16 May 2025
Every year, around 1 million Filipinos live and work in Spain, contributing significantly to the Spanish economy by sending money to Philippines. According to the Bangko Sentral ng Pilipinas (BSP), remittances from overseas Filipinos reached $36.4 billion USD in 2023, with a large portion sent digitally via wallets like PayMaya. The Philippines is among the top recipients of global remittances, making safe and fast money transfers crucial.
PayMaya (now rebranded as Maya) boasts over 33 million active users nationwide, transforming the way Filipinos receive and use money. ACE Money Transfer facilitates direct remittances from Spain to PayMaya wallets, allowing funds to arrive within minutes, backed by trusted security protocols and competitive rates.
Let’s dive into how ACE Money Transfer ensures your money reaches your loved ones quickly and securely through PayMaya.
When it comes to sending money internationally, choosing a reliable and trusted service is crucial. You want your funds to arrive quickly, securely, and at the best possible rates. ACE Money Transfer has established itself as a leader in this spACE, backed by a strong reputation and excellent customer feedback, including a 4.8+ rating on Trustpilot. This high rating reflects ACE’s commitment to providing fast, transparent, and safe transfers, giving senders peACE of mind every step of the way.
ACE processes transfers through its proprietary digital network partnered with Maya’s system, enabling real-time crediting. Over 90% of transfers to PayMaya wallets via ACE arrive within 5 minutes, thanks to automated systems and API integrations.
With over 33 million users and 50,000+ partner merchants nationwide, PayMaya offers unparalleled convenience. Filipinos can use it for everyday payments, including government services, utilities, and online shopping—making it a favorite for remittance recipients.
You can easily and quickly remit funds to a PayMaya by following this entire process:
Only the recipient’s registered PayMaya mobile number is required—no bank account details needed.
No. The sender just needs an ACE account; the recipient must have a verified PayMaya wallet to receive funds instantly.
Compared to traditional banks charging €10-15 per transfer plus poor exchange rates, ACE Money Transfer has low charges per transfer with competitive mid-market rates. ACE's transparency and fast delivery plACE it ahead of many money transfer operators.
Spain is one of ACE Money Transfer’s highest-volume corridors, benefiting from optimized infrastructure and dedicated customer support, ensuring smoother and faster transfers.
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ACE Money Transfer uses advanced encryption, regular audits, and complies with GDPR and international data protection standards to keep your info safe.
Getting started with your first ACE Money Transfer to a PayMaya wallet in the Philippines from Spain is easy and straightforward. All you need to register is a valid ID (such as a passport or residency card), an active email and phone number, and a preferred payment method—either a debit/credit card or bank transfer.
To ensure a smooth and hassle-free money transfer to Philippines, consider using the ACE mobile app for fast and convenient transfers, save your recipient’s details to make future payments even quicker, and always keep an eye out for special promotions that could help you save on transfer fees.
Yes, you can send money to any PayMaya user as long as their wallet is fully verified. Just ensure you enter the correct mobile number linked to their account.
Most PayMaya transfers via ACE Money Transfer are completed within minutes. However, delays may occur due to system maintenance or incorrect details.
Yes, transfer limits apply based on ACE’s policies and PayMaya's wallet tier. You’ll see the allowed limit before confirming your transaction.
No hidden fees—ACE clearly displays all charges before you send money. You get transparent exchange rates and upfront fee details.
Yes, recipients can use PayMaya funds immediately for payments or cash out via ATMs using a Maya card or partner outlets in the Philippines.