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Data Theft in Denmark: How Ghanaians Can Stay Safe in 2025 While Sending Money Home

Why Should Ghanaians in Denmark Worry About Data Theft in 2025?

03 Jun 2025


Living in Denmark as a Ghanaian can be exciting. You’re building a better life, earning well, and staying connected with loved ones back home. But there’s something many Ghanaians in Denmark don’t often think about: data theft.

More than 158 million cases of data theft were reported in the previous year. In 2025, digital life is the norm. From shopping and sending money to attending appointments and renewing permits, everything is online. But so are the risks. If you're not careful, your personal data can fall into the wrong hands. Once that happens, it can lead to fraud, money loss, or immigration issues. Let’s look at why data theft in Denmark is something every Ghanaian expat should care about and how to stay protected.

What Is Data Theft?

Data theft is when someone gains access to your personal or financial information without permission. This information can include:

  • Full name
  • Date of birth
  • Bank account or card numbers
  • Passport or residence permit details
  • Login credentials for your apps
  • Email and phone numbers

This data can be sold, used to steal your money, or even commit crimes in your name.

Why Are Ghanaians in Denmark at Higher Risk?

Here is why you are at risk of data stealing. 

1. Frequent Use of Public Wi-Fi

Many Ghanaians use free Wi-Fi at train stations, libraries, or cafes to save on data. But public Wi-Fi is often unsecured. Hackers can easily monitor your activity and steal your login details if you're not protected.

2. Online Money Transfers Without Secure Platforms

Sending money to Ghana is a regular activity for most Ghanaians living in Denmark. But if you use an unknown or unverified platform, your financial data might be exposed. ACE Money Transfer is a trusted platform with strong data security. 

3. Phishing Scams Targeting Immigrants

In 2025, phishing emails and messages are becoming more believable. Scammers may pretend to be from immigration offices, banks, or delivery services. They ask for your details or send you fake login pages that steal your data.

4. Sharing Too Much on Social Media

We all want to share our lives, our new job, apartment, or holiday trip. But oversharing can make you a target. Scammers gather small details from your posts to guess your passwords or trick you with personalized scams.

Real Consequences of Data Theft

Losing control of your personal data is not just an online problem. It can affect your life in many ways:

  • Bank Fraud: Money can disappear from your account.
  • Loan Fraud: Someone may take a loan under your name.
  • Criminal Activity: If your ID is misused, you could face legal issues.
  • Visa and Permit Risks: Authorities may flag your records for suspicious activity.
  • Mental Stress: It can take months to recover from digital theft.

How to Protect Personal Data in Denmark?

Protecting your data doesn’t have to be hard. Small actions make a big difference.

1. Use Strong Passwords

  • Avoid using your birthday, name, or “123456”.
  • Use different passwords for each account.
  • Update them regularly.

2. Install Antivirus Software

Antivirus protects your devices from malicious software that can steal data. Even free versions offer basic protection.

3. Use Verified Apps Only

When sending money, only use secure platforms. For example:

  • ACE Money Transfer
  • MobilePay (for local Danish transfers)

These apps have encryption and multi-layer security. Avoid clicking links in messages from unknown sources.

4. Be Careful with Public Wi-Fi

If you must use public Wi-Fi, avoid logging into bank apps or personal accounts. Use a VPN (Virtual Private Network) to secure your connection.

5. Limit Social Media Sharing

Keep your account private. Don’t post your residence card, flight tickets, or address. Avoid tagging your exact location when posting live.

What to Do If You Fall Victim

If you suspect someone has stolen your data:

  1. Inform your bank immediately.
  2. Change all passwords right away.
  3. Report to Danish police through their digital fraud section.
  4. Contact the immigration office if you believe your ID is compromised.
  5. Monitor your credit records for suspicious activity.
  6. Politi.dk – Report scams and find support for data theft

Protect Your Data While Sending Money from Denmark to Ghana!

Ghanaians in Denmark should not ignore the growing threat of data theft in 2025. From fake job offers to unsafe public networks, risks are everywhere. But by being cautious and using trusted tools, you can stay one step ahead.

Protect your personal data like you protect your passport. Use secure platforms to send money to Ghana from Denmark, avoid clicking unknown links, and limit what you share online. In today’s world, staying safe is not just about locking your door, it’s about securing your digital life too.

FAQs

Can data theft happen even if I don’t use public Wi-Fi?

Yes. Clicking on fake links or downloading unsafe apps can also expose your data.

Is it safer to send money using banks?

Not always. Some bank transfers are costly and may lack extra security layers. Secure platforms like ACE often offer better protection and lower fees.

What is a VPN, and should I use one?

A VPN is a tool that hides your internet activity from hackers. It’s useful when using public Wi-Fi or browsing sensitive information.

Can a scammer access my data through WhatsApp?

If you click on fake links or share personal info with strangers, yes. Be cautious.



 


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