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Ultimate Expat Guide to Living in Greece (2025) – Work, Life, and Remittance Tips

Ultimate Expat Guide to Living in Greece (2025)

16 May 2025


Greece, with its sunny weather, rich history, and welcoming culture, has become a popular destination for expatriates from around the world. From its vibrant cities to its picturesque islands, Greece offers a high quality of life with an affordable cost of living compared to other European countries. Whether you’re an international student, a freelancer, or an employee looking to settle here, this guide will walk you through everything you need to know about living in Greece, including the best ways to send money to Bangladesh from Greece.

Understanding the Greek Visa System

Greece offers a variety of cities that cater to different lifestyles, from fast-paced urban environments to serene island living. Here are some of the best places where expats can thrive personally and professionally.

1. Work Visa Options

If you're planning to move to Greece to work, understanding the available visa options is crucial. Here’s a breakdown of the most common visas for expats:

  • Employment Visa: For those with a job offer from a Greek employer.
  • Freelancer Visa: Ideal for self-employed individuals or those working remotely.
  • Digital Nomad Visa: If you work for a company outside Greece, you may qualify for this visa, which allows you to live and work in Greece for up to 12 months.

2. Residency and Citizenship

  • Permanent Residency: After five years of legal residence, you can apply for permanent residency in Greece.
  • Citizenship: After seven years of residency, you may apply for Greek citizenship.

Cost of Living in Greece

The cost of living in Greece is relatively low compared to other Western European countries, making it an attractive destination for expats. From housing to daily expenses, you can enjoy a comfortable lifestyle without breaking the bank.

Affordable Living with European Standards

Compared to other European countries, Greece offers an affordable cost of living. Here's a breakdown of key expenses:

  • Rent: Rent in Greece varies depending on location. In Athens, the average monthly rent for a one-bedroom apartment in the city center is around €500–€700.
  • Groceries and Dining: Eating out is relatively cheap, with meals in local restaurants costing as little as €10–€15 per person.
  • Transport: Public transportation in Greece is affordable. A monthly metro pass in Athens costs around €30.

Best Cities in Greece for Expats

Greece boasts several expat-friendly cities that combine career opportunities, cultural richness, and affordable living.

1. Athens – The Capital of Opportunity

Athens is a bustling city filled with historical landmarks, modern amenities, and plenty of job opportunities for expats, especially in tech and business sectors.

2. Thessaloniki – A Blend of Culture and Innovation

Known for its dynamic cultural scene, Thessaloniki is a vibrant city offering opportunities in various fields, including IT, tourism, and education.

3. Crete – A Relaxing Island Life

For those seeking a more laid-back lifestyle, Crete offers a slower pace of life, perfect for freelancers and retirees looking to escape the hustle and bustle.

How to Handle Your Finances in Greece

Managing your finances in Greece is crucial to making the most of your expat life. If you’re working remotely or freelancing, you’ll need to understand how to transfer money back home.

Sending money to Bangladesh from Greece has never been easier. With the right service, you can send money securely, quickly, and at affordable rates.

  • Online Money Transfer Services: Platforms like ACE Money Transfer provide fast, reliable, and cost-effective online money transfer from Greece to Bangladesh.
  • Low Fees & Better Exchange Rates: Sending money through ACE can help you save on hidden fees and get better exchange rates than traditional banks.
  • Convenience: You can transfer money anytime, anywhere, through the ACE Money Transfer website or app.

Taxation and Social Security in Greece

Understanding taxation and social security in Greece is essential for expats to manage their legal obligations and financial planning effectively.

Paying Taxes in Greece

As an expat, understanding Greece’s tax system is essential. If you're living in Greece for more than 183 days a year, you’re considered a tax resident and must pay taxes on your worldwide income.

  • Income Tax: Tax rates range from 9% to 44% based on your income.
  • Social Security: As an employee, you’ll be required to pay into the Greek social security system, which covers healthcare, pensions, and unemployment benefits.

Tax Deductions for Freelancers

Freelancers can benefit from tax deductions on certain business expenses such as:

  • Equipment and software
  • Office supplies
  • Travel expenses for work-related purposes

Supporting Family from Greece

When you need to send money to Bangladesh online from Greece, ACE Money Transfer stands out as a reliable choice. Here's why:

  • Secure and Fast Transfers: ACE offers instant online money transfers with a few clicks.
  • Competitive Exchange Rates: ACE provides some of the best exchange rates for transferring money to Bangladesh, ensuring your family receives more.
  • Global Reach: ACE has a vast network in Bangladesh, making it easier for your loved ones to receive money directly into their bank accounts or mobile wallets.

With 4.8+ ratings on Trustpilot, ACE Money Transfer is trusted by thousands of users worldwide.

Living in Greece offers expats a unique opportunity to experience rich culture, affordable living, and a high quality of life. Whether you’re settling in Athens, Thessaloniki, or Crete, understanding visa options, managing taxes, and knowing how to send money online to Bangladesh from Greece will help you make the most of your new life in Greece.

Call to Action

Ready to send money back to Bangladesh from Greece? Sign up for ACE Money Transfer today and enjoy quick, secure, and affordable money transfers with the best exchange rates.

FAQs

Can I work remotely in Greece as a freelancer?

Yes, Greece offers a Digital Nomad Visa for remote workers who earn income from abroad.

How do I transfer money from Greece to Bangladesh?

You can use online platforms like ACE Money Transfer to send money to Bangladesh from Greece securely and at low fees.

What’s the cost of living in Greece for an expat?

Greece is considered affordable compared to many European countries, with lower rent and living costs.

Do I need to pay taxes in Greece as a freelancer?

Yes, if you are a tax resident in Greece, you will need to pay taxes on your global income.

What are the best cities for expats in Greece?

Athens, Thessaloniki, and Crete are some of the top cities for expats, offering a balance of work opportunities and quality of life.


 


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