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Where Can OFWs Find Economical Residence in the UK?

21 Feb 2024

Overseas Filipino Workers (OFWs) in the United Kingdom often face the challenge of finding economic residence while striving to make a living in a foreign land. The UK, known for its diverse and dynamic cities, offers various housing options for OFWs looking to balance their budget without compromising on comfort and safety. 

As per the statistical analysis, the financial services sector holds significant importance in the UK, directly contributing to economic activity by constituting approximately 8% of the GDP. This sector is pivotal in employment, providing around 2.3 million jobs and related professional services. The prime motivation behind expats working in foreign countries is to send money to their families back home. If you are looking forward to send money to Philippines from UK, then don't worry because you are at the right place. 

This article will explore some affordable housing solutions for Filipino workers in the UK, along with fulfilling their financial responsibilities.       

Tips and Tricks to Find Economical Residence in the UK

The following are some of the more practical insights into securing suitable and economical housing in the UK.

Budget- Friendly Neighborhoods

Choosing the right neighborhood is crucial for finding economical housing. Some areas in the UK have a lower cost of living than others. For example, cities like Manchester, Birmingham, and Glasgow offer more affordable housing options than London. OFWs can explore neighborhoods with a good balance of amenities, safety, and reasonable rental prices.

Shared Accommodation Explored

There are multiple ways to find a suitable accommodation. One cost-effective housing option for OFWs is shared accommodation. Many cities in the UK have a vibrant housing market where individuals can share a house or apartment, reducing the overall cost of rent and utilities.      

Platforms like SpareRoom and EasyRoommate offer listings for shared accommodations, allowing OFWs to connect with other professionals or students seeking similar arrangements. 

Online Rental Platforms   

Utilizing online rental platforms is convenient for OFWs to find economical residences. Websites like Zoopla, Rightmove, and Gumtree list a wide range of rental properties, allowing users to filter options based on budget, location, and amenities. Additionally, these platforms often provide valuable insights into the local rental market trends. 

When you are in a foreign country, the major expenses are rent and health. Once the residence is taken care of, you can find health insurance programs to cover your medical expenses. 

Community Support and Networks 

OFWs can tap into the Filipino community networks in the UK to seek advice and recommendations on affordable housing. Community groups, both online and offline, can provide valuable insights into housing options, share experiences, and offer support in navigating the local rental market.

Government Housing Schemes

The UK government has various housing schemes designed to help individuals, including OFWs, find affordable housing. The Help to Buy scheme, Shared Ownership, and Rent to Buy are among the initiatives that aim to make housing more accessible.        

To make a money transfer from UK to Philippines, utilize the best strategies. OFWs should explore these options and check eligibility criteria to take advantage of potential financial assistance.      

Student Housing Solutions 

Sometimes, OFWs may find economical housing solutions in student accommodation facilities. During university breaks, these residences may offer short-term rentals to non-students at affordable rates. Choosing the UK to Philippine money transfer is the safest option. This option can be particularly beneficial for OFWs looking for temporary housing solutions.     

Co-living Spaces/ Shared Housing

Co-living spaces have become increasingly popular in the UK, providing shared housing arrangements with shared facilities and communal spaces. These spaces often come fully furnished and may offer a more affordable alternative to traditional rentals. OFWs can explore co-living options to find budget-friendly and well-maintained residences.     

Choosing ACE Money Transfer offers numerous advantages, making it a preferred option for individuals seeking reliable and efficient financial transfer services. One notable advantage is the extensive global reach of ACE Money Transfer, allowing users to send and receive funds across a wide network of countries.     

This broad coverage ensures accessibility for users with diverse international financial needs. Furthermore, ACE Money Transfer is known for its competitive exchange rates, providing customers with cost-effective solutions for their currency conversion requirements. The platform also distinguishes itself through its user-friendly interface and intuitive mobile app, facilitating seamless and convenient transactions.     

Smart Housing Strategies For OFWs in the UK

Finding economic residence in the UK as an Overseas Filipino Worker requires careful consideration of various options. Choosing them can assist in making a seamless online money transfer from UK to Philippines. From shared accommodations to government housing schemes, exploring the diverse housing market and leveraging online resources is key. By tapping into community networks and making informed decisions, OFWs can secure affordable and comfortable living arrangements while pursuing their goals in the United Kingdom.    


What are some affordable neighborhoods in the UK for overseas Filipino workers to consider when looking for economical residence?

Affordable neighborhoods like Manchester, Birmingham, and Glasgow often offer more budget-friendly housing options than London. Exploring these areas can help overseas Filipino workers find residences that balance cost and amenities.

Are there government housing schemes available in the UK for overseas Filipino workers seeking economic residence?  

The UK government has various housing schemes, such as Help to Buy and Shared Ownership, designed to assist individuals, including overseas Filipino workers, find affordable housing. These programs provide financial assistance and support in accessing economical residences.

How can overseas Filipino workers leverage online rental platforms to find economical housing in the UK?  

Online rental platforms like Zoopla, Rightmove, and Gumtree list various rental properties, allowing overseas Filipino workers to filter options based on budget, location, and amenities. These platforms provide a convenient way to explore and compare economical housing options. Not just that! These platforms can also help fulfill your financial responsibilities if you want to send money online to Philippines from UK.

Are there any community support networks that overseas Filipino workers can tap into for assistance in finding economic residence in the UK?

Overseas Filipino workers can benefit from community support networks both online and offline. Engaging with Filipino communities in the UK can provide valuable insights, recommendations, and support in navigating the local rental market and discovering economical housing options.

What are some alternative housing solutions, aside from traditional rentals, that overseas Filipino workers can explore for economical residence in the UK?

Overseas Filipino workers can consider alternative housing solutions such as shared accommodations, co-living spaces, and temporary options like student accommodations during breaks. Exploring these alternatives can provide economical and flexible housing choices in the UK.


Financial services: contribution to the UK economy - House of Commons Library (parliament. UK)

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