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Pakistani Families In Spain: Saving, Schooling, And Settling

Pakistani Families In Spain: Saving, Schooling, And Settling In 2025

18 Jun 2025


Moving to Spain with your family is a big step, especially when you're coming from Pakistan. Whether you’ve relocated for work, better education, or a higher quality of life, adjusting to a new culture while maintaining financial and family goals can be challenging.

Luckily, with smart planning, it’s possible to live comfortably, educate your children, and still send money to Pakistan from Spain to support loved ones. This guide offers up-to-date advice on saving money, navigating the education system, and settling down smoothly in 2025.

Financial Planning For Pakistani Families In Spain

Managing your finances well is the foundation of a stress-free life abroad. Spain has a reasonable cost of living compared to other European countries, but smart budgeting is still essential for family life.

Create A Family Budget

Make a list of all your monthly expenses:

  • Rent and utilities
  • Food and groceries
  • Transport
  • Schooling and tuition (if applicable)
  • Healthcare and insurance
  • Savings and remittance plans

Use free budgeting apps like Fintonic or Monefy to track spending and keep your family on target financially.

Save On Everyday Expenses

Here’s how Pakistani families can stretch their euros:

  • Shop at discount grocery stores like LidlDia, or Aldi
  • Cook traditional Pakistani meals at home to reduce food costs
  • Use student and family transport discounts
  • Buy second-hand items from Facebook Marketplace or Wallapop

This careful saving can allow you to send money online to Pakistan from Spain regularly without compromising on your needs in Spain.

Sending Money To Loved Ones In Pakistan

Supporting your family back home is often a priority. But not all money transfer methods are created equal. Traditional banks can charge high fees and offer poor exchange rates.

Choose Affordable Online Remittance Services

Instead of wasting money on fees, choose a reliable provider like ACE Money Transfer for:

  • Low-cost online money transfer to Pakistan from Spain
  • Fast delivery to bank accounts and mobile wallets
  • Transparent exchange rates
  • Real-time tracking and notifications

Whether it’s for medical bills, school fees, or monthly support, ACE makes it easy to send money to Pakistan from Spain affordably and securely.

Education Options For Pakistani Children In Spain

Getting your children the best education while adapting to a new culture is important. Spain offers free public education as well as private and international options.

Public Schools (Colegios Públicos)

  • Tuition-free for legal residents
  • Curriculum is in Spanish and/or Catalan (depending on region)
  • Children are placed based on age and local availability

This is the most affordable and widely used option for expat families. It also helps children integrate faster by learning the local language.

Private & International Schools

If you want your child to study in English or follow a British or American curriculum:

  • Consider private international schools in larger cities like Madrid, Barcelona, or Valencia
  • Fees range between €4,000 and €10,000 annually
  • Smaller class sizes and multi-language instruction are often included

Tip: If you plan to stay long-term and save on education, public schooling paired with after-school language or tutoring support is a solid route.

Help Your Kids Adapt

  • Encourage learning Spanish through games and school support
  • Connect with other Pakistani families for cultural continuity
  • Consider weekend religious or Urdu language classes for balance

Resources like Expatica Spain offer helpful info about school systems, admissions, and support options.

Settling In Spain: Legal, Social, And Cultural Tips

Making Spain your new home means adjusting to both its legal requirements and daily lifestyle. Here are key things Pakistani families should focus on in 2025.

Legal Residence And Documentation

  • Apply for NIE (Foreigner Identification Number) for every family member
  • Register with your local town hall (empadronamiento)
  • Access the public healthcare system with a valid health card
  • Keep copies of all documents and renew visas/residency permits on time

Find Community And Support

  • Join local mosques for religious and cultural connections
  • Look for Pakistani community organisations offering help with translation, legal aid, or housing
  • Encourage your children to participate in local activities to build friendships

Settling well ensures peace of mind and helps you focus on long-term goals, like building savings or continuing to send money online to Pakistan from Spain regularly.

Healthcare And Insurance For Families

Spain’s public healthcare system (Seguridad Social) is accessible to legal residents and their families. Once you’re registered:

  • You can access hospitals, GPs, and paediatricians for free
  • Emergency care is available regardless of status
  • Private insurance can be added for faster access and extra services

It’s advisable to register for healthcare early after moving to ensure coverage, especially if you have children or elderly dependents.

Settling in Spain as a Family

Starting a new life in Spain as a Pakistani family can feel overwhelming, but with the right approach, it becomes a rewarding journey. From budgeting smartly and using affordable remittance services to choosing the right schools and building a strong community—every step counts toward a better future.

When it comes to sending financial support back home, services like ACE Money Transfer make money transfer to Pakistan from Spain fast, secure, and cost-effective—helping you stay connected to your roots while building a new life in Spain. 

FAQs

Is public school free for Pakistani children in Spain?

Yes, public schools are free for all legal residents, including international students. Books and materials may carry a small fee.

What is the best way to send money to Pakistan from Spain?

Using an online service like ACE Money Transfer is one of the best ways. It offers low fees, fast delivery, and good exchange rates.

Can I open a bank account in Spain as a Pakistani expat?

Yes. You can open a bank account with your NIE, passport, and proof of address. Some banks also offer expat-specific services.

How can I lower my family’s living costs in Spain?

Share accommodation, shop smart, cook at home, and use public services (like healthcare and transport) to save on monthly expenses.

Are there Pakistani communities and mosques in Madrid or Barcelona?

Yes. Both cities have active Pakistani communities, mosques, cultural centres, and grocery stores that help you feel more at home.


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