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Pakistani Workers In Belgium: Income, Living Costs & Remitting Money Home

Pakistani Workers In Belgium: Income, Living Costs & Remitting Money Home

12 May 2025


Belgium, with its strong economy and diverse job market, is home to a growing community of Pakistani workers. Whether you're working in logistics, hospitality, construction, or healthcare, Belgium offers stable employment opportunities and the chance to support your loved ones back home.

But while you're earning and living in a foreign country, it’s essential to understand the average income, living expenses, and how to send money to Pakistan from Belgium efficiently. This guide breaks it all down in simple terms, helping you plan better and save smarter.

How Much Do Pakistani Workers Earn In Belgium?

The income you earn in Belgium depends on several factors like your job type, work hours, and experience. However, the country follows a legal minimum wage policy that ensures fair compensation for all workers, including expats.

Average Monthly Income:

  • Minimum Wage (2024): €1,995 gross/month
  • Skilled Workers (e.g. electricians, mechanics): €2,200–€2,800/month
  • Unskilled Workers (e.g. cleaners, delivery personnel): €1,900–€2,100/month
  • Technical/Healthcare Roles: €2,800–€3,500/month

Please note that taxes and social security deductions are applicable and can vary depending on your income level and family status. Even after deductions, many Pakistani workers manage to save and regularly send money back home.

What Is The Cost Of Living In Belgium?

The cost of living can vary based on whether you're living in big cities like Brussels and Antwerp or smaller towns. However, here's a rough breakdown of common monthly expenses Pakistani workers should budget for:

Basic Living Costs:

  • Accommodation (shared apartment): €400–€700/month
  • Utilities (electricity, water, internet): €100–€150/month
  • Groceries: €200–€300/month
  • Transport (monthly pass): €50–€60/month
  • Phone & Internet: €25–€35/month

To manage these expenses, many Pakistani workers choose shared housing, cook at home instead of eating out, and use public transport.

By budgeting wisely, it becomes easier to save a portion of your income for your family or future investments back in Pakistan.

Smart Tips To Save Money In Belgium

Even though Belgium is a relatively expensive country, you can still save money by being smart about your spending habits.

Helpful Money-Saving Tips:

  • Share accommodation to split rent and utility bills.
  • Shop at budget supermarkets like Lidl, Aldi, or Colruyt.
  • Use student or migrant discount cards for transport or shopping deals.
  • Cook your own meals instead of dining out frequently.
  • Look for seasonal sales and second-hand items for essentials.

Saving regularly allows you to support your family better through a timely money transfer to Pakistan from Belgium.

How To Remit Money Safely And Affordably

Sending money home is a regular task for most Pakistani workers in Belgium. But how you send it matters. Traditional banks often charge high fees and offer poor exchange rates, which means less money reaches your loved ones.

That’s why many people now send money to Pakistan from Belgium online using modern remittance platforms.

Benefits Of Online Money Transfers:

  • Lower fees than banks or physical agents.
  • Fast delivery—often within minutes.
  • Transparent exchange rates with real-time tracking.
  • Send anytime, anywhere using your smartphone or computer.

One of the best ways to ensure safe and fast online money transfer to Pakistan from Belgium is through ACE Money Transfer, a trusted platform known for reliability and excellent customer service.

Why ACE Money Transfer Is A Smart Choice

ACE Money Transfer is designed to meet the specific needs of overseas Pakistanis. It’s fast, secure, and tailored to help you support your family back home with ease.

What Makes ACE Ideal For Pakistani Workers:

  • Multiple payout options (bank deposit, cash pickup, mobile wallet).
  • 24/7 availability with mobile app and website access.
  • Strong presence in Pakistan with a wide network of partner banks.
  • Exclusive promotions and chances to win exciting rewards for users.

By using ACE, you not only save money but also ensure your family receives support quickly—especially during emergencies or important family events.

External Support Resources For Workers

Working abroad can be stressful, and it's important to know your rights and where to get help. You can consult the Belgian Immigration Office for up-to-date information on legal employment, permits, and residence policies.

You may also connect with Pakistani community associations in Belgium for social support, job opportunities, or cultural activities.

Working in Belgium as a Pakistani

Working in Belgium as a Pakistani expat offers the chance to build a better life for yourself and your family. While income opportunities are good, managing your living expenses wisely and choosing the right method to send money to Pakistan from Belgium is key to long-term financial stability.

With ACE Money Transfer, you get a safe, fast, and low-cost solution that ensures your remittances arrive securely and on time. Trusted by thousands, ACE Money Transfer holds a 4.8-star rating on Trustpilot with 129,000+ reviews, highlighting their superior remittance support. Let your hard-earned money go further—choose ACE for your remittance needs today. 

FAQs

1. What is the minimum wage in Belgium for foreign workers?

As of 2024, the minimum wage in Belgium is around €1,995 gross per month. Your exact salary depends on your job type, experience, and employment contract.

2. How can I send money to Pakistan from Belgium quickly?

The fastest way is to send money to Pakistan from Belgium online using platforms like ACE Money Transfer. It's convenient, secure, and delivers funds quickly.

3. Are online money transfers safe for Pakistani workers?

Yes. Trusted platforms like ACE follow strict security protocols and offer tracking, so your online money transfer to Pakistan from Belgium is safe.

4. How much money can I save monthly in Belgium?

It depends on your income and lifestyle, but most Pakistani workers can save between €300–€600/month by budgeting and sharing accommodation.

5. What are the cheapest options for money transfer to Pakistan from Belgium?

Digital platforms like ACE Money Transfer usually offer the lowest fees and best exchange rates, making them more cost-effective than banks or agents.


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