01 Jul 2025
Living in Spain as a Filipino expat means striving for balance between building a life abroad and staying connected with family in the Philippines. Whether you're in Madrid, Barcelona, or Málaga, every Euro you earn holds value back home.
This article offers top practical tips on how you can save more when you send money to Philippines from Spain. By managing costs wisely and choosing the right transfer service, you can make sure your loved ones receive more pesos with every transaction. Whether you're planning ahead or need to send money now, these smart strategies ensure your loved ones get the most out of every transfer.
Saving more on transfers starts with choosing services that offer low fees and competitive exchange rates — even a small difference can add up over time. Using digital platforms like ACE Money Transfer, timing your transactions wisely, and taking advantage of loyalty offers can ensure your loved ones receive more pesos with every euro you send.
Start by reviewing your monthly expenses in Spain — rent, groceries, transport, and utilities. Then, allocate a portion specifically for remittances. Use budgeting apps or simple spreadsheets to keep a weekly eye on spending and adjust as needed. Budgeting helps you send money online to Philippines from Spain without disrupting your financial stability.
Hidden charges can eat into your remittance. Before making a transfer, compare platforms carefully. Look for options with transparent pricing and no hidden markup on exchange rates. For instance, ACE Money Transfer offers competitive EUR to PHP rates with a low transfer fee, ensuring more pesos reach your family.
There’s no one-size-fits-all for remittances. Choose a service that aligns with your family’s convenience:
ACE Money Transfer supports all these options, giving you flexibility without compromising security. For a smoother experience, learn how to Say Goodbye to Complicated Transfers — Remit Money to the Philippines with Ease and discover how to make each transaction faster, simpler, and more rewarding.
Exchange rates fluctuate. A difference of even 0.50 PHP per Euro can mean hundreds of pesos gained or lost. Use ACE’s rate alert tool to get notified when the rate is high, so you can send more money home without spending more.
Many remittance services offer discounts or rewards. Some provide cashback on first transfers, while others get referral bonuses on offers such as Invite Friends & Earn. Seasonal promotions or zero-fee periods can also help you save more on every transaction. Signing up for these offers gives you more value at no extra cost.
If you’re always on the go, mobile transfers are a lifesaver. The ACE Money Transfer app lets you send money in minutes with real-time tracking, rate updates, and 24/7 security. It’s fast, safe, and incredibly convenient — especially for working professionals.
Instead of frequent small transfers, consider sending larger sums less often. This helps cut down on cumulative fees and ensures your family gets a bigger lump sum. Plan your remittances in sync with your salary cycle to manage this better.
Supporting family back home shouldn't mean breaking your budget in Spain. By planning smartly, comparing rates, and using platforms like ACE Money Transfer, you can ensure your hard-earned money goes further. Use every feature possible when making a money transfer from Spain to Philippines — from mobile tracking to rate alerts — and give more value to your support.
Using online platforms like ACE that offer low fees and competitive rates.
Yes, ACE supports mobile wallet transfers, including GCash and PayMaya.
Absolutely. ACE is regulated and uses secure systems for all transactions.
Most transfers are completed within minutes, depending on the payout option.
Yes, the ACE app offers real-time updates and notifications for every transfer.
