UK to Ghana Travel Guide: Visa, Currency & Safety Tips

Are you planning to send money to Ghana from UK or preparing for a trip to Ghana? Whether visiting family, attending business meetings, or exploring the country, understanding key aspects of travel, currency exchange, and safety ensures a smooth journey. For Ghanaians living in the UK or travelers heading to Ghana, knowing the visa requirements, how to exchange currency efficiently, and how to stay safe throughout your trip is crucial. 

With money transfers from the UK to Ghana becoming easier and more secure, knowing your options for sending money online from the UK to Ghana is key. Additionally, understanding travel tips, such as local currency exchange and safety considerations, can help make your experience more enjoyable. This guide will help you navigate these essential factors, providing helpful tips for traveling and managing finances while ensuring that your trip to Ghana is stress-free and your money transfers are seamless.

Why is Ghana a popular destination for UK travelers?

If you're a Ghanaian expat living in the UK and planning to return home to reunite with your family, understanding the visa requirements is crucial for a smooth journey. To visit Ghana, you must apply for a tourist visa before your trip. Ensure your passport is valid for at least six months beyond your planned arrival date, as this is a standard requirement. Additionally, you may be asked to provide proof of sufficient funds, a return ticket, and a travel itinerary to demonstrate your intention to return to the UK after your visit. With the proper paperwork, you can enjoy a hassle-free return to Ghana and reconnect with your loved ones.

Whether visiting family, attending a business event, or simply exploring the country’s attractions, there’s something for everyone. Additionally, as many Ghanaians reside in the UK, it’s common to send money online to Ghana from UK for family support or investments back home. Exploring how to manage money, especially while traveling, can ease the process of supporting loved ones in Ghana.

Visa Requirements for Traveling from the UK to Ghana

​To visit Ghana from the UK, you'll need a visa and a passport valid for at least six months beyond your arrival date.

Types of Visas Available

When traveling from the UK to Ghana, you must choose the correct visa based on the purpose of your visit. Here are the most common visa types:

• Tourist Visa: Ideal for individuals visiting family, sightseeing, or enjoying a holiday in Ghana.
• Business Visa: This is for those traveling for work-related purposes like meetings or conferences.
• Work Visa: This is for UK nationals planning to live and work in Ghana for a specific period.
• Residency Permit: Required for those looking to stay long-term in Ghana.

How to Apply for a Ghanaian Visa from the UK

Applying for a visa to Ghana from the UK is a relatively simple process. Follow these steps:

1. Choose the Right Visa: Select the visa category that matches your purpose of travel.
2. Complete the Application Form: Visit the official Ghana High Commission website to complete your application.
3. Submit Documents: Prepare your passport, passport-sized photos, proof of accommodation, and other supporting documents.
4. Pay Visa Fees: Fees vary depending on the visa type and stay duration.
5. Wait for Processing: The processing time typically takes 5-10 working days.

Visa Fees & Duration of Stay

Visa fees depend on whether you apply for a single-entry or multiple-entry visa. For a tourist visa, the cost ranges from £50 to £100, and the stay is usually up to 30 days. Extensions are possible if you need more time in the country.

Understanding Ghanaian Currency (Ghanaian Cedi – GHS)

The official currency in Ghana is the Ghanaian Cedi (GHS). As of today, GBP 1 is equivalent to approximately 10.5 GHS. However, exchange rates fluctuate, so always check the latest rates before exchanging money.

Best Ways to Exchange Money

When in Ghana, there are several ways to exchange money efficiently:

• Banks: Ghana’s banks offer reliable exchange services. However, banks may charge higher fees than other options.
• Forex Bureaus: Forex bureaus generally offer competitive exchange rates across major cities.
• ATMs: Many ATMs in Ghana accept international debit and credit cards, although fees may apply for withdrawals.

It’s best to avoid exchanging money at airports or hotels, as exchange rates tend to be unfavorable.

Using Debit/Credit Cards in Ghana

While major cities in Ghana accept debit and credit cards, card usage in rural areas is limited. It’s a good idea to carry cash for transactions in remote regions. Additionally, when using a UK debit or credit card, be mindful of:

• Foreign Transaction Fees: UK banks typically charge a fee for international purchases and withdrawals.
• ATM Fees: ATMs may charge additional fees for using foreign cards.

For the best rates and low transaction fees, consider exchanging cash or using money transfer from UK to Ghana services.

Best Way to Send Money from UK to Ghana

Sending money from the UK to Ghana is easier than ever with online transfers from the UK to Ghana services. Many online services offer fast, secure, and cost-effective transfers. When you send money to Ghana from the UK, you can choose from various payment options, including direct bank transfers or mobile money.

Safety Tips for Travelers in Ghana

Before traveling to Ghana, it's crucial to get the proper vaccinations. Essential vaccines include:

• Yellow Fever: This is a mandatory vaccine for all travelers to Ghana.
• Malaria: Preventive medication is recommended.
• Other vaccines, such as Hepatitis A, Hepatitis B, and Typhoid, are also necessary.

Additionally, always drink bottled or purified water to avoid waterborne diseases.

How to Save Money While Traveling in Ghana

• Affordable Accommodation: Guesthouses and locally-owned hotels offer more affordable options than international chains.
• Street Food: Eating from local vendors is cheaper and a great way to experience Ghanaian cuisine.
• Using Money Transfer Services: Sending money through ACE Money Transfer offers better exchange rates than UK banks, saving money on transfers and currency exchange.

Did you know what Ghanaians in UK Must Know When Sending Remittances?

Conclusion

Planning your trip to Ghana from the UK doesn’t have to be stressful if you prepare correctly. Understand the visa requirements, exchange currency efficiently, and stay safe while traveling. When making money transfers to Ghana online from UK, choose a reliable service that offers fast, secure, and affordable transfers. With the proper preparations, you can enjoy a hassle-free trip while managing your finances, ensuring your loved ones back home receive the support they need.

FAQs

How do I apply for a visa to Ghana from the UK?

You can apply online or at the Ghana High Commission by submitting the necessary documents, including your passport and visa fees.

What is the current exchange rate for GBP to GHS?

GBP 1 is approximately equivalent to 10.5 Ghanaian Cedi (GHS). Always check for the latest exchange rates.

How do I send money from the UK to Ghana?

You can use online money transfer services for fast, secure, affordable transfers. Many services allow transfers directly to mobile wallets or bank accounts in Ghana.

Can I use my UK debit/credit card in Ghana?

Yes, but be aware of extra fees for foreign transactions and ATM withdrawals. It’s often cheaper to exchange cash in advance or use local payment methods.

Is travel insurance necessary for a trip to Ghana?

Travel insurance is highly recommended to cover unexpected events like illness, theft, or trip cancellations.