • 50% off public transport
  • Reduced prices on museums, cinema tickets, and local attractions
  • Discounted meal plans at university cafeterias

Tip: Always carry your student ID and apply for an International Student Identity Card (ISIC).

4. Find Part-Time Work (If Allowed)

While work permits for international students can be limited, you may still be eligible for:

  • On-campus jobs
  • Freelance online work
  • Internships

Tip: Ensure your visa status allows work and avoid unregistered jobs to stay compliant with Greek law.

5. Avoid Unnecessary Debt

  • Don’t overspend on gadgets or luxuries.
  • Avoid relying on credit cards unless absolutely necessary.
  • Build the habit of saving small amounts regularly.

Sending and Receiving Funds from Pakistan

Receiving money from home or occasionally sending some back is a reality for most international students. Choosing the right money transfer service can save you time and fees.

Use ACE for Reliable Transfers

Pakistani students in Greece trust ACE Money Transfer for its:

  • Competitive exchange rates
  • Low transfer fees
  • Fast delivery to bank accounts or cash pickup in Pakistan
  • Easy-to-use app and web platform

TipSend money online to Pakistan from Greece using ACE for fast, secure, and cost-effective transfers. You can also receive funds from family in Pakistan with minimal delays.

Tips for Saving on Food & Essentials

  • Shop at Lidl, AB, or local farmers' markets.
  • Cook at home instead of eating out.
  • Buy in bulk with housemates.
  • Use student cafeterias for subsidized meals.

Tip: Cook traditional Pakistani meals in batches—it’s cheaper and brings a taste of home to Greece.

Use Affordable Transport

  • Buy monthly student bus passes.
  • Walk or bike when possible.
  • Use apps like OASA Telematics to track buses and plan routes efficiently.

Stay Connected Without Overspending

  • Use low-cost mobile plans from Vodafone, Cosmote, or Wind.
  • Use free university Wi-Fi whenever possible.
  • For international calls, use WhatsApp, Skype, or Zoom over Wi-Fi.

Bonus Tip: Save for Emergencies & Travel

  • Set aside a small emergency fund for medical costs, travel, or unexpected events.
  • Book flights to Pakistan early for better prices—watch for student travel deals.

Smart Money Moves for Pakistani Students in Greece!

Studying abroad in Greece is a rewarding adventure, but managing your finances wisely will make it even more fulfilling. From budgeting and saving to making a smarter money transfer from Greece to Pakistan, every decision matters.

As a Pakistani student, being financially responsible helps you focus on your education, support your family, and build a secure future. Services like ACE Money Transfer can help make your financial journey smoother, faster, and more affordable.

FAQs

What’s the best way to receive money from Pakistan in Greece?

Use ACE Money Transfer for fast, secure transfers with competitive exchange rates.

Can Pakistani students work in Greece while studying?

Yes, in some cases, especially on-campus or part-time jobs, depending on your visa type.

How can I save on living expenses in Greece?

Share housing, cook meals, use public transport, and take advantage of student discounts.

Is it safe to send money online from Greece to Pakistan?

Yes, as long as you use trusted platforms like ACE, which offer encrypted, secure transactions.

Are there any money-saving communities for Pakistani students?

Yes! Join Facebook or WhatsApp groups of Pakistani students in Greece for tips, shared deals, and emotional support.


 


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