Introduction: Why E-Wallets Dominate Payments in the PhilippinesDigital payments and cashless payments have become the norm in the Philippines. Fueled by BSP's QR Ph standard, the Paleng-QR PH program, and a mobile-first population, the country blew past its own targets: digital retail payments accounted for 57% of transaction volume in 2024, and by 2024, over 50% of Filipinos were already using d...