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The Best Travel Credit Cards for International Travel from India to Italy

15 Jan 2024

Did you know that 80% of credit card consumers prefer paying with their credits over cash?

Currently, there are 2.8 billion credit cards that are owned by people and being used regularly. People use credit cards for a variety of purposes, including bills, payments, shopping, etc. The majority of Indian expats in Italy use a credit card to send money online to India for loved ones. However, one of the smartest ways to utilize a credit card is to put it to use while traveling.

International travel can be an exciting and rewarding experience, but it can also be costly. That is why, especially when traveling from India to Italy, it is critical to select the appropriate credit card. In this blog post, we'll look at the best travel credit cards for international travel from India to Italy, as well as other crucial considerations to think about while planning a trip abroad.


Considerations When Choosing a Travel Credit Card

Before you get into the best travel credit cards for international travel from India to Italy, it's critical to understand the variables to consider when selecting a travel credit card. Here are some of the most crucial factors to consider while choosing the perfect card.


Points and Rewards

Credit cards that offer rewards programs and extra points for travel-related expenditures, such as flights, hotels, and rental cars, are ideal.

Annual Fees and Interest Rates

Examine each credit card's annual fees and interest rates to verify you're receiving the greatest deal for your money. 

Travel Insurance and Other Perks

Some credit cards include travel insurance as well as perks like free checked bags, priority boarding, and airport lounge access.


Credit Score Requirements

Make sure you fulfill the credit score requirements for any credit card you're thinking about applying for.


Foreign Transaction Fees

As a traveler, you might want to send money to India online to your loved ones. Foreign transaction fees can easily mount up when traveling overseas. Seek out credit cards with low or no foreign transaction fees.


Top International Travel Credit Cards from India to Italy

Now that you've learned what to look for in a travel credit card let's take a look at the best options for international travel from India to Italy.


Credit Card HDFC Bank Regalia

The HDFC Bank Regalia Credit Card is a great option for international travelers traveling from India to Italy. You can get 4 reward points for every Rs.150 spent with this card, and you can redeem your points for flights and hotel reservations. The card also provides travel insurance, access to airport lounges, and other travel-related benefits. This card has an annual cost of Rs. 2,500.


Credit Card American Express Platinum Travel

Another excellent alternative for foreign travelers is the American Express Platinum Travel Credit Card. You can earn up to 5,000 additional Membership Rewards points in the first 90 days, as well as 1 Membership Rewards point for every Rs. 50 spent with this card. The card also provides travel insurance, access to airport lounges, and other travel-related benefits. This card has an annual cost of Rs. 5,000.


Credit Card Citibank PremierMiles

Due to its great rewards program, the Citibank PremierMiles Credit Card is a popular choice for foreign travelers. You can earn 10 miles worth of travel for every Rs. 100 spent on airline tickets and hotel reservations and 4 miles for every Rs. 100 spent on other transactions using this card. The card also has other important perks, such as travel insurance, access to airport lounges, and other travel-related benefits. This card has an annual cost of Rs. 3,000.


Credit Card SBI Elite

For frequent travelers, the SBI Elite Credit Card is an excellent option. You can earn up to 50,000 extra reward points with this card in the first year, as well as 2 reward points for every Rs. 100 spent. You do get all the added perks on this card as well, including travel insurance, access to airport lounges, etc. The annual cost of this card is a bit more than others totaling Rs. 4,999.


Other Considerations to Note When Travelling from India to Italy

Other important factors to consider before traveling from India to Italy, in addition to selecting the best travel credit card, are mentioned below.


Currency Exchange Rates and Costs

It is critical to be informed of currency exchange rates and fees when traveling internationally. When exchanging your money, look for the best exchange rates and lowest fees.


Travel Paperwork and Visas

Before traveling from India to Italy, make sure you have all of the appropriate travel documents and visas. Otherwise, you can get into serious trouble at the airport or in Italy during your travel which can affect your leisure time.


Local Customs and Culture

Before your travel, learn about the local customs and culture of Italy to ensure a good and respectful visit.


Send Money to India Through ACE Money Transfer

In addition to utilizing a travel credit card, a reputable and cost-effective money transfer service, such as ACE Money Transfer, can help you save money when traveling abroad. ACE Money Transfer provides reasonable exchange rates and affordable transfer costs for cross-border money transfers, making it an excellent choice for Indians traveling to Italy. Furthermore, you can send money quickly and securely from anywhere in the world using ACE's simple internet platform and mobile app.

ACE Money Transfer is a reputable remittance-providing service that operates in more than 100 countries. It has millions of returning users who trust ACE for its dependability, affordability, and speed. All the international transactions made through ACE are completed within hours if not minutes. This makes it the ideal option to choose when there is an emergency. 

With the right credit card and careful planning, your international trip from India to Italy can be a smooth and enjoyable experience. Don’t forget to use ACE Money Transfer to online send money to India at unbelievable rates.



What are the benefits of using a travel credit card for international travel from India to Italy?

Travel credit cards offer benefits like foreign transaction fee waivers, airport lounge access, travel insurance, and rewards programs that can make international travel more convenient and cost-effective.


What factors should Indian travelers consider when choosing a travel credit card for trips to Italy?

Consider factors like annual fees, foreign transaction fees, rewards, and benefits such as travel insurance, access to airport lounges, and the card's acceptance in Italy when selecting a travel credit card.


Can you recommend specific travel credit cards that are suitable for Indian travelers going to Italy?

Some popular options for Indian travelers include HDFC Regalia, SBI Elite, and ICICI Bank Sapphiro cards, which offer various travel-related perks and rewards. 

How can travelers ensure they use their travel credit cards responsibly while abroad?

To use a travel credit card responsibly, travelers should monitor their spending, inform their bank of their travel plans, keep their cards secure, and be aware of any foreign transaction fees or currency conversion charges.


Are there any additional tips for getting the most out of travel credit cards when traveling from India to Italy?

Yes, travelers should consider redeeming rewards for flights, hotels, or travel-related expenses in Italy. Additionally, check for any special promotions or offers provided by the credit card issuer that can enhance your travel experience.


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