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How Can You Send Money from Australia to Kenya via M-Pesa

How Can You Send Money from Australia to Kenya via M-Pesa?

20 Oct 2025


Sending money from Australia to Kenya has become much more accessible and convenient, thanks to services like ACE Money Transfer. ACE connects you directly to M-Pesa, Kenya’s leading mobile wallet service, enabling quick and secure transfers. Whether you're supporting family, paying bills, or sending gifts, using ACE ensures your money reaches its destination promptly, safely, and at an affordable cost.

Why Choose ACE Money Transfer for Sending Money to Kenya?

ACE Money Transfer is a leading provider for sending money internationally, with a particular focus on providing seamless transfers to Kenya via M-Pesa. With ACE, you get access to a variety of sending methods, low fees, and quick delivery, making it one of the best ways to send money to Kenya. The platform is trusted for its speed, security, and transparency.

  • Speed: ACE ensures that money is transferred quickly, with M-Pesa withdrawals available within minutes. 
  • Security: ACE uses high-level encryption technology to safeguard every transaction, ensuring peace of mind. 
  • Convenience: M-Pesa allows your recipient to receive money directly on their mobile wallet, which can be used for cash withdrawals, bill payments, and more.  
  • Transparency: ACE offers a clear breakdown of fees and exchange rates before the transaction is confirmed, so you know exactly what you're paying for.

The easiest and most efficient way to send money from Australia to Kenya via M-Pesa is through ACE Money Transfer, which offers multiple secure payment methods, competitive exchange rates, and a user-friendly platform.

How to Send Money from Australia to Kenya via M-Pesa Using ACE

Sending money with ACE Money Transfer is simple and can be done in just a few steps. Here's how you can transfer money from Australia to Kenya via M-Pesa.

Step-by-Step Guide

  1. Sign Up or Log In to ACE Money Transfer
    • Visit the official ACE Money Transfer website or download the mobile app available for both Android and iOS.
    • Create an account by providing your personal details such as name, email address, and phone number.
    • Complete the verification process by uploading necessary identification documents. This ensures security and compliance with financial regulations.   
       
  2. Select Your Transfer Destination
    • On the ACE platform, choose Kenya as your destination country.
    • Select M-Pesa as the payment method to send funds directly to a M-Pesa mobile wallet in Kenya.   
       
  3. Enter Recipient Details
    • Provide the recipient’s full name as registered with M-Pesa.
    • Input the recipient’s mobile number (linked to their M-Pesa account). Ensure the number is accurate to avoid delays.   
       
  4. Choose Your Payment Method   
    ACE offers multiple payment methods to fund your transfer. You can choose from:
    • Debit Card: A fast, easy way to fund your transfer using your bank card.
    • Credit Card: Convenient for using your credit card for transfers.
    • Online Bank Transfer via Trustly: Use your bank account for transfers (note that this is not available for UK users).
    • Ecospend (UK only): A method available for users based in the UK.
    • Bancontact (Belgium only): Available for users in Belgium.
    • iDeal (Netherlands only): Available for users in the Netherlands.
    • Apple Pay and Google Pay: Convenient mobile wallet options for fast transactions.   
       
  5. Each payment method is designed for fast processing, secure payments, and transparency without any hidden fees.   
     
  6. Review and Confirm the Transaction
    • After entering all the necessary details, review the exchange rate, transfer amount, and the associated fees.
    • Once everything looks good, confirm the transfer.   
       
  7. Track Your Transfer   

    • Once the transfer is confirmed, you will receive a tracking number that allows you to follow the status of your transaction.
    • The recipient will receive an SMS notification once the money is available in their M-Pesa account.

Wallet Options for Sending Money to Kenya via ACE

ACE Money Transfer supports several mobile wallet options to receive money in Kenya. Here’s a breakdown of the available wallets:

Mobile Wallet ProviderDescription

M-Pesa (Safaricom)

Kenya's most widely used mobile money service, offering fast and secure transfers directly to mobile wallets.

Airtel Money

A mobile wallet service from Airtel, widely used for sending and receiving money in Kenya.

Telkom T-Kash

Telkom’s mobile money service, offering another option for Kenyans to receive funds.

These options provide flexibility for recipients in Kenya to receive their funds through the wallet that is most convenient for them. Whether it's for withdrawing cash or making payments, these mobile wallets are integrated into ACE Money Transfer’s services for seamless transfers.

Sending Options from 29+ Countries

ACE Money Transfer makes international transfers simple by offering multiple convenient sending methods from over 29 countries worldwide. In addition to using M-Pesa for transfers to Kenya, you can also use the following payment methods depending on your location:

  • Debit Card
  • Credit Card
  • Online Bank Transfer via Trustly (except UK)
  • Ecospend (for UK transfers)
  • Bancontact (Belgium only)
  • iDeal (Netherlands only)
  • Apple Pay
  • Google Pay

These payment methods ensure fast processing, secure payments, and total transparency with no hidden charges.

Earn Rewards with ACE

ACE Money Transfer offers a rewarding referral program where you can earn incentives for inviting friends to send money using the platform. Here's how it works:

  • Invite Friends: Share your unique referral code with friends and family.
  • They Send Money: Once your invited friends complete their first transfer, you earn rewards for each successful transaction.
  • Earn Rewards: The more people you invite, the more rewards you accumulate. You can receive bonuses such as cash or discounts on future transfers.

This program makes it even more rewarding to use ACE, especially if you regularly send money internationally. It's a great way to save while helping your friends and family send money efficiently.

For more details on the referral program, visit Earn Money with ACE.

Why Choose ACE Money Transfer for Sending Money to Kenya?

  • Speed: Transfers are completed quickly, often within minutes.
  • Security: ACE uses encryption technology to ensure every transaction is safe.
  • Competitive Exchange Rates: ACE offers favorable exchange rates, meaning your recipient gets more value.
  • Multiple Payout Methods: You can send money to M-Pesa, Airtel Money, and Telkom T-Kash, making it easy for recipients to access their funds.
  • Transparent Fees: ACE ensures there are no hidden charges, with clear upfront cost breakdowns.

A Simple and Secure Way to Send Money to Kenya

Sending money to Kenya from Australia via M-Pesa has never been easier, especially with ACE Money Transfer. The platform offers an intuitive, secure, and affordable solution, ensuring your loved ones in Kenya receive their funds quickly and reliably. Whether you need to send money for personal or business reasons, ACE’s competitive exchange rates, low fees, and fast processing times make it the best way to send money to Kenya.

FAQs

How can someone in Australia send me money?

They can use ACE Money Transfer to send money directly to your M-Pesa account in Kenya.

Which app can I use to send money from Australia to Kenya?

The ACE Money Transfer app is available for both Android and iOS, allowing you to send money from Australia to Kenya.

Does M-Pesa work in Australia?

While M-Pesa is primarily for use in Kenya, you can send money to M-Pesa accounts in Kenya from Australia through services like ACE Money Transfer.

How to send money internationally through M-Pesa via M-Pesa?

M-Pesa itself doesn't support international transfers directly, but services like ACE Money Transfer allow you to send money to M-Pesa in Kenya from abroad.

Can M-Pesa receive money from abroad in Kenya?

Yes, M-Pesa can receive international transfers from services like ACE Money Transfer, allowing your family in Kenya to access the funds instantly.


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