01 May 2025
Do you know that foreign investors own Danish stocks worth 3,422B DKK, that's more than Denmark's entire GDP.
Moving to Denmark opens up exciting opportunities. For many Ghanaian expats, it’s not just about earning money, it’s about growing it too. If you’re wondering whether to dive into real estate or invest in startups, you’ll be clear after reading this article
Let’s break down what you need to know before you invest your hard-earned money in Denmark.
Ghanaians in Denmark are building strong roots. Today, Denmark is ranked as one of the safest economies in the world. With low unemployment, strong property rights, and an open market for businesses, it's a land of opportunity.
Many Gambian and Ghanaian expats are no longer just sending money home, they’re creating wealth where they live.
Choosing the right investment is the first big step.
Real estate is one of the most popular choices for expats.
It’s steady. It’s tangible. And property values in Denmark have been rising consistently.
Here are some major advantages of investment in real estate.
Home prices in Denmark rose by around 3.2% in 2024.
In cities like Copenhagen and Aarhus, there’s always demand for rentals.
Real estate tends to survive economic ups and downs better than other investments.
If you plan to stay in Denmark long-term or want a solid backup for retirement, real estate can be a smart pick.
Some Ghanaian expats prefer buying smaller apartments first, then upgrading later when they get enough profits..
Denmark is often called the "Silicon Valley of Europe" for good reason.
Copenhagen alone has over 2,500 startups!
Why You Might Consider Startups?
A small investment could turn into a big payoff.
Tech, health, green energy. Denmark leads in innovation.
You can often invest with much less money than you’d need for real estate.
Startups are ideal if you have a higher risk tolerance and want faster growth.
Look for startups backed by Danish innovation grants or part of trusted incubators for better safety.
If you’re thinking about investing in startups, keep an eye on green businesses. Denmark is leading Europe’s push for clean energy and sustainability.
In 2025, investments in green startups are expected to grow by over 20%, according to Danish Business Authority reports. From eco-friendly tech to sustainable farming, these businesses not only offer good returns but also help protect the planet.
For Ghanaian expats who want profits and purpose, green startups could be a perfect match!
Both options can build your future, but each comes with different risks and rewards. Surveys show a growing trend among Ghanaians to diversify. Instead of choosing only real estate or only startups, many are splitting their investments.
A rough estimate is
This way, even if a startup doesn't succeed, its real estate continues to build wealth slowly but surely.
Both paths can lead to success, it depends on your goals and comfort with risk.
Denmark offers Ghanaians more than just a safe life — it offers a future.
Whether you put your money into real estate or a startup, you’re building a stronger foundation for yourself and your family.
Take time to research. Talk to financial advisors. And don’t rush. Your future is waiting. Invest wisely!
Most importantly, don't forget your home during your success journey. Sign up on ACE Money Transfer and send money to Ghana from Denmark affordably.
Read more: Remittance Transfer Tips for expats in Denmark
Yes, Denmark welcomes foreign investors. However, rules differ based on what you want to invest in, especially in real estate.
Typically, you need at least 5%-20% of the property’s price for a down payment.
For example, a small apartment in Copenhagen might require €20,000 to €50,000 upfront.
Yes, you can invest remotely. But attending meetings and staying involved gives you a better chance of success.
Not with services like ACE Money Transfer. ACE offers low fees, fast transfers. This is one of the most trusted remittance services with a 4.8+ rating on Trustpilot.
Tech, clean energy, health tech, and finance are booming industries for startups in Denmark.
