Remit to the Philippines from the UK: Compare Services, Speed, and Costs

Money transfers to the Philippines are a financial lifeline for millions. According to the Bangko Sentral ng Pilipinas,  in 2024, remittances from the UK amounted to approximately $1.62 billion USD, translating to around £1.3 billion GBP based on average exchange rates for that year. This data underscores the significant role of the UK in contributing to the Philippines' remittance inflows.

When Filipinos send money to Philippines from UK, various options vary widely in speed, cost, and convenience. This blog breaks down the most popular remittance services—highlighting how they perform in terms of delivery time, fees, exchange rates, and features. 

How Fast Are Money Transfers to The Philippines From Different Services?

Speed can vary significantly depending on the provider and method of payment. Fast delivery is often crucial, especially in emergencies.

How Long Do Bank And Wallet Transfers Usually Take?

Bank transfers typically take 3–5 business days. Digital wallets may offer next-day or instant options, but conditions apply, and fees may increase.

How Fast Are Transfers With Traditional Remittance Operators?

Services like Western Union can complete transfers in minutes, though at a cost. Speed is good, but fees and rates make them less suitable for regular use.

How Quick Is Ace Money Transfer?

ACE offers near-instant transfers, with many transactions completed in just minutes or a few hours. This makes ACE one of the fastest options available for UK-to-Philippines remittances.

Does Ace Offer Real-Time Tracking?

Yes. With the ACE Transfer Number (ATN), both senders and recipients can track the transaction in real time, enhancing transparency and peace of mind.

What Are The Cost Differences Between Remittance Options from the UK?

Costs are influenced by transfer fees, exchange rates, and hidden charges. Understanding these can help maximize the amount your recipient receives.

What Fees Do Banks, Digital Wallets, And Traditional Operators Charge?

Banks charge fixed and percentage-based fees, with poor exchange rates. Digital wallets often include international fees. Traditional operators can charge high service fees and mark up exchange rates.

How Does Ace Stand Out In Terms Of Affordability?

ACE Money Transfer offers:

• Low and transparent fees
• Competitive exchange rates
• Special rates for recurring users

This ensures that more of your money reaches your loved ones.

Does Ace Money Transfer Offer Value Beyond Low Fees?

Yes. ACE’s platform is packed with useful features like:

• Quick Send Option for one-tap transfers
• Personalized dashboards and skins
• Dark Mode for user comfort
• Daily rates and ATN status widgets
• Real-time tracking with ATN
• Tutorials and app tours
• Profile customization

These enhancements ensure that value comes not just in cost but also in convenience and control.

How Does Ace Money Transfer Compare With Other Platforms While Sending Money to the Philippines?

This the information Filipino expats must know before sending remittances through a money transfer service:

Why Should You Consider Ace Money Transfer For Your Next Remittance?

ACE Money Transfer isn’t just about making a money transfer from the UK to the Philippines—it’s about doing it smartly. With features tailored for frequent users and first-timers alike, ACE provides an edge in today’s competitive remittance market.

• Speed: Transfers complete in minutes.
• Cost: Low fees and better exchange rates.
• Ease: Intuitive app, Quick Send, ATN tracking.
• Security: Regulated and trusted.

These combined features make ACE the ideal solution for anyone looking to send money to the Philippines from the UK efficiently and confidently. So the next time you’re planning to send money back home, remember to compare—and you’ll likely find ACE comes out on top.

FAQs

Are traditional banks still a reliable option?

Banks are often seen as secure but tend to be slower and more expensive. Transfers may take 3–5 business days and come with higher fees and less competitive exchange rates.

How do digital wallets and payment apps compare?

Platforms like PayPal and Revolut offer speed and convenience. However, they often charge higher fees and may apply poor exchange rates. These services may also have limited options for receiving money in cash.

What about services like Western Union or MoneyGram?

These services have widespread availability and cash pick-up locations, but their fees are often higher, and exchange rates less favorable. They can be useful for urgent or cash-based transfers but may not be ideal for frequent use.

Why is ACE Money Transfer considered a smart choice?

ACE Money Transfer combines low fees, competitive exchange rates, fast delivery, and a user-friendly app. It’s regulated by financial authorities, boasts a 4.8+ Trustpilot rating, and is known for reliability and transparency.

What special features does ACE app offer?

ACE Money Transfer has a new Quick Send feature for frequent users, making transfers faster and easier for you.