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Why Choose Portugal as an Expat? - Pros & Cons for Zambians

Why Choose Portugal as an Expat? - Pros & Cons for Zambians

18 Jun 2025


Hey, Zambian expat or soon-to-be expat! Thinking about making Portugal your new home? You’re not alone. With its golden beaches, rich history, and laid-back vibe, Portugal is a magnet for immigrants, international students, and expats worldwide. But is it the right fit for you? This guide dives into the pros and cons of life in Portugal, tailored specifically for Zambians. From top-notch education to navigating the language barrier, we’ll cover what makes Portugal shine and the challenges you might face. Let’s help you decide if Portugal’s charm is worth the move!

Practical Benefits for Zambians in Portugal

Portugal offers a lifestyle that blends opportunity with stability, making it a top choice for Zambian expats. Whether you’re a student chasing a degree, a professional seeking new horizons, or a family looking for a fresh start, Portugal has plenty to offer. Here’s why so many Zambians are calling it home.

Strong Education System

Portugal’s education system is a big draw for Zambian families and international students. Public schools are free for residents, and private international schools cater to expat kids with English or bilingual curricula. Universities like the University of Lisbon and the University of Porto rank among Europe’s best, offering programs in fields like engineering, business, and medicine. 

 

Compared to the UK or US, tuition fees are a steal—often under €3,000 per year for EU residents or those with Portuguese residency. Scholarships and grants are also available for international students, making Portugal a budget-friendly choice for quality education. Whether you’re enrolling your kids or pursuing a degree, Portugal’s schools deliver.

Efficient Public Transport

Getting around Portugal is a breeze, thanks to its reliable and affordable public transport. Trains like Comboios de Portugal connect cities like Lisbon, Porto, and Faro with frequent, comfortable rides. Buses and trams weave through urban areas, while metro systems in Lisbon and Porto make commuting simple. 
 

For Zambians used to less structured transport back home, this is a game-changer. A monthly transport pass in Lisbon costs about €40, far cheaper than owning a car in car-dependent countries like the US. Plus, Portugal’s compact size means weekend trips to the Algarve or Douro Valley are easy and wallet-friendly, letting you explore without breaking the bank.

Support for Financial Connectivity

Staying connected to family in Zambia is a priority for many expats and now you can send money to Zambia from Portugal with low fees and real-time exchange rates, ensuring more of your hard-earned euros reach loved ones. 
 

Whether you’re supporting family in Lusaka or saving for a visit home, ACE’s secure, fast transfers let you manage finances across borders without stress. The mobile app tracks rates and processes transactions instantly, so you can focus on settling into Portuguese life while keeping ties strong back home.

Work-Life Balance

Portugal’s work culture is a breath of fresh air for Zambian expats. The standard workweek is around 40 hours, with many companies offering flexible schedules. Employees get at least 22 days of paid vacation, plus public holidays, giving them ample time to explore Portugal’s beaches or visit family. 
 

This emphasis on balance supports mental health, especially for expats adjusting to a new country. For Zambians used to high-pressure work environments, Portugal’s slower pace—think long lunches and coffee breaks—feels like a luxury. It’s a lifestyle that lets you prioritize family, hobbies, and well-being alongside your career.
 

Additionally, check out this guide on benefits of ACE Money Transfer for Zambian expats to see why it’s a top choice for remittances and manage finances better than ever!

Challenges Zambians Might Face in Portugal

While Portugal has plenty of perks, it’s not all sunshine and pastéis de nata. Zambian expats may encounter hurdles that require preparation and patience. Here’s a look at the challenges and how to tackle them head-on.

Language Barrier

Portuguese is the key to unlocking life in Portugal, but it can be a hurdle for Zambians who primarily speak English or Bemba. While younger Portuguese and those in tourist areas often speak English, daily tasks like dealing with landlords, doctors, or government offices often require Portuguese. This can feel isolating at first. 
 

The good news? Language apps like Duolingo or Babbel make learning fun and accessible, and affordable classes are available through local community centers or universities. Start with basic phrases like “Bom dia” (good morning) and practice with neighbors. Over time, you’ll find that Portuguese opens doors to deeper connections and smoother integration.

High Cost of Living

Life in Portugal’s big cities, like Lisbon or Porto, can strain an expat’s budget. Rent for a one-bedroom apartment in Lisbon averages €1,000–€1,500 per month, and groceries or dining out add up fast. Compared to Zambia, where living costs are generally lower, this can be a shock. 

 

To stretch your euros, consider smaller towns like Coimbra or Évora, where rent and daily expenses are 20–30% cheaper. Budgeting apps like Wallet or Monese help track spending, and shopping at local markets instead of supermarkets cuts food costs. With smart planning, you can enjoy Portugal’s lifestyle without draining your savings.

Cultural Adjustment

Moving to Portugal means adapting to new social norms, which can spark culture shock for Zambians. Portuguese people are warm but often reserved compared to Zambia’s communal, outgoing vibe. Workplace etiquette leans formal, with punctuality and hierarchy valued. Socializing might feel slower—don’t expect instant invitations to family dinners. 

 

To ease the transition, join expat groups like InterNations or Zambian community meetups in Lisbon. Platforms like Meetup list events where you can connect with locals and other expats over coffee or hiking. Embracing Portugal’s relaxed pace and learning local customs, like greeting with a handshake, helps you feel at home.
 

For more tips on settling into Portuguese life, explore the Portugal Resident website.

Portugal for Zambians: Real Struggles & Smarter Remittances!

Portugal’s blend of opportunity, stability, and sunny charm makes it a fantastic choice for Zambian expats, but it’s not without challenges. With ACE Money Transfer, staying financially connected to Zambia is a breeze, freeing up your focus for settling in. 

 

Sure, the language barrier, city costs, and cultural shifts might test your patience, but with a bit of preparation—think language apps, budget tweaks, and expat meetups—you’ll navigate them like a pro. So, Zambian expat, is Portugal calling your name? Weigh the pros and cons, and you might just find your perfect home away from home. Visit ACE’s website for transfer solutions and start planning the move!

FAQs

Can Zambians open bank accounts easily in Portugal?

Yes, with a valid visa and proof of address, most banks allow expats to open accounts, often online or via appointments.

Are there Zambian communities in Portugal?

Small but active Zambian and African diaspora groups exist, especially in Portugal, hosting cultural events and meetups.

How long does it take to learn basic Portuguese for daily life?

With regular practice, basic conversational Portuguese can be learned in 6-12 months using apps or local classes.

What are the healthcare options for expats in Portugal?

Expats with work visas have access to public healthcare, which is high-quality but requires registration and contributions.

Can Zambian students work part-time in Portugal?

Yes, non-EU students can work up to 20 hours per week with a work permit, often in hospitality or tutoring.


 


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