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Best Value Housing In Poland For Pakistani Expats

Which Poland Cities Offer The Best Value Housing For Pakistani Expats Sending Remittances?

13 May 2025


Pakistani expats living in Poland and supporting families back home through money transfer to Pakistan from Poland often look for smart ways to manage daily expenses. Housing is one of the biggest costs. Finding affordable cities in Poland can help you save more and send money back home more frequently.

Let’s explore Polish cities offering the best value housing while maintaining a good quality of life for Pakistanis abroad.

Why Affordable Housing Matters For Pakistani Expats

Living in a cost-effective city means:

  • Lower rent and utility bills
  • More savings to support family in Pakistan
  • Less financial stress and more stable living
  • Better work-life balance

According to Numbeo 2025, the average monthly rent for a one-bedroom apartment in city centres across Poland varies greatly.

Top 5 Affordable Cities In Poland For Pakistani Expats

Living in Poland doesn’t have to be expensive. Some cities offer lower rents and a good quality of life. This helps Pakistani expats save more and support families back home. Affordable living means more freedom to send money to Pakistan regularly. According to Numbeo (2025), rent is 42.2% more in Warsaw than in Białystok , making it one of the most cost-effective choices.

These differences in housing costs make cities like Białystok and Łódź ideal for Pakistani expats looking to cut down on expenses. Read more here about lowest cost living states in Poland. 

Łódź – A Budget-Friendly Urban Hub

Łódź is known for its low cost of living and thriving textile industry. It’s the third-largest city in Poland with plenty of work opportunities.

Why Choose Łódź?

  • Rent is 30-40% cheaper than Warsaw
  • Well-connected by trains and buses
  • Multicultural and welcoming atmosphere
  • Educational institutions and tech firms attract students and professionals alike

This gives expats more room to send money to Pakistan regularly without stressing over bills.

Katowice – Affordable With Job Opportunities

Katowice is part of the Silesian Metropolis and is growing fast in the IT and business sectors.

Benefits For Expats:

  • Good salaries with reasonable rent
  • Compact city, easy to commute
  • Close to Kraków for weekend getaways
  • Family-friendly parks and communities

Living in Katowice helps expats reduce their housing costs.

Białystok – Peaceful And Low-Cost Living

If you prefer a quieter life, Białystok is perfect. It’s one of the cheapest Polish cities and is great for saving.

Highlights:

  • Small-town charm with low crime rates
  • Cheapest rents in eastern Poland
  • Close-knit Pakistani community
  • Growing retail and service sectors

Here, saving becomes easier, helping expats support their families back home.

Lublin – A Student City With Low Rents

Lublin has a youthful vibe and a booming academic environment. That also means plenty of affordable housing options.

Why Lublin?

  • One of the top university cities
  • Lower rents due to student demand
  • Easy access to public transport
  • English-friendly service providers

Many Pakistani students and families prefer Lublin as it’s easy to live on a budget.

Szczecin – Affordable Coastal Living

Located near the German border, Szczecin is a port city that blends affordability with beauty.

What Makes Szczecin Great?

  • Access to Baltic Sea
  • Less expensive than Gdańsk
  • Great public spaces and peaceful suburbs
  • Growing business and logistics sector

It's ideal for Pakistani workers and families trying to save more.

How ACE Money Transfer Supports Pakistani Expats In Poland

ACE Money Transfer helps expats send money to Pakistan from Poland securely and quickly with affordable fees and competitive exchange rates. You can transfer money:

  • Through the mobile app or website
  • Directly to bank accounts or cash pick-up locations
  • 24/7 from the comfort of your home

Whether you're in Łódź or Szczecin, ACE makes it easy to send money online to Pakistan in a few clicks.

Smart Tips To Save More On Housing And Send More Home

Here’s how you can cut down housing costs and save for remittances:

  • Share apartments with other expats to reduce rent
  • Choose suburbs over city centres
  • Use local Polish rental platforms like Otodom or OLX
  • Opt for long-term leases for lower monthly rates
  • Apply for student discounts if you're a university student

By saving on housing, you’ll have more financial freedom for regular money transfer to Pakistan.

Why Choosing The Right City Helps In Long-Term Planning

Choosing a city based on cost of living and housing isn’t just about short-term savings. It helps you:

  • Build a sustainable life abroad
  • Increase your monthly remittance capacity
  • Focus on career or education growth
  • Plan better for your family’s future

With the right planning, you can make your life in Poland rewarding while regularly supporting your loved ones in Pakistan. ACE Money Transfer is rated 4.8+/5 on Trustpilot, showing strong customer satisfaction and service reliability. Visit ACE website for remittances transfer back home with confodence. 

Final Thoughts

Finding an affordable city to live in Poland can make a huge difference for Pakistani expats. Cities like Łódź, Katowice, Białystok, Lublin, and Szczecin offer lower rent, a good standard of living, and opportunities to save more. This allows online money transfer to Pakistan from Poland with less financial burden.

Ready to make your remittance journey smoother? Start using ACE Money Transfer today – the secure, fast, and cost-effective way to send money online to Pakistan. 

FAQs

Which Polish city has the cheapest rent for expats?

Białystok generally offers the lowest rent prices in Poland, making it ideal for expats on a tight budget.

Can I remit money to Pakistan from Poland using ACE Money Transfer?

Yes, ACE offers quick and secure money transfer to Pakistan through its app and website from anywhere in Poland.

How much can I save monthly in cities like Łódź or Katowice?

You can save up to 30-40% on rent compared to cities like Warsaw, depending on your housing and lifestyle choices.

Are there Pakistani communities in affordable Polish cities?

Yes, cities like Łódź, Katowice, and Lublin have growing Pakistani student and expat communities for social support.

What is the safest way to remit money online to Pakistan from Poland?

Using trusted services like ACE Money Transfer is one of the safest and fastest ways to transfer money online to Pakistan securely.


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