Moving to Poland? 6 Financial Must-Dos Before Boarding Your Flight as a Pakistani Expat

Moving to a new country like Poland can be exciting, but it also comes with important responsibilities, especially financial ones. As a Pakistani expat, managing your money smartly from the very beginning is key to settling in smoothly and staying connected with loved ones back home.

Before you board your flight to Poland, you need to make sure you're financially prepared for what’s ahead. From setting up the right accounts to knowing how to send money online to Pakistan from Poland, this blog covers six must-do steps to help you hit the ground running.

1. Open a Multi-Currency or Euro-Compatible Bank Account in Pakistan

Before leaving Pakistan, it’s a good idea to open a multi-currency account or a euro-compatible bank account. This ensures smoother financial transactions between Poland and Pakistan and saves you from high currency conversion fees later.

Why This Matters

• Lets you receive funds from Poland easily
• Useful for paying bills or managing expenses in both currencies
• Makes online money transfer to Pakistan more seamless and faster

Pro Tip: Choose a bank that offers online banking so you can manage your account from abroad.

2. Plan Your Budget for the First 3 Months

Landing in a new country comes with initial costs like rent, groceries, transport, and emergency funds. Poland is more affordable than many other European countries, but you should still plan your budget carefully.

Include These in Your Budget

• Accommodation deposits (usually 1-2 months of rent)
• Groceries and utilities (roughly PLN 800–1,200/month)
• Transport pass (PLN 100–150/month)
• Emergency fund (at least PLN 2,000)

Having a proper budget ensures you don’t end up in financial stress right after landing.

3. Compare Remittance Services for Remitting Money Home

Once you're in Poland and earning or receiving money, you'll likely want to make a money transfer from Poland to Pakistan regularly. Choosing the right remittance service is crucial to avoid high fees and slow transfers.

Here’s Why ACE Money Transfer Is a Smart Choice

• Fast transfers with real-time tracking
• Competitive exchange rates
• Low fees, especially for recurring transfers
• 4.8+ ratings on Trustpilot
• Easy-to-use app and online platform
• Secure and regulated by financial authorities

When it’s time to send money to Pakistan online, ACE Money Transfer gives you peace of mind and maximum value.

4. Get Travel Insurance with Health Coverage

Don’t overlook travel insurance, especially one that includes health and accident coverage. Medical emergencies in a foreign country can drain your savings quickly.

What to Look for in a Policy

• Coverage for hospital stays and emergency care
• Repatriation coverage (in case you need to return to Pakistan urgently)
• Lost baggage or flight cancellation coverage

This is a small investment that can save you from massive expenses down the road.

5. Collect and Safely Store Financial Documents

Make sure you collect all necessary documents that could be useful once you're in Poland. It’s better to be over-prepared than under-prepared.

Essential Documents Include

• Passport and visa copies
• Educational certificates
• Financial statements or bank records
• Proof of income or employment (if applicable)
• Your National Tax Number (NTN)

Keep both digital and physical copies of these documents. Store digital copies securely in cloud storage for easy access.

6. Understand Polish Currency & Basic Financial Terms

Before arriving, familiarize yourself with Poland’s currency—the Polish Zloty (PLN)—and basic financial practices.

Know the Following

• 1 PLN ≈ 72 PKR (rates fluctuate—check live rates)
• Common payment methods include debit/credit cards and bank transfers
• Poland is largely cashless, but keep some PLN handy for local use
• Know how to read receipts, use ATMs, and check your bank balance

When you’re aware of local financial customs, you're less likely to fall for scams or overspend.

Why Financial Preparedness Makes a Difference

A little effort before your flight goes a long way. With your finances in order:

• You’ll avoid stress and confusion during the transition.
• You'll be able to send money to Pakistan quickly in case of emergencies.
• You can focus more on settling in, finding a job, or starting school.
  
   

From Pakistan to Poland: Your Smart Financial Checklist for a Smooth Move!

Preparing for a move from Pakistan to Poland doesn’t have to be overwhelming. With the right financial steps in place—like budgeting, choosing a reliable remittance partner, and having key documents ready—you’re setting yourself up for success. And when it comes time to online money transfer from Poland to Pakistan, you’ll know exactly who to trust.

Stay financially smart. Choose ACE Money Transfer—because sending love back home should always be easy, affordable, and secure.

FAQs

Can I remit money to Pakistan from Poland using ACE Money Transfer?

Yes, ACE Money Transfer allows you to send money to Pakistan online from Poland easily and securely through their website or mobile app.

Is it cheaper to remit money online or via a bank?

Online services like ACE Money Transfer usually offer lower fees and better exchange rates compared to traditional banks.

Do I need a Polish bank account to use ACE Money Transfer?

Not necessarily. You can use a debit/credit card or other supported payment methods to fund your online money transfer to Pakistan.

How long does it take for money to reach Pakistan?

With ACE Money Transfer, the delivery is often instant or within a few hours, depending on the payout method you choose.

Is my information secure with ACE Money Transfer?

Absolutely. ACE uses end-to-end encryption and follows strict regulations to keep your data and money safe.