ACE Money Transfer - Blog

Send money to Pakistan online through ACE Money Transfer

Tips for Navigating the Public Healthcare System in Australia as an Overseas Pakistani

08 Sep 2023

Australia is renowned for its efficient and inclusive healthcare system. As an overseas Pakistani planning to stay in Australia for an extended period, you might wonder how to navigate this intricate system. Fear not! We've got you covered with some actionable tips and insights. As an Overseas Pakistani, accessing quality healthcare services abroad can be challenging. Navigating the public healthcare system in a foreign country comes with its own set of obstacles, but with the right knowledge and preparation, you can ensure a smooth experience. In this blog post, we will provide you with essential tips on how to navigate the public healthcare system as an Overseas Pakistani and also introduce you to ACE Money Transfer, a reliable online money transfer service that makes sending money to Pakistan from Australia effortless.

Background of Australia's Healthcare System


The Importance of Medicare

Medicare is the backbone of Australia's healthcare, providing numerous services, either free or at a reduced cost. It covers general health, prescription drugs, and hospital treatment. For an overseas Pakistani, understanding the nuances of Medicare can serve as a gateway to efficient healthcare access.

Private vs. Public Healthcare

Though the public healthcare system is commendable, Australia also has a vibrant private healthcare sector. Choosing between the two hinges on personal preferences, health needs, and financial capability. While the public system is largely subsidised, the private sector offers more immediate care and choices regarding specialists.

Getting Started for Overseas Pakistanis


Essential Documents

Before availing healthcare services, ensure you have essential documents like a valid visa, passport, and Medicare card (if eligible). These will simplify the process and save you time during hospital visits.

Eligibility Criteria

Not every overseas visitor can immediately benefit from Medicare. Depending on the visa type and bilateral agreements between Pakistan and Australia, you might be eligible. It's essential to research beforehand to prevent unexpected medical bills.

Practical Tips for Pakistani Expats


Find a Local GP

Establishing a relationship with a local General Practitioner (GP) is akin to having a trusted guide in the healthcare maze. They'll offer primary care and direct you to specialists when needed.

Understand the Referral System

In Australia, you often need a GP's referral to see a specialist. This system ensures efficient patient flow and prevents specialist overload. So, if you think a specialist's visit is on the horizon, see your GP first!

Seek Multilingual Services

Language can be a hurdle, but Australia's diverse landscape means there are multilingual healthcare professionals. Some doctors might even converse in Urdu or Punjabi, making communication smoother.

Consider Health Insurance Options

Even with Medicare, some treatments can be costly. It's wise to explore health insurance options to cover unexpected expenses, especially if considering private healthcare.

Overcoming Common Challenges


Addressing Language Barriers

While many healthcare professionals speak multiple languages, having a translator app or a bilingual friend can prove handy. Remember, understanding your health is paramount; never shy away from asking questions! Likewise, if you need to send money to Pakistan from Australia, don’t hesitate to get help from fellow expats who can tell you safe and secure ways to transfer funds.

Navigating Hospital Wait Times

Public hospitals might have longer wait times compared to private ones. Patience is key. However, in emergencies, Australian hospitals prioritise care based on medical urgency.

Resources for Further Assistance


Pakistani Community Centers

Pakistani community centres in Australia can offer guidance, connect you with Pakistani doctors, or provide healthcare workshops tailored to your needs.

Health-Related NGOs and Support Groups

Numerous NGOs and support groups cater specifically to migrants. They can provide additional resources, peer support, and even workshops on navigating the Australian healthcare maze.

Navigating Healthcare Abroad: A General Guide for Overseas Pakistanis

Navigating healthcare abroad can be a daunting task, especially for Overseas Pakistanis seeking medical assistance in foreign lands. From understanding the complexities of the healthcare system in the host country to overcoming language barriers and ensuring adequate health insurance coverage, there are numerous challenges to address. However, armed with the right information and preparation, accessing quality healthcare becomes more manageable. In this comprehensive guide, we will equip you with essential tips and insights to help you navigate the intricacies of healthcare as an Overseas Pakistani, ensuring a smooth and well-informed experience during your time abroad.

Essential Preparations Before Departure

Before embarking on your journey abroad as an Overseas Pakistani, undertaking essential preparations is paramount to ensure a seamless healthcare experience. Research and understand the host country's healthcare system, including different healthcare facilities available, services, and the process of accessing medical care. Explore healthcare agreements between Pakistan and the host country for potential benefits. Acquire comprehensive health insurance, offering coverage for emergencies, hospitalisation, outpatient care, and repatriation to Pakistan. These preparations will help you confidently navigate healthcare abroad, focusing on your well-being with peace of mind while also enabling you to handle any emergencies with online money transfers to Pakistan from Australia.

Understand the Healthcare System

Before you venture on your journey abroad, it's crucial to familiarise yourself with the healthcare system of the country you'll be residing in. Research the different healthcare facilities available, the services they offer, and how the system operates. Look into any agreements or arrangements between your home country and the host country concerning healthcare to identify what benefits you may be entitled to.

Acquire Health Insurance

Health insurance is your lifeline in a foreign land. Ensure you have comprehensive health insurance coverage that caters to your specific needs. Look for insurance plans that offer coverage for emergencies, hospitalisation, outpatient care, and repatriation to your home country if necessary. Being adequately insured will save you from significant financial burdens in case of unexpected medical issues.

Seek Local Advice

Reach out to local Pakistani communities or expatriate groups in the host country. They can provide valuable insights into the healthcare system and recommend reputable healthcare providers. Building a network of support will prove helpful during emergencies or when seeking specific medical treatments.

Language Assistance

Language barriers can pose challenges in understanding medical instructions or conveying your symptoms to healthcare professionals. Consider carrying a translation app or hiring an interpreter during medical visits, especially if you are not fluent in the local language. This will ensure effective communication with healthcare providers and avoid misunderstandings.

Carry Important Documents

Keep all your essential medical documents in one place. These may include your health insurance policy, medical history, prescriptions, doctor's notes, and any relevant test results. Having these documents easily accessible will expedite the process when seeking medical attention.

Stay Informed About ACE Money Transfer

While you are focusing on your health and well-being abroad, it's also crucial to stay connected with your loved ones back home in Pakistan. ACE Money Transfer is a reliable online money transfer service that enables you to send money to Pakistan online from Australia conveniently and securely. With ACE, you can transfer money online to support your family's financial needs or handle any emergencies that may arise in Pakistan.

Research Local Medical Practitioners and Specialists

Before your departure, conduct research to identify reputable medical practitioners and specialists in the host country. Look for healthcare professionals who speak your language or have experience treating patients from your cultural background. Online reviews and recommendations from fellow expatriates can be valuable resources in finding reliable healthcare providers. Having a list of trusted doctors will help you promptly seek medical attention whenever necessary.

Familiarise Yourself with Emergency Services

Knowing the local and global emergency contact numbers and procedures is essential in case of urgent medical situations. Each country has its own emergency response system, so make sure to memorise or save these numbers on your phone. Whether it’s for an emergency to send money to Pakistan or help a friend abroad, understanding how emergency services operate will enable you to act swiftly and efficiently during critical times is a must.

Stay Updated on Vaccinations and Health Risks

Stay informed about any mandatory or recommended vaccinations for your destination country. Some countries have specific health requirements for travellers, and being up-to-date on vaccinations will prevent unnecessary health risks. Additionally, research prevalent health risks and common diseases in the region and take necessary precautions to protect your health.

 Create a Medical Contact List

Compile a list of important medical contacts, including local hospitals, clinics, and embassy/consulate information. Having this list readily available on your phone or in a physical notebook will be extremely helpful during emergencies or when seeking medical advice.

Bottom Line

Navigating Australia's public healthcare system as an overseas Pakistani might seem daunting at first, but armed with the right information and a proactive approach, you can ensure a smooth healthcare journey. Whether you're seeking routine check-ups or specialist care, remember: knowledge is power. Equip yourself, ask questions, and lean on the supportive Pakistani community in Australia.

Pro-tip for Overseas Pakistanis

If you are looking for a reliable and secure remittance service, then become a member of ACE Money Transfer. ACE Money Transfer is a reliable online money transfer service catering to overseas Pakistanis for secure and economical money transfers from Australia to Pakistan. With a user-friendly platform, they offer fast, secure, and efficient remittance solutions. Send money to Pakistan with ease and stay connected with your loved ones effortlessly.


Can I avail Medicare immediately after arriving in Australia?

Depending on your visa type and bilateral agreements, you might need to wait or might be immediately eligible.

Is it necessary to have health insurance?

While not mandatory, it's advisable to have insurance, especially if you're considering private healthcare or specific treatments.

Can I directly visit a specialist without seeing a GP?

Typically, a referral from a GP is needed to see a specialist in the public system.

How do I find Pakistani doctors in Australia?

Pakistani community centres or online directories can be a good starting point.

What if I face an emergency?

In emergencies, head directly to the nearest hospital. Australian hospitals prioritise based on medical urgency.

Can I use ACE Money Transfer to send money from any country to Pakistan?

Yes, ACE Money Transfer allows you to send money to Pakistan from various countries around the world. Check their website for the list of supported countries.

How long does it take for the money to reach Pakistan through ACE Money Transfer?

The transfer time may vary depending on the country you are sending money from and the delivery method you choose. In most cases, money is delivered to the recipient within a few minutes to a few working days.

Is ACE Money Transfer safe and secure?

Absolutely! ACE Money Transfer uses advanced encryption and security measures to protect your money and personal information, ensuring a safe and secure transaction.

What are the payment options available for using ACE Money Transfer?

ACE Money Transfer offers various payment options, including bank transfers, credit/debit cards, and other local payment methods, depending on your location.

How can I track my money transfer with ACE Money Transfer?

You can track your money transfer using the tracking number provided to you after initiating the transaction. Simply enter the tracking number on their website, and you will get real-time updates on the status of your transfer.

Online Safety Tips

Decoding Fintech: A Guide to Digital Remittances for Overseas Filipino Workers (OFWs) in Ireland
Remittances to Nigeria from Germany Made Simpler
  • Categories
  • Country