12 Jun 2025
Sending money from Spain to Morocco is a vital financial lifeline for many families. According to the World Bank's Migration and Development Brief, Morocco's remittance inflows increased by 5.2% in 2024, reaching $11.8 billion. This substantial amount underscores Morocco's position as a leading recipient of remittances in the Middle East and North Africa region.
However, the cost of sending money can vary depending on the city in Spain from which the transfer is initiated. This article explores which Spanish cities offer the cheapest money transfer from Spain to Morocco.
With a total population of around 6.8 million and approximately 1.3 million foreign-born residents, Madrid is Spain’s most diverse urban center. The city’s large Moroccan community has created an ecosystem of competitive remittance options.
Madrid is home to one of the largest populations of Moroccan immigrants in Spain. With nearly 19% of its population being foreign-born—including significant numbers of Latin Americans, Romanians, and Moroccans—the demand for remittance services remains consistently high.
Barcelona, with a population of 1.6 million and around 500,000 foreign-born residents (31% of the population), stands out for its cultural diversity and advanced digital infrastructure—both of which contribute to lower remittance costs.
Valencia’s Moroccan community is expanding, alongside other major groups like Romanians, Italians, and Colombians. The increase in demand for international money transfers has resulted in more providers entering the market, all competing to offer the best service for Morocco transfers.
ACE Money Transfer capitalizes on this environment by offering low-cost money transfer from Spain to Morocco. Whether users prefer mobile apps or desktop platforms, ACE provides quick, secure, and affordable transfers from Barcelona to Morocco. Thus, with ACE, sending money from Barcelona to Morocco is super convenient.
Pro Tip: Wondering how to remit money to Morocco from Spain using mobile apps? Digital platforms like ACE Money Transfer make it easy. Simply download the app, register, and initiate a transfer within minutes—right from your smartphone.
Valencia, Spain’s third-largest city, has a population of about 800,000 with around 100,000 foreign-born residents, making up 12.5% of the population. This growing demographic includes many Moroccans, increasing the need for low-cost remittance solutions.
Valencia’s Moroccan community is expanding, alongside other major groups like Romanians, Italians, and Colombians. The increase in demand for international money transfers has resulted in more providers entering the market, all competing to offer the best service for Morocco transfers.
Ceuta and Melilla are Spanish enclaves located in North Africa, bordering Morocco directly. Their strategic location offers natural advantages for cost-effective and speedy remittance services.
Unlike inland cities, Ceuta and Melilla benefit from geographic closeness to Morocco, reducing transaction costs and logistical complexities. This proximity makes them favorable points for remittances, especially for a small, frequent online money transfer from Spain to Morocco options.
Reliable and affordable remittance options are essential for Moroccan expats in Spain, and ACE Money Transfer delivers on both fronts and offers the fastest way to send money to Morocco. By offering some of the best exchange rates and minimal transfer fees across major cities like Madrid, Barcelona, Valencia, and the enclaves of Ceuta and Melilla, ACE ensures your money goes further with every transaction.
ACE Money Transfer understands the unique dynamics of these enclaves and tailors its services accordingly. Fast processing and low-fee remittance from Spain-Morocco make it easier for residents of Ceuta and Melilla to support their families across the border.
In response to this demand, ACE Money Transfer provides competitive exchange rates and minimal fees for transfers to Morocco. The company's presence in Madrid lets you transfer money from Madrid to Morocco with confidence and ease.
What sets ACE apart is not just its affordability but also its ease of use and commitment to security. With a smooth digital experience and strong protection protocols, you can send money with confidence from anywhere in Spain. For those supporting families back home, ACE remains a smart and dependable choice.
Cities with higher foreign-born populations attract more remittance providers, leading to competitive fees. This benefits users with better rates and service variety, especially in places like Torrevieja and Fuengirola.
These cities host dense expat communities, prompting financial services to cater specifically to their needs. This results in affordable and accessible remittance options for frequent transfers.
Yes, cities like Barcelona have strong digital infrastructure that supports fast and secure money transfers. Platforms like ACE Money Transfer thrive in such environments.
Cities closer to Morocco, like Ceuta and Melilla, benefit from shorter transaction routes. This helps reduce transfer costs and speeds up delivery times.
ACE follows strict EU regulations and uses advanced encryption for safe transactions. This ensures reliability and full compliance with financial laws.
