06 May 2025
Scams are getting smarter. So should you. In 2025, Ghanaians living in Finland are facing a rise in online scams. Many have lost money, private data, or even job offers due to fake websites and messages. Whether you’ve just moved or lived in Finland for years, this guide will help you stay alert and protect your money.
Scammers often target migrant communities. Why?
Knowing this can help you stay one step ahead.
Here are common job scams that are affecting expats
Scammers send you messages saying, “You’ve got the job!” But they ask for fees or ID documents first.
You might get an email saying your bank account is frozen or your parcel is delayed. The link in the message takes you to a fake site. Never click. Always check the sender’s email address carefully. Most banks in Finland will never ask for your login via SMS or email.
Scammers set up fake money transfer websites. They copy real ones but steal your card info or block the transfer. Stick with trusted services like ACE Money Transfer, not unknown sites or WhatsApp numbers.
ACE Money Transfer is trusted by thousands of Africans in Europe.
That too-good-to-be-true deal on a fridge or phone? It probably is. If a seller asks for payment via gift cards, mobile money, or unverified platforms, walk away. Use trusted platforms like Tori.fi, with payment protection options.
Scammers pretend to fall in love online and later ask for money. These scams are emotional and often hard to spot.
Red Flag: They avoid video calls or meetups. They suddenly need money for emergencies.
Here’s how to prevent these scams
Always look for:
If something feels off, don’t continue.
Never share your:
Unless you’ve confirmed the source is 100% real.
When sending money to Ghana, always choose safe apps. ACE Money Transfer is known for fast, secure remittances. With its mobile-friendly platform, you can send money online to Ghana from Finland with full peace of mind.
Use two-step verification for your email, banking, and ACE account. This adds extra protection if someone tries to hack you.
If you’re scammed, act fast:
Sharing your experience might help others avoid the same trap.
Know the signs. Question messages. Verify everything. And when it’s time to send money to Ghana from Finland, use only trusted services like ACE Money Transfer. It’s safe, affordable, and made for expats like you. Your money matters. Don’t let scammers steal it. Stay alert online—if something feels off, it probably is. Protect your peace of mind by choosing secure, verified platforms every time.
If the company asks for fees or doesn’t share proper contact details, that’s a big red flag. Always check for a real website, online reviews, and a working phone number.
Act fast. Report it to your bank and the Finnish police right away. Keep all emails, receipts, or screenshots — they’ll help with the investigation.
Yes, as long as you use trusted platforms like ACE Money Transfer. It’s fast, secure, and gives you full visibility on your transactions.
Because migrants often send money home or look for job opportunities. Scammers take advantage of trust, pressure, and urgency.
