07 May 2025
The Netherlands has one of the most stable economies in the world. In just the first half of 2024, it attracted around $23.5 billion in foreign investments. That means people and companies from around the world see it as a safe and smart place to put their money.
Living in the Netherlands as a Nigerian opens new doors. You’re in a strong economy. You earn in euros. And you have more access to global opportunities than ever. But what should you do to multiply your earnings in 2025?
Spending it all isn’t the best idea. Smart Nigerians are now thinking bigger; they’re investing. Here are real, practical investment ideas that work for Nigerians living in the Netherlands this year.
You don’t need to buy an entire building. Even a small apartment outside city centers can grow in value. Dutch property prices have risen by over 5% annually in recent years. In places like Almere or Eindhoven, properties are still affordable compared to Amsterdam.
You can:
Start with something within your budget. You can always scale up.
Food will always be in demand, and Nigeria is no exception. Many Nigerians in the Netherlands are investing back home in:
Why it works: You stay in the Netherlands while trusted people manage your project in Nigeria. Start small, monitor progress, and reinvest profits.
Use tools like ACE Money Transfer to send funds securely and quickly to your team in Nigeria. ACE has a 4.8 Trustpilot rating, proving it’s a trusted platform for your money transfers.
Online shopping is booming. You can run an online store while working or studying in the Netherlands.
Here’s how:
You don’t need a physical shop. Just a website and marketing. Many Nigerian expats are building Shopify stores or using platforms like Jumia Nigeria to reach buyers.
Learning a new skill is an investment, too. In 2025, this matters more than ever. Top digital skills include:
You can take free or cheap online courses. Then, freelance online or launch any tech startup in the Netherlands.
You’re already here. So why not use your knowledge and network to make extra money? Popular ideas among Nigerians include:
These require little capital and can grow with time. Plus, they’re flexible — perfect if you’re a student or have a full-time job.
The Dutch market is stable, but you can also invest globally. Use platforms like DEGIRO or eToro to buy:
Start small. Learn how the market works. And never invest what you can’t afford to lose.
Do you have a family member or friend who runs a small business in Nigeria? Instead of giving random support, structure it as an investment. For example:
Set clear terms. Request updates. You’ll be helping someone you trust while growing your money. Again, ACE Money Transfer makes this easy. With low fees and fast delivery, you stay in control.
Here are some essential tips to follow before investing.
Test the waters before going all in. Try one idea, watch the results, then scale.
If it sounds too good to be true, it probably is. Only invest in what you understand. Utilize resources like the Fraudehelpdesk to report and learn about common scams.
Read, watch videos, and talk to other Nigerians investing in and outside the Netherlands.
For sending money home or managing cash, stick to trusted platforms like ACE Money Transfer, trusted by millions, and with 4.8+ ratingon Trustpilot
Inflation is real, both in Europe and Africa. Your euros lose value if they sit idle. But if you invest, they grow. Even if it’s just €100 a month, put it into something that builds your future. You came to the Netherlands to build a better life. Investment is one of the strongest ways to do that.
2025 is the right time to make your money work for you. Whether it’s buying land in Nigeria, starting a food business in Rotterdam, or learning to code for tech startups, the ideas are endless. Pick what suits your lifestyle and goals.
Whether you're supporting family or funding a dream back in Nigeria, trust ACE Money Transfer to send money to Nigeria from Netherlands. Stay smart. Stay connected. Send today.
Yes, with proper documentation. Non-EU citizens may need a few extra steps, but it’s definitely possible.
You can invest through trusted contacts and send money securely using ACE Money Transfer.
Yes! Popular options include catering, hairdressing, and tutoring, all flexible for student life.
ACE has 4.8+ ratingon Trustpilot, making it one of the most trusted platforms for money transfers.
Only invest in what you understand. Avoid deals that promise “quick money,” and always do your research first.
