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Money Transfer from Portugal to Nepal – Complete Guide

How to Send Money from Portugal to Nepal: A 2025 Guide for Nepali Expats

13 Jun 2025


The Nepali community in Portugal has grown significantly over the years, making notable contributions to both local industries and the Nepali economy. Many Nepali expats have settled in cities like Lisbon, Porto, and Faro, working diligently to support their families in Nepal. Remittances play a vital role in the financial well-being of their loved ones, covering a wide range of expenses, from education to healthcare. With the growing need to send money to Nepal from Portugal quickly, securely, and affordably, ACE Money Transfer has emerged as a trusted partner offering efficient remittance solutions tailored for the Nepali diaspora. Additionally, ACEXIME offers zero fee on all transactions from Portugal, Australia, and UK to Nepal, from June till August 2025. Do not miss this offer to send maximum support to your family back home. 

Why Do Nepali Expats Remit to Nepal?

Sending money back home is not just a necessity for Nepali expats; it’s a responsibility. Most Nepalis living abroad understand the profound impact their financial support can have on their families and communities in Nepal.

Family Support and Daily Expenses

One of the primary reasons for remitting funds is to support daily living costs. Families in Nepal rely on this money to cover basic needs like food, rent, utility bills, and school fees. These contributions ensure that children continue their education uninterrupted and that households remain stable even during difficult times.

Investment in Property and Businesses

Many Nepali expats also send money online to Nepal from Portugal to invest in real estate or launch small businesses. Whether it’s buying a plot of land, renovating a family home, or starting an agro-business, these remittances fuel local development. Expats see this as a way to create long-term security for their families and even plan for their future return to Nepal.

Loan Repayments and Medical Expenses

Apart from daily expenses, remittances often cover urgent financial obligations such as repaying personal or bank loans. Additionally, when medical emergencies arise, families in Nepal turn to their loved ones abroad for support. These situations require fast and secure money transfers, making reliable services like ACE indispensable.

ACE x IME Zero Fee on All Transfers (June-August 2025)

With the collaboration of ACE Money Transfer and IME wallet, sending money to Nepal from Portugal is now even more convenient with zero fees on all transfers, regardless of whether the payout option is bank, cash, or wallet (Valid: June till August 2025). This offer allows you to save more on your transactions, making it a cost-effective way to support your family back home. Take advantage of this benefit and experience affordable, and quick transfers right from the start.

Moreover, you can also enjoy zero fee on all transaction if you are sending money to Nepal from UK, and Australia , in addition to Portugal. 

Key Considerations

Before initiating a money transfer from Portugal to Nepal, it is essential to understand the factors that affect the cost, speed, and security of your transaction. Smart decisions can save time and money while ensuring peace of mind.

Exchange Rates

Exchange rates play a crucial role in determining how much your recipient receives. Even a small difference can significantly impact the final amount. Monitoring live exchange rates can help you choose the right time to transfer. ACE Money Transfer offers competitive rates, ensuring that your hard-earned euros convert into more Nepalese rupees.

Transfer Fees

Transfer fees vary depending on the provider and the transfer method used. Unlike traditional banks that often charge high fees with hidden costs, ACE Money Transfer provides a transparent fee structure. Before confirming your transaction, you’ll see the exact fee and amount your recipient will receive, eliminating any unpleasant surprises.

Speed of Transaction

How fast your money reaches Nepal depends on the service you choose. Urgent situations require near-instant transfers, while regular payments might afford a longer timeline. 

Security of the Transfer

In an era of digital fraud, security is paramount. Always use regulated services like ACE to safeguard your money. ACE follows strict regulatory standards and employs robust encryption and fraud prevention protocols to keep your transactions secure.

Best Ways to Send Money to Nepal in 2025

As technology advances, Nepali expats now enjoy multiple options for transferring money to their families. Choosing the right method depends on convenience, cost, and urgency.

Traditional Bank Transfers

Though still used by some, traditional bank transfers tend to be slower and more expensive. Processing times can stretch over several days, and the fees may not be fully transparent. This method lacks flexibility, especially when compared to modern alternatives.

Online Money Transfer Services

Online money transfer from Portugal to Nepal has become the go-to choice for many expats. ACE Money Transfer allows users to send money from their phones or computers with just a few clicks. The process is simple, fast, and secure, making it ideal for both one-time and recurring transfers.

Mobile Wallets and Digital Transfers

Mobile wallets like eSewa and Khalti are gaining popularity in Nepal, especially among the younger generation. ACE has integrated its services with these local wallets, allowing users to send money directly to a mobile wallet account—no need for bank visits or lengthy paperwork.

Step-by-Step Guide to Sending Money via ACE 

For those new to digital remittance platforms, here’s a straightforward guide on how to send money online to Nepal from Portugal using ACE Money Transfer.

Step 1: Create an Account

Start by signing up on ACE’s website or downloading their mobile app. The registration process is simple and only takes a few minutes. You’ll need a valid email address and a government-issued ID to get started.

Step 2: Select Nepal as the Receiving Country

Once your account is ready, choose Nepal as your destination country. You’ll then be prompted to select your preferred payout method—bank deposit, mobile wallet, or cash pickup—based on what’s most convenient for your recipient.

Step 3: Add Receiver’s Details

Next, enter your recipient’s information. This includes their full name, contact number, and banking or wallet details. Accuracy here is crucial, so double-check everything to avoid delays or failed transfers.

Step 4: Enter the Amount and Confirm the Transfer

Type in the amount you wish to send. ACE instantly calculates the fees and displays the applicable exchange rate. You’ll see the total cost and the amount your recipient will receive before you hit confirm.

Step 5: Track Your Transaction

After sending the money, you can track the transaction in real-time using the ACE app or via email notifications. This ensures transparency and gives you peace of mind that your funds are on the way.

Benefits of Using ACE Money Transfer

Thousands of Nepali expats trust ACE for their remittance needs—and for good reason. It combines affordability, speed, and security in one platform.

Fast and Secure Transfers

Whether you need same-day delivery or can wait a bit longer, ACE ensures your money reaches Nepal swiftly. Security measures are top-tier, with end-to-end encryption and compliance with international financial regulations.

Low Transfer Fees and Great Rates

One of ACE’s strongest advantages is its low-cost model. With some of the best exchange rates and minimal fees, more of your money goes to your family instead of being lost in charges.

24/7 Accessibility

Time zones don’t matter when you can access the ACE platform anytime, anywhere. The website and app are designed for ease of use, allowing you to send money even at midnight.

Multiple Payout Options in Nepal

Your recipient can receive money through their bank, pick it up in cash from a local partner, or have it sent directly to their mobile wallet. This flexibility enhances convenience for everyone involved.

Excellent Customer Support

Questions or issues? ACE has a dedicated support team that speaks your language and is available online or by phone to assist you whenever needed.

Common Mistakes to Avoid!

Even experienced users can make avoidable errors. Here are a few common pitfalls and how to steer clear of them.

Ignoring Exchange Rate Fluctuations

Rates can change rapidly. Keeping an eye on them and using ACE’s rate alert features can help you send money at the most profitable times.

Sending to Incorrect Recipient Details

A minor typo in the recipient’s name or account number can cause delays or failed transactions. Always verify the information before confirming your transfer.

Using Unauthorised or Unregulated Services

Tempting as it may be to use a local unregulated agent offering low fees, these methods carry high risks. Stick with trusted, authorised services like ACE to ensure your money is safe.

Tips for Maximising the Value of Your Remittances

Making the most of your remittances isn’t just about sending money—it’s about smart planning.

Use Promotions and Offers by ACE

Look out for seasonal deals, referral bonuses, or first-time user discounts. These can help you save on fees or even boost your recipient’s payout. Currently, you can enjoy ACExIME zero fee offer on all transactions from Portugal, Australia, and UK to Nepal. This offer is valid from June till August 2025. 

Time Your Transfers Wisely

Exchange rates are often better on certain days or during specific economic cycles. Monitoring market trends can help you choose the best time to send money.

Encourage Financial Literacy Among Recipients

Educating your family on how to budget and invest your remittances can multiply their long-term benefits. Helping them open savings accounts or invest wisely is a smart move.

Make Secure, and Affordable Money Transfers 

Sending money from Portugal to Nepal in 2025 is now easier, faster, and safer than ever. By using trusted services like ACE Money Transfer, Nepali expats ensure their support reaches home securely and cost-effectively. Whether it’s for family needs, investments, or emergencies, smart remittance practices make all the difference. Choose ACE for your money transfer from Portugal to Nepal and enjoy peace of mind with every transaction. 
 

FAQs

What is the best way to send money from Portugal to Nepal in 2025?

The best way is to use a secure, fast, and cost-effective platform like ACE Money Transfer.

How long does it take for money to reach Nepal from Portugal?

Typically, it takes minutes to a few hours, depending on the chosen payout method.

Are there any hidden charges when using ACE Money Transfer?

No. ACE offers a transparent fee structure with no hidden costs.

Can I track my money transfer with ACE?

Yes, ACE provides real-time tracking and notifications through their app and email updates.


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