16 May 2025
Sending money from Canada to the Philippines is a vital lifeline for many Filipinos supporting families back home. Whether you’re an international student, a temporary worker, or a long-term resident, choosing a reliable remittance service is key to ensuring your hard-earned money arrives safely and on time. This guide outlines the top 7 options in 2025 for anyone looking to send money to Philippines from Canada with ease.
With over 900,000 Filipinos living in Canada, the demand for trustworthy, fast, and affordable remittance services continues to grow. The right money transfer method can help you:
Luckily, there are several great services available for online money transfer to Philippines from Canada. Let’s explore them.
ACE Money Transfer is a top choice for many Filipino expats due to its reliability, affordability, and ease of use. It offers fast and secure international transfers from Canada to the Philippines.
Whether you're looking to send money to Philippines from Canada online regularly or occasionally, ACE makes it simple and convenient.
Remitly is known for its speed and promotional exchange rates for first-time users. It's widely used for small and large transfers alike.
Remitly is great for urgent money transfers to the Philippines from Canada, especially during emergencies.
Wise is a popular fintech company offering real mid-market exchange rates and low transparent fees.
If you're a tech-savvy sender looking to send money to Philippines from Canada with full cost transparency, Wise is a solid option.
WorldRemit provides fast and flexible options like bank deposits, mobile money, and airtime top-ups.
It’s particularly popular among younger users and digital nomads in Canada who prefer quick, app-based services.
Western Union is one of the oldest and most widely recognised money transfer services, with extensive global coverage.
However, fees can be higher compared to digital-first services.
Xoom is backed by PayPal and offers reliable transfers from Canada to the Philippines.
Xoom is a great pick if you already use PayPal and want seamless transfers.
OFX is ideal for large transfers, offering excellent exchange rates with no transfer fees on higher amounts.
While not ideal for small remittances, OFX is excellent for property payments or family investments in the Philippines.
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Here are some things to consider before choosing your preferred provider for money transfer to Philippines from Canada:
For up-to-date comparisons and international money transfer insights, you can check out: Finder Canada – Compare Money Transfer Services
Digital remittance platforms have transformed the way people send money to the Philippines from Canada online. Here’s why online services are in demand:
Choosing the right service to send money to Philippines from Canada can make a significant difference in fees, convenience, and peace of mind. Whether you prefer speed, cost-effectiveness, or ease of use, there’s a service to match your needs.
For reliable, secure, and budget-friendly transfers, ACE Money Transfer is a top contender among the best. Make your remittances count – choose wisely, send securely, and stay connected with your loved ones back home. With over 129,000 reviews and a 4.8 out of 5 rating on Trustpilot, ACE Money Transfer proves its dedication to top-quality service.
The best way depends on your needs. For fast and secure transfers, ACE Money Transfer, Remitly, and Wise are excellent choices. Each offers mobile access, competitive rates, and reliable delivery.
It depends on the service and method. Express services like Remitly or ACE can deliver within minutes, while Economy options may take 1–3 days.
Yes, if you use regulated and trusted providers. Always ensure the platform is licensed and uses encryption for security.
Yes, most services, including ACE, Wise, and WorldRemit, allow direct bank deposits to accounts in the Philippines.
Yes, limits vary by provider and your verification status. For example, ACE Money Transfer may allow higher amounts with full identity verification.
