Rental Scams Gambians in the Netherlands Must Avoid in 2025

Finding a home in the Netherlands can be challenging for Gambian expats. High demand, language barriers, and lack of knowledge about local rental laws make expats easy targets for scammers. Every year, many people lose money to fake landlords, illegal fees, and fraudulent listings.

In 2024, rental fraud cases increased by 18 percent, with many foreigners falling victim to online rental scams. Scammers often use professional tactics, making it hard to spot fraud until it is too late. Knowing how these scams work can help you protect your money and find a safe place to live.

1. Fake Rental Listings

One of the most common scams involves fake rental listings. Scammers post attractive apartments online at below-market prices to lure in potential renters. They use stolen photos from real listings and create false advertisements. Once you show interest, they ask for an upfront deposit before a viewing.

How to Avoid It

• Always visit the property in person before making any payments.
• Reverse-search listing images to check if they appear elsewhere.
• Verify the landlord’s contact details and check for reviews online.

2. Demanding Extra Deposits

Dutch rental laws allow landlords to charge a maximum deposit of two months' rent. However, some scammers demand higher amounts, claiming it is for "security" or "paperwork processing." Others charge non-refundable fees, which are illegal.

How to Avoid It

• Never pay more than two months’ rent as a deposit.
• Ask for a written receipt for every payment.
• If unsure, check Dutch rental laws or consult the Huurcommissie (Rent Tribunal).

3. Fake Landlords and Agents

Scammers often pretend to be landlords or rental agents and post fake rental ads. They may even conduct virtual tours using photos of real apartments. Once you agree, they pressure you to pay a deposit quickly, often through untraceable payment methods like cryptocurrency or Western Union.

How to Avoid It

• Ask for the landlord’s proof of property ownership.
• Avoid landlords who refuse to meet in person.
• Never pay via cash or unofficial payment platforms.

4. Non-Existent Apartments

Some scammers create listings for properties that do not exist. They claim to be out of the country and ask you to pay first before receiving the keys. Victims often realize the fraud only after sending the money.

How to Avoid It

• Never pay before seeing the apartment.
• Verify the property address through Google Maps.
• If the landlord claims to be abroad, walk away; it is a red flag.

5. Illegal Subletting

Many people rent apartments and then illegally sublet them at a higher price. This is risky because the original landlord may not allow subletting, meaning you could be evicted without warning.

How to Avoid It

• Ensure your name is on the official rental contract.
• Ask for a copy of the original lease agreement.
• Verify with the landlord if subletting is allowed.

6. Payment Scams

Scammers charge tenants an extra fee for the keys to the apartment, claiming it is a "standard procedure." In reality, landlords are not allowed to charge tenants for keys.

How to Avoid It

• Keys are always included in the rental price—never pay extra.
• If asked for a key payment, report the landlord.
• Only rent through verified rental agencies.

7. Fake Contracts

Some scammers create fake rental contracts that include unfair clauses, such as no refund policies on deposits or hidden fees. These contracts may not even be legally binding.

How to Avoid It

• Read the contract carefully before signing.
• Ask for an English version if needed.
• Have a legal expert review the contract if anything seems off.

What to Do If You Get Scammed?

If you realize you have been scammed, act quickly to recover your money.

• Report the scam to the Dutch police (Politie).
• Contact the Fraud Helpdesk in the Netherlands.
• If you used a bank transfer, notify your bank immediately.
• Warn others by posting on expat forums.

Safe Ways to Pay Rent in the Netherlands

To avoid scams, always use secure payment methods:

• Bank transfers (avoid cash payments).
• Official rental platforms like Funda, Pararius, Kamernet, and HousingAnywhere.
• Always get a payment receipt for deposits and rent payments.

If you want to send money to Gambia from Netherlands, always choose a trusted service like ACE Money Transfer for fast and secure transfers.

Don't Get Fooled: Rental Scam Awareness for Gambians in Holland!

Rental scams are increasing, but by being cautious, Gambians in the Netherlands can find safe housing without falling for fraud. Always verify landlords, check rental contracts, and avoid making payments before viewing a property. Don't let rental scams derail your Dutch experience. Protect yourself by staying vigilant and informed. Remember, if an offer seems too good to be true, it likely is.

FAQs

What are the best websites on which to find a rental in the Netherlands?

The safest platforms include Funda, Pararius, Kamernet, and HousingAnywhere. Be cautious when using social media or classified ads.

How much is the standard rental deposit in the Netherlands?

The maximum legal deposit is two months’ rent. Any demand for more is likely a scam.

Can I rent an apartment without a Dutch bank account?

Yes, but many landlords prefer tenants with a local bank account. If you do not have one, ensure payments are made securely through verified methods.

What should I do if my landlord refuses to return my deposit?

If your landlord is withholding your deposit unfairly, you can file a complaint with the Huurcommissie (Rent Tribunal).

How can I recognize a rental scam?

Watch for unrealistically low prices, landlords demanding payments before viewings, and unverified contact details. Always check a landlord’s reputation before signing any agreement.