01 May 2025
If you’re part of the Ghanaian community in Norway, you've likely noticed the fast-paced digital world around you. From making online payments to handling work and banking tasks, staying connected through technology has become essential. But with this convenience comes a greater need for vigilance. Cybersecurity threats are on the rise, and safeguarding your online presence is more important than ever.
So, how can you ensure that you, your family, and your financial data remain safe while still managing to send money to Ghana from Norway? This blog explores practical steps for Ghanaians in Norway to protect themselves from online dangers and stay secure in a connected world.
With digital payments and online banking firmly embedded in Norwegian daily life, cyber threats are becoming more common. It’s crucial to recognize that the more we rely on digital tools, the more opportunities there are for cybercriminals to exploit vulnerabilities.
Norway has rapidly embraced digital tools like ACE Money Transfer and contactless cards, making everyday payments almost entirely cash-free. With less than 4% of transactions now using cash, even tasks like donating or splitting bills are digital, making it essential for newcomers to learn how to navigate this cashless landscape.
A cashless society also means an increase in cybercrimes. Understanding the risks associated with this shift is essential for newcomers who may not be familiar with online scams, phishing, and identity theft.
Read also: Remote Jobs and Opportunities in Norway for Expats
Norway’s cashless society presents challenges, particularly around cybersecurity. For Ghanaians in Norway, managing finances, communicating online, and making payments all contribute to a growing digital footprint, which in turn heightens exposure to cyber threats.
Digital payments, though efficient, open up new avenues for cybercriminals. Ghanaians, many of whom are more accustomed to cash-based transactions, must be vigilant when engaging with online services. Understanding the risks associated with online banking and shopping is vital to avoid becoming a victim of fraud.
Phishing is one of the most common threats Ghanaians face while adapting to digital financial systems. Cybercriminals often pose as legitimate organizations and trick individuals into revealing personal or financial information. Recognizing and avoiding these phishing attempts is key to protecting sensitive data.
The good news is that protecting yourself online doesn’t have to be complicated. Here are practical steps to stay safe in Norway’s digital landscape:
Use trusted money transfer apps like ACE Money Transfer to make an online money transfer from Norway to Ghana and share knowledge within their networks to make the transition smoother.
The first line of defense in cybersecurity is a strong password. Avoid using common passwords like your name or birthdate. Opt for longer, complex combinations of letters, numbers, and symbols.
Many online services, including banking and money transfers, offer two-factor authentication (2FA). This adds an extra layer of security, requiring a second form of verification (like a code sent to your phone) in addition to your password.
Phishing is a common way for cybercriminals to steal sensitive information. If you receive suspicious emails or messages asking for your personal or financial information, don’t click on any links. Always verify the source first.
Use antivirus software and ensure your devices (smartphones, tablets, computers) are secure with the latest updates. This helps protect against malware and viruses that could compromise your data.
There’s real potential here for fintech companies to step in and create services tailored to immigrant communities. Language-friendly apps, culturally aware customer service, and tools that recognize both local and international needs could make a big difference.
One standout example is ACE Money Transfer, which allows users to send money online to Ghana from Norway with ease. Its platform is designed with simplicity and security in mind, offering fast transfers, great rates, and features that cater to the unique needs of the Ghanaian diaspora—bridging the gap between tradition and modern financial systems.
Many Ghanaians are used to cash-based systems and informal financial practices like susu. Switching to digital platforms in Norway can be overwhelming due to language barriers, limited tech literacy, and unfamiliarity with banking systems.
Ghanaian networks in Norway often share valuable advice on securing personal information, setting up accounts safely, recommending trustworthy digital tools, and helping newcomers navigate the online world with confidence.
Use strong passwords, enable two-factor authentication, and rely on trusted platforms like ACE Money Transfer for secure transactions. Always double-check any communication you receive about money transfers to avoid phishing scams.
Yes, services like ACE Money Transfer cater to the Ghanaian community by offering culturally aware customer service, multilingual support, and flexible payout options—making it easier to adapt while staying financially connected to home.
As Norway moves toward a cashless society, Ghanaians are engaging more with digital payments and remittance services. This brings an increased risk of cyber threats. Cybersecurity ensures that personal and financial information is kept safe from malicious attacks.
