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Pros and Cons of Doing Double Jobs as an Overseas Indian Worker

23 Aug 2023

As an overseas Indian worker, striking a balance between professional aspirations and financial stability can be a challenging feat. Many individuals find themselves embracing the idea of double jobs, which involves taking on multiple roles to make ends meet and send money to India from Canada, Australia, the UK, Switzerland, Europe, and other foreign countries. While this practice may seem like a viable solution, it comes with its own set of advantages and disadvantages. In this article, we'll delve into the pros and cons of doing double jobs, shedding light on the realities faced by Indian workers abroad.

Achieving Work-Life Balance as an Overseas Indian Worker

Achieving a work-life balance as an overseas Indian worker is an intricate endeavour, particularly when juggling double jobs. As Stephen Covey once said, 

"The key is not to prioritise what's on your schedule but to schedule your priorities."

Striving for financial stability while maintaining personal well-being and family connections requires thoughtful planning and self-awareness. Balancing the demands of two jobs along with personal responsibilities can be taxing, and it becomes essential to establish clear boundaries and prioritise self-care. Embracing efficient time-management strategies, setting realistic goals, and seeking support from friends and family are all integral aspects of achieving work-life balance. Additionally, utilising modern remittance services like ACE Money Transfer for a hassle-free money transfer to India can alleviate financial stress, allowing individuals to focus on maintaining a healthy work-life equilibrium. By proactively addressing the challenges and embracing effective solutions, overseas Indian workers can attain a fulfilling and harmonious life both on professional and personal fronts.

Pros of Juggling Double Jobs as an Overseas Indian Worker

Diversified Skill Set 

Assuming multiple roles exposes Indian workers to diverse industries, enhancing their skill set and making them more versatile in their chosen fields. This exposure can lead to more extensive job opportunities in the future.

Building a Strong Financial Foundation

By earning from two jobs, overseas workers can build a solid financial foundation. This financial security can provide a safety net during unforeseen emergencies and aid in long-term savings.

Cultural Immersion

Working multiple jobs often means interacting with people from various cultural backgrounds. This exposure allows individuals to immerse themselves in different cultures, broadening their worldviews and promoting cross-cultural understanding.

Fast-Track Career Progression

For ambitious workers, juggling two jobs can accelerate their career progression. The diverse experiences garnered from each role may open doors to higher-paying positions and leadership roles.

Increased Income Potential

Undoubtedly, the primary advantage of undertaking double jobs is the potential to increase one's earnings significantly. With two sources of income, expatriate workers can alleviate financial burdens such as online money transfers to India and support their families more effectively.

Coping with Economic Uncertainty

The global economic landscape can be unpredictable, and industries may face fluctuations. By having two jobs, overseas Indian workers can diversify their income streams, making them better equipped to navigate economic uncertainties and job market fluctuations.


Supporting Family Obligations

Many overseas Indian workers bear the responsibility of supporting their extended families back home. Juggling double jobs can provide the financial means to meet these obligations and contribute to the welfare of their loved ones.

Gaining New Perspectives

Each job brings its own unique challenges and perspectives. By immersing themselves in different work environments, overseas workers can gain insights into various industries, improving their adaptability and problem-solving skills.

Reduced Dependence on Loans and Credit

With increased earnings from double jobs, overseas Indian workers may reduce their reliance on loans and credit, promoting financial independence and reducing the burden of debt.

 Networking Opportunities

Holding multiple jobs allows individuals to interact with diverse groups of people, including colleagues, clients, and customers from various backgrounds. This can lead to valuable networking opportunities, which may benefit their career in the long run.

Cons of Juggling Double Jobs as an Overseas Indian Worker 


Inability to Pursue Education and Professional Development

Balancing two jobs may leave little to no time for educational pursuits or professional development opportunities. This could hinder skill enhancement and limit future career prospects.

Quality of Work and Job Satisfaction

Splitting time and focus between two jobs may result in a compromise in the quality of work produced. This may lead to reduced job satisfaction, impacting overall motivation and productivity. As a result, your weekly or monthly earnings will be negatively impacted, and you won’t be able to manage regularly making a money transfer to India to support your loved ones.

Work-Life Imbalance

Struggling to manage multiple jobs can tip the scale toward work and compromise personal life. The lack of leisure time and family engagement can lead to feelings of isolation and loneliness.

Difficulty in Handling Emergencies

Juggling two jobs might pose challenges when dealing with unexpected emergencies, both in the host country and back home in India. The lack of flexibility could hinder quick responses to critical situations.

Potential Legal and Tax Implications

Taking on double jobs could lead to complex legal and tax implications, especially when it comes to filing taxes in both the host country and India. Seeking professional advice in such matters is advisable.

Exhaustion and Burnout

The most apparent drawback of taking on multiple jobs is the potential for exhaustion and burnout. Striking a balance between professional responsibilities can be physically and mentally draining, affecting overall health and job performance.

Time Constraints

Double jobs can consume an extensive amount of time, leaving little room for personal life, leisure, or quality time with family. This imbalance can lead to strained relationships and emotional stress.

Risk of Underperformance

When workers stretch themselves thin across two jobs, there's a risk of compromising on quality and productivity. Underperforming in one or both roles could jeopardise job security and future prospects.

Neglected Personal Growth

The lack of time and energy to pursue personal interests or engage in self-improvement endeavours can hinder an individual's personal growth and development.

Potential Health Hazards

The constant stress and strain of working two jobs can have adverse effects on an individual's health, leading to increased vulnerability to physical and mental health issues.

ACE Money Transfer – Empowering the Indian Diaspora

Juggling double jobs as an overseas Indian worker comes with its own set of challenges and rewards. While it may provide financial stability and opportunities for growth, it also demands a toll on personal well-being and work-life balance. Striking a balance between professional commitments and personal life is crucial to ensure a fulfilling and sustainable career abroad.

When it comes to sending money to India, finding a reliable and efficient platform is essential. That's where ACE Money Transfer steps in. As a leading remittance company, ACE Money Transfer offers secure, fast, and affordable online money transfers to India, allowing overseas Indian workers to send money to India with ease. With ACE's user-friendly platform, you can seamlessly make an instant, economical, and secure online money transfer to India from Canada or other countries to support your loved ones back home.


Is it legal for overseas Indian workers to undertake double jobs?

Yes, it is legal for overseas Indian workers to hold multiple jobs, depending on the country's labour laws and visa regulations. It is essential to be aware of the specific rules governing employment in your host country to avoid any legal issues.

Can double jobs affect my visa status as an overseas Indian worker?

In some cases, holding multiple jobs may impact your visa status. Ensure you check your visa conditions to verify if you are allowed to work in more than one role.

What are some effective strategies to avoid burnout while managing double jobs?

To prevent burnout, prioritise self-care, set realistic goals, and create a well-defined schedule. Delegate tasks whenever possible and seek support from family and friends.

How can I ensure the safety of my online money transfers to India with ACE Money Transfer?

ACE Money Transfer employs cutting-edge encryption and security measures to safeguard your financial information. Additionally, ACE Money Transfer is a licensed and regulated remittance company that ensures the safety and transparency of your transactions.

What are the service fees for sending money to India through ACE Money Transfer?

ACE Money Transfer offers competitive and transparent service fees for sending money to India. The exact fee may vary based on the amount and mode of transfer, but rest assured, ACE Money Transfer strives to provide affordable remittance solutions.


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