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Renting an Apartment in Sweden as an Indian National: A Step-by-Step Guide

Renting an Apartment in Sweden as an Indian National: A Step-by-Step Guide

29 Apr 2025


Sweden is a dream destination for many Indian nationals, whether you’re a student, a working professional, or moving for better opportunities. The country's clean environment, world-class education, and high standard of living are beautiful. However, finding a rental apartment in Sweden can be a real challenge because of the high demand and limited availability, especially in cities like Stockholm, Gothenburg, and Malmö. 

 

Being financially prepared is crucial, and using reliable services like ACE Money Transfer can make a big difference. Whether you need to send money to India from Sweden for family support or manage your expenses here, secure financial tools are a must. This guide will walk you step-by-step through the process of renting an apartment in Sweden as an Indian national.

 

Understanding the Swedish Rental Market

Renting in Sweden can feel overwhelming at first, but with the right knowledge, you’ll be ready to find your new home.

 

High Demand, Low Availability

In cities like Stockholm, Gothenburg, and Malmö, housing is in high demand, but availability is low. Long waitlists are common, and finding a place may take months. It’s important to start searching early and explore every available option. Planning will save you time, stress, and even money, important when arranging a money transfer from Sweden to India to manage deposits and initial rents.

 

Types of Rentals Available

There are three main types of rental options you’ll encounter:

First-hand Contracts

Directly from landlords. These are rare and usually require a long wait.

Second-hand Contracts

Subletting from someone who holds the first-hand lease. More accessible for newcomers.

Shared Accommodations

Renting a room with shared kitchen and bathroom facilities, often with other students or young professionals.

Choosing the right type will depend on your budget and how urgently you need housing.
 

Key Platforms and Resources

To find a rental, start browsing websites like Blocket, Bostad Direkt, and Qasa. Facebook groups and expat forums are also full of useful leads, especially in big cities. Always use trusted platforms to avoid scams when you send money online to India from Sweden for deposits or fees.
 

Step-by-Step Guide to Renting an Apartment in Sweden

Here’s a simple breakdown of the steps you need to follow to rent your new Swedish home.

 

Step 1 – Prepare Your Documents

Before you start, gather these documents:

  • A valid residence permit or visa.
  • Passport copy.
  • Proof of income or a recent bank statement.
  • Employment contract or university admission letter (for students).
  • Reference letters, if possible.

Having these ready speeds up the process and builds trust with landlords.

 

Step 2 – Decide on Your Budget and Preferences

Rental costs vary.

  • Stockholm: SEK 7,000–12,000 per month.
  • Gothenburg and Malmö: SEK 5,000–9,000.

Decide your maximum rent and prioritize factors like location, distance from public transport, apartment size, and whether you prefer furnished or unfurnished units. Budgeting wisely ensures you have enough funds available for an online money transfer from Sweden to India when needed.
 

Step 3 – Register and Search on Legitimate Platforms

Use trusted platforms like BostadsPortal, Qasa, and Blocket. Always verify the listing and the landlord's identity. Avoid sending deposits through insecure methods.

 

When handling payments internationally, services like ACE Money Transfer offer real-time tracking and peace of mind. Here’s why ACE Money Transfer is a smart choice: Fast transfers with real-time tracking, competitive exchange rates, low fees, 4.8+ ratings on Trustpilot, and a secure, easy-to-use platform.

 

Step 4 – Contact Landlords or Agencies

When reaching out, introduce yourself briefly:

  • Who are you (student/worker)?
  • Where do you work or study?
  • Your financial stability.
  • Preferred move-in date.

Being polite and professional increases your chances of securing the apartment.
 

Step 5 – Viewings and Virtual Tours

If possible, attend viewings in person. If not, many landlords offer virtual tours. During viewings, check:

  • The condition of walls, windows, and appliances.
  • Amenities included (washer, Wi-Fi, parking).
  • Contract details.

Being thorough now avoids issues later and ensures your money is well spent when arranging a money transfer from Sweden to India for payments.
 

Step 6 – Understand and Sign the Lease Agreement

Always read the lease carefully before signing:

  • Duration of stay.
  • Deposit amount.
  • Termination notice period.

Make sure all agreements are in writing. Keep a signed copy safely for your records.

 

Step 7 – Register Your Address with Skatteverket

After moving in, you must register your new address with Skatteverket (the Swedish Tax Agency). This is crucial to access healthcare, banking, and other services. Registration can be done online or at a local Skatteverket office.

 

Financial Considerations for Indian Expats

Managing finances is an essential part of moving abroad.
 

Currency Exchange and Security

Currency exchange rates between INR and SEK can fluctuate daily. Using unofficial or shady channels can put your money at risk. It's safer to use secure options for sending money online to India from Sweden.
 

Using ACE Money Transfer for Reliable Transactions

Whether you need to pay rent, deposit money, or send emergency funds home, ACE Money Transfer offers a trusted solution. Here’s why ACE Money Transfer is a smart choice: Fast transfers with real-time tracking, competitive exchange rates, low fees, 4.8+ ratings on Trustpilot, and a secure, easy-to-use platform.

 

Common Challenges and How to Overcome Them

Moving to a new country has its hurdles. Here’s how you can handle them.
 

Language Barrier

Most Swedes speak English fluently, but learning basic Swedish phrases helps, especially for housing communication. Translation apps and expat networks can be lifesavers.

 

Rental Scams

Always watch for red flags like:

  • Being asked for a deposit before seeing the apartment.
  • Lack of a written contract.
  • Deals that seem "too good to be true."

Verify landlords through forums or Skatteverket when you plan a money transfer from Sweden to India for housing payments.

 

Long Waiting Times

Get on housing queues early and be open to temporary solutions like short-term rentals or shared accommodations.

Your Guide to Finding an Apartment in Sweden!

Finding an apartment in Sweden might be tough, but it’s doable with preparation, patience, and the right financial planning. Always be cautious, stay proactive, and choose secure tools for your financial needs. Services like ACE Money Transfer can make life easier by handling your international transactions reliably.
 

Here’s why ACE Money Transfer is a smart choice: fast transfers with real-time tracking, competitive exchange rates, low fees, 4.8+ ratings on Trustpilot, and a secure, easy-to-use platform. Whether you need to send money online to India from Sweden for rent or personal expenses, using safe channels ensures peace of mind and smooth living abroad.


 

FAQs

Can I rent an apartment in Sweden as a student from India?

Yes, many Indian students rent apartments or shared spaces. Having proof of university admission and financial stability helps.


How much does it cost to rent an apartment in Sweden monthly?

Costs range from SEK 4,000 to 10,000, depending on location and type of apartment.


Is it legal to sublet an apartment as a second-hand tenant?

Yes, but only with the first-hand landlord’s approval and a proper written contract.


What is the security deposit amount usually required?

Usually, the rent is 1 to 3 months and is refundable if you leave the apartment in good condition.


How can ACE Money Transfer help me with rental payments in Sweden?

ACE offers fast, low-cost, and secure money transfer from Sweden to India, perfect for paying rent or managing expenses when living abroad.





 


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