Common Mistakes Gambians Make When Moving to Denmark

In 2024, more than 121,000 people moved to Denmark to earn and send money from Denmark to Gambia. Moving to Denmark is exciting but comes with challenges. Many Gambians make mistakes that lead to financial struggles, legal issues, or difficulty adjusting. Learning about these mistakes can help make the transition smooth and stress-free.

1. Not Researching Visa and Residency Rules

Denmark has strict immigration rules. Many Gambians assume getting a visa or residency permit is easy, but it’s not.

• Work visas require a confirmed job offer from a Danish employer.
• Student visas need proof of admission and financial support.
• Permanent residency takes years and requires language skills and a stable income.

Applying without understanding the rules can lead to rejection or delays. Always check Denmark’s immigration website for the latest requirements.

2. Underestimating the Cost of Living

Denmark is expensive. Many Gambians arrive without enough savings and struggle to manage expenses. Common financial mistakes include:

• Assuming part-time jobs will cover all costs.
• Ignoring hidden expenses like health insurance, taxes, and transport.
• Renting in expensive cities like Copenhagen instead of cheaper areas.

Before moving, research costs and create a budget. Saving extra money can prevent financial stress in the first few months.

3. Struggling with the Danish Language

Many Gambians believe they can manage with English. While English is widely spoken, Danish is important for jobs and daily life. Mistakes to avoid include:

• Not taking language classes early.
• Avoiding jobs that require Danish.
• Not learning basic Danish phrases for communication.

Denmark offers free Danish classes for new residents. Learning the language improves job prospects and makes social life easier.

4. Ignoring Job Market Realities

Finding a job in Denmark can take time. Many Gambians struggle because they:

• Apply only for English-speaking jobs.
• I don’t have Danish work experience.
• Ignore networking opportunities.

Using job portals like Jobnet.dk and Workindenmark.dk can help. Getting local certifications or learning new skills also increases job opportunities.

5. Not Understanding the Tax System

Denmark has one of the world’s highest tax rates. Many newcomers don’t realize how it works and end up paying extra. Important points:

• Taxes are automatically deducted from salaries.
• A CPR number is required for tax registration.
• Expats may qualify for tax deductions on expenses like rent and education.

Failing to register with SKAT (Danish Tax Authority) can lead to penalties.

6. Delaying CPR Number Registration

The CPR number is essential for life in Denmark. Without it, you can’t access healthcare, banking, or housing. Mistakes include:

• Waiting too long to register.
• Providing incorrect documents.
• Not knowing where to apply.

Register at the local Citizen Service Center as soon as possible to avoid problems.

7. Choosing the Wrong Housing Option

Denmark has a competitive housing market. Many Gambians make mistakes such as:

• Paying rent without checking the landlord’s legitimacy.
• Not reading rental contracts correctly.
• Choosing expensive locations instead of affordable ones and being away from job locations.

Websites like BoligPortal.dk and Lejebolig.dk help find legal, affordable rentals.

8. Not Having Health Insurance

Denmark provides free healthcare, but only for registered residents. Without a CPR number, Gambians may have to pay for medical treatments. Common mistakes include:

• Assuming private insurance isn’t needed.
• Not knowing how to access medical services.
• Ignoring employer-provided health benefits.

New arrivals should register for healthcare immediately to avoid high medical bills.

9. Sending Money Without Comparing Transfer Rates

Many Gambians send money from Denmark to Gambia to support their families. But some lose money due to high fees and alarming exchange rates. Common mistakes include:

• Using banks that charge expensive fees.
• Sending cash through unverified sources.
• Ignoring exchange rate differences.

A trusted service like ACE Money Transfer ensures a fast and secure online money transfer to Gambia from Denmark. Comparing rates before sending helps save money.

10. Not Adapting to Danish Culture

Cultural differences can make life difficult. Some everyday struggles include:

• Not respecting Danish punctuality.
• Ignoring local traditions and workplace etiquette.
• Avoiding social events and networking opportunities.

Integrating into Danish society makes life easier. Joining local groups, making Danish friends, and participating in community activities help expats feel at home.

11. Failing to Manage Finances Wisely

Denmark’s banking system is different from that of Gambia. Many expats face financial issues because they:

• Don’t open a Danish bank account early.
• Keep cash instead of using digital banking.
• Ignore financial planning.

A local bank account is necessary for receiving salaries, paying bills, and making transactions. A safe and affordable money transfer service from Denmark to Gambia is also essential for sending funds home.

12. Not Knowing the Right Transportation Options

Denmark has excellent public transport, but some expats struggle with:

• Buying expensive transport passes instead of cheaper monthly plans.
• Not using bikes, which are a cheap and popular option.
• Paying high taxi fares instead of using public buses and trains.

The Rejsekort travel card helps save money on transport. Cycling is also a great way to reduce expenses.

Conclusion

Moving to Denmark can be challenging, but avoiding common mistakes makes the process easier. Understanding visa rules, learning basic Danish, managing finances, and adapting to the culture helped Gambians settle successfully.

If you need to make a safe and reliable money transfer to Gambia from Denmark, ACE Money Transfer provides fast, secure, and cost-effective solutions.

 Gambians can enjoy a smooth transition to life in Denmark through research and prior planning.

FAQs

Do Gambians need a visa to move to Denmark?

Gambian nationals need a visa or residence permit to enter and stay in Denmark. The permit type depends on the stay's purpose, such as work, study, or family reunification.

How long does it take to get a residence permit for Denmark?

Processing times vary depending on the type of permit. Work and study permits usually take a few months, while family reunification applications may take longer. It is recommended that you check the latest updates on the Danish immigration website.

Can Gambians work in Denmark without speaking Danish?

While it is possible to find jobs in English-speaking environments, many employers prefer candidates who understand Danish. Learning the language can improve job prospects and integration.

What is the minimum salary requirement for a work visa in Denmark?

Denmark has specific salary thresholds for work permits, depending on the job category. It is updated annually.

Is Denmark an expensive country for expats to live in?

Denmark has a high cost of living, especially in cities like Copenhagen. Housing, food, and transportation can be costly, so expats should budget carefully before moving.