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A Quick Guide for Nepalese Students in the UK to Manage Living Easily

01 May 2024

Undertaking an educational journey in the United Kingdom is a dream come true for many Nepalese students. With its world-renowned universities, rich cultural heritage, and diverse society, the UK offers a vibrant backdrop for international students. However, transitioning to life in a new country might seem daunting, mainly when you aim to support yourself and your loved ones by making frequent money transfers from UK to Nepal. This guide aims to provide Nepalese students in the UK with practical advice to navigate their new environment with ease, ensuring a fulfilling and hassle-free study experience.  

Understanding the UK Education System

As a student, one of the most critical aspects of your new life in the UK would be familiarizing yourself with some vital information about the education system you will be a part of; it may differ from what you have previously experienced in Nepal.

The UK education system is renowned for its high standards, rigorous academic programs, and extensive research opportunities. Familiarise yourself with:


  • The structure of your course
  • Assessment methods 
  • Grading criteria
  • Academic expectations

UK universities encourage critical thinking, active participation in discussions, and independent study. Now that you are here take up this learning approach and make the most of your educational experience.

Managing Finances Wisely

Budgeting is crucial for managing your finances effectively in the UK. The cost of living can vary significantly depending on your city of residence. London, for instance, is considerably more expensive than other parts of the UK. 

Opening a Bank Account

Opening a local bank account is one of the first steps upon arrival. It simplifies daily transactions and helps you manage your finances better. Look for student bank accounts that offer additional perks, such as low or no monthly fees.  

Planning your Expenses

Create a monthly budget that covers rent, utilities, food, transportation, academic materials, and leisure activities. If you have to make online money transfers from UK to Nepal, the planning and budgeting need to be much more detailed. Avoid using methods of money transfer that are ineffective and expensive; instead, opt for services like ACE Money Transfer that are cost-effective and time-saving.   

Scholarships and Part-time Work

Explore scholarship opportunities available for Nepalese students. Many UK universities offer scholarships based on academic excellence or financial need. Additionally, part-time work is an excellent way to support yourself financially. International students are typically allowed to work up to 20 hours per week during term periods and full-time during holidays. Ensure your employment does not interfere with your studies. You must have a steady source of income, but remember, education is why you are here in the first place.  

Accommodation and Transport

The UK has a higher cost of living compared to Nepal. London is particularly expensive. Finding the right place to live is crucial for your comfort and well-being. University halls of residence are a popular choice for first-year students due to their convenience and the opportunity to meet fellow students. Alternatively, renting a private flat or sharing a house with other students can be cost-effective options. Prioritise safety, proximity to your university, and access to public transport when choosing your accommodation. 


Public transportation in the UK is generally good, but it can be expensive. Consider purchasing a student travel card for discounted fares. Biking is a popular and affordable way to get around in many cities. Since one of your main goals is to send money to Nepal from UK to offer financial assistance to your loved ones, saving each penny is of utmost importance.     

Health and Well-being

The UK's National Health Service (NHS) provides comprehensive healthcare services. As an international student, you're entitled to NHS services if enrolled in a full-time course lasting six months or longer. Register with a local GP (General Practitioner) upon arrival. Additionally, most universities will be more than willing to offer support services, including counseling and mental health support, to help you adjust to life in the UK.

Staying Connected with Nepalese Culture

While immersing yourself in British culture, you may sometimes feel homesick. Connect with the Nepalese community in the UK through student societies, cultural events, and social media groups. Celebrating Nepalese festivals and traditions can make you feel closer to home. There is a large Nepali community in the UK, particularly in London. Connecting with the Nepali community can be a great way to find support and advice on finding affordable housing.

Travel and Exploration  

The UK is steeped in history and natural beauty. Benefit from your time here and make sure that you explore the country. Student discounts on travel and attraction entry fees can make your explorations more affordable. Discovering new places is a great way to relax and enrich your experience of studying abroad.  

The Bottom Line: Navigating Life in the UK for Nepalese Students

For Nepalese students in the UK, the journey is as much about acquiring a world-class education as it is about adapting to a new way of life. From understanding the nuances of the UK education system to managing finances, finding suitable accommodation, and staying connected with your roots, the experience is a comprehensive learning curve. Amidst these adjustments, the need to send money online to Nepal from UK remains a priority, serving as a lifeline that connects you with your loved ones back home.

Embracing digital solutions like ACE Money Transfer for remittances can significantly ease the financial aspect of your overseas education. With competitive exchange rates, low transaction fees, and swift processing, ACE Money Transfer ensures that your hard-earned money maximizes its value for your family in Nepal. Moreover, integrating such efficient practices into your financial management routine frees up more time and resources for you to focus on your studies, part-time work, and the enriching experience of living in the UK.


How can I manage my finances effectively as a Nepalese student in the UK?

To manage your finances effectively:

  1. Create a detailed budget that includes all your monthly expenses, such as rent, utilities, food, transportation, and leisure activities.
  2. Consider opening a local bank account, preferably one that offers student benefits.
  3. Look for part-time work opportunities within the legal working limits to supplement your income, and explore scholarship options to help cover tuition and living expenses.

What are my healthcare entitlements as an international student in the UK?

If you're enrolled in a full-time course lasting six months or longer, you can access the National Health Service (NHS) services. Register with a local GP (General Practitioner) to access healthcare services upon arrival. Additionally, private health insurance should be considered for services not covered by the NHS.    

How can I stay connected with Nepalese culture while studying in the UK?

Connect with the Nepalese community through student societies, cultural events, and social media groups. Participate in Nepalese festivals and traditions celebrated in the UK to feel closer to home. Engaging with fellow Nepalese students and expatriates can provide a support network and help alleviate homesickness.   

What are some tips for sending money from the UK to Nepal?

Use reliable and cost-effective remittance services like ACE Money Transfer to send money to Nepal. Monitor exchange rates to ensure you get the best transfer value. Consider sending money in bulk to reduce transaction fees, and always ensure the service you use is secure and regulated.   

Can I work part-time while studying in the UK?

Yes, in the UK, International students are generally allowed to work up to 20 hours per week during term time. However, ensure that your part-time work does not interfere with your studies. Check your visa conditions for any work restrictions, and look for jobs that offer flexibility and relevance to your course of study. 

How can I explore the UK affordably as a student?

Take advantage of student discounts on travel and entry fees to attractions. Consider exploring nearby cities and countryside on weekends. Traveling by train can be more affordable with a railcard, and many museums and galleries offer free entry. Planning trips with friends can also help reduce costs.

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