ACE Money Transfer - Blog

Send money to Pakistan online through ACE Money Transfer

Moving with Family? A Guide to Sweden’s Education and Healthcare for Pakistani Expats

15 Apr 2025


Sweden is known for its high quality of life, excellent education, and world-class healthcare system. For Pakistani expats moving with family, understanding these systems is crucial for a smooth transition. This guide will help you navigate Sweden’s education and healthcare systems while ensuring a secure future for your loved ones.

Education System in Sweden: What Pakistani Families Should Know

Sweden offers a well-structured and inclusive education system, making it an ideal place for expatriate families to settle.

Schooling Options for Expat Children

Pakistani families in Sweden have several schooling options for their children:

  • Public Schools: Free for all residents and follow Sweden's national curriculum. Swedish is the primary language, but support is available for non-Swedish speakers.
  • Private Schools: Some private institutions follow alternative curricula but still receive government funding.
  • International Schools are ideal for expat families. They offer IB (International Baccalaureate) or British/American curricula with English as the primary language.
  • Language Support: Swedish public schools provide language immersion programs for expat children to help them integrate smoothly.

Costs and Financial Assistance

Education in Sweden is mostly free, but there are additional costs to consider:

  • Public Education: Tuition-free, including books and meals for younger children.
  • Private and International Schools: Fees vary depending on the school and curriculum.
  • Financial Aid: The Swedish government offers subsidies and financial assistance for families with school-age children, including housing benefits and child allowances.

University Education for Pakistani Students

Higher education in Sweden is renowned for its innovation and research opportunities:

  • Admission Process: Universities require proof of previous education, language proficiency (IELTS or TOEFL for English-taught programs), and application through the central system (University Admissions Sweden).
  • Scholarships: Various scholarships, including the Swedish Institute Scholarship, are available for international students.
  • Top Universities: Some of the best institutions include Lund University, Uppsala University, and Stockholm University.

Sweden’s Healthcare System: How It Works for Expats

Sweden’s healthcare system is one of the most efficient and accessible in the world, ensuring high-quality medical services for residents.

Public vs. Private Healthcare: What’s Covered?

Sweden’s healthcare system is primarily funded by taxes, ensuring accessible healthcare for all:

  • Public Healthcare: Covers doctor visits, hospital stays, maternity care, and emergency services. Expats with a residence permit are eligible.
  • Private Healthcare: Offers faster appointments and specialized treatments but comes with additional costs.

Health Insurance for Pakistani Expats

Health insurance is an essential aspect of life in Sweden for ex-pats:

  • Mandatory for Non-Residents: Private health insurance is required if you’re in Sweden on a temporary visa.
  • Registration for Healthcare: Expats with a residence permit must register with the Swedish Tax Agency (Skatteverket) to get a personal identity number (personnummer) for healthcare access.
  • Best Health Insurance Options: Many expats opt for additional coverage from private insurance providers like Cigna, Allianz, and Bupa.

Finding a Doctor and Emergency Services

Navigating Sweden’s healthcare system is straightforward with the proper knowledge:

  • Finding a Doctor: Register with a local healthcare center (vårdcentral) to access primary care services.
  • Emergency Medical Assistance: Dial 112 for immediate medical emergencies.
  • Hospital Visits: Emergency care is available at public hospitals, with costs partially covered for residents—valuable Resources for Pakistani Expats in Sweden.
  • Swedish Migration Agency: www.migrationsverket.se
  • Swedish Tax Agency: www.skatteverket.se
  • Swedish Healthcare Guide: www.1177.se

Swedish Healthcare and Education for Expats

Sweden provides an excellent standard of living, particularly in education and healthcare. Pakistani expat families can benefit from Sweden’s free schooling system and efficient healthcare services. By understanding these systems and preparing in advance, you can ensure a smooth transition for your family.

While you send money to Pakistan from Sweden, always choose a reliable service for secure and hassle-free financial transactions.

FAQs

Is public education free for Pakistani expat children in Sweden?

Yes, public education in Sweden is free for all residents, including expats with residence permits. However, additional costs for school supplies and extracurricular activities may apply.

How can Pakistani expats register for healthcare in Sweden?

Expats must register with the Swedish Tax Agency to obtain a personal identity number (personnummer), which grants access to public healthcare services.

Do Pakistani expat families need private health insurance in Sweden?

Private health insurance is not mandatory for residents but is recommended for faster access to specialists and additional coverage.

What are the best schools for Pakistani children in Sweden?

Public schools provide excellent education, but international schools such as Stockholm International School and the British International School are good alternatives for expat families.

How can I send money to Pakistan from Sweden online?

You can use a trusted service like ACE Money Transfer for fast, secure, and cost-effective money transfer to Pakistan from Sweden.


Travel Abroad

PREVNEXT
How to Send Money from Australia to Standard Chartered Bank in Bangladesh
Accommodation in Norway: Renting vs. Buying for Indian Expats
  • Categories
  • Country