ACE Money Transfer - Blog

Living Abroad: A Filipino Expat’s Guide to Life in Malta

Living Abroad: A Filipino Expat’s Guide to Life in Malta

25 Apr 2025


Malta, with its sunny Mediterranean climate, rich history, and vibrant culture, is becoming an increasingly popular destination for Filipino expats seeking work, adventure, and a better life abroad. Whether you're an international student, a professional, or someone simply looking for a fresh start, Malta offers a unique blend of opportunities for Filipinos.

In this guide, we’ll explore life in Malta for Filipino expats, from navigating local culture and finding work to managing finances. If you’re one of the many Filipinos living in Malta, this article will provide you with useful insights on how to thrive in this beautiful European country.

Why Choose Malta as a Destination?

As a Filipino expat, deciding where to live and work abroad can be a daunting decision. Malta stands out for several reasons that make it an appealing option for many Filipinos:

1. English-Speaking Country

Malta is an English-speaking country, making it easy for Filipinos to adapt and integrate into the local community. While Maltese is the official language, English is widely spoken, especially in urban areas and workplaces.

Language Accessibility

Many Filipinos are fluent in English, which makes communication easier in daily life and at work.

Work Opportunities

As Malta's official business language, English proficiency opens doors to various job opportunities, especially in sectors like tourism, hospitality, finance, and IT.

2. Strong Filipino Community

Malta has a growing Filipino expat community, and you’ll find that you're not alone. There are Filipino associations, events, and social networks that make it easy to connect with fellow expats.

Cultural Events

Filipinos in Malta often come together to celebrate festivals, holidays, and community events.

Support Networks

Being part of a Filipino community abroad offers comfort and a sense of belonging, making the adjustment to life in Malta smoother.

3. Strategic Location in Europe

Malta’s geographical location in the heart of the Mediterranean gives it a unique advantage. It’s well-connected to major European cities, offering Filipino expats an opportunity to travel and explore Europe while enjoying the benefits of living in a peaceful and warm environment.

Easy Travel

Malta’s central location means that flights to other European destinations are often affordable and convenient.
European Union Benefits

As a member of the EU, Malta offers a range of benefits, including access to European healthcare and the possibility to travel, work, and live in other EU countries.

Finding Work in Malta as a Filipino Expat

One of the most crucial aspects of living abroad is finding stable employment. Fortunately, Malta offers several industries that are welcoming to expats, particularly Filipinos. Here are some popular sectors where you might find job opportunities:

1. Tourism and Hospitality

Malta is a popular tourist destination, and the tourism and hospitality sectors are always in need of workers. Filipinos, known for their excellent customer service skills, are highly sought after in hotels, restaurants, bars, and tour agencies.

Hotels and Resorts

Many Filipinos work in the hotel industry, filling roles such as housekeepers, front desk staff, chefs, and tour guides.

Restaurant Industry

If you have a background in food and beverage, Malta offers a wide range of opportunities in its bustling restaurant scene.

2. Healthcare and Caregiving

The healthcare sector is another field where Filipinos excel, particularly in caregiving roles. Many Filipinos work as caregivers or nurses in Malta, where there’s a steady demand for healthcare professionals.

Caregiver Positions

Filipinos are widely recognized for their nurturing and empathetic qualities, making them ideal for roles in elderly care and healthcare support.

Registered Nurses

If you’re a trained nurse, there are opportunities in both private and public healthcare institutions in Malta.

3. Information Technology and Finance

Malta is also home to a growing tech and finance sector, with multinational companies and startups setting up operations on the island. IT professionals, accountants, and financial analysts from the Philippines are in high demand.

Tech Jobs

If you have experience in software development, IT support, or data analysis, Malta offers plenty of career prospects.

Finance and Accounting

With a strong financial services sector, positions in accounting, auditing, and financial management are available for qualified professionals.

Managing Your Finances in Malta

Living abroad means managing your finances in new and efficient ways. As a Filipino expat in Malta, you’ll want to make sure you are maximizing your income and managing expenses effectively.

1. Cost of Living in Malta

Malta is known for its relatively affordable cost of living, especially compared to other European destinations. However, the cost of living can vary depending on your lifestyle and location.

  • Housing: Rent can be expensive in tourist-heavy areas, but affordable options are available in less central locations.
  • Groceries and Transportation: Day-to-day expenses such as groceries, utilities, and public transportation are quite affordable, making Malta an attractive option for expats.

2. Remit Back Home

One of the most important aspects of life as an expat is being able to send money back home to the Philippines. Luckily, there are several options for Filipino expats in Malta to send money to the Philippines online. Here’s how you make a money transfer from Malta to Philippines with ease:

  • Online Remittance Services: Platforms like ACE Money Transfer allow you to send money to the Philippines online quickly, securely, and at competitive rates.
  • Low Fees: Online services often charge lower fees than traditional bank transfers, ensuring more of your money reaches your family back home.
  • Convenience: You can send money at any time, from the comfort of your home or on the go, using your smartphone or computer.

ACE Money Transfer offers great rates for transferring money to the Philippines, so you can send money home without worrying about hidden fees or unfavorable exchange rates. It’s a fast, reliable, and affordable solution for managing remittances.

From Malta to the Philippines – Stay Connected, Send with Ease!

Living as a Filipino expat in Malta can be an exciting and rewarding experience. With its beautiful scenery, rich history, and strong Filipino community, Malta offers a welcoming environment for anyone seeking to start a new chapter abroad. Whether you're looking for job opportunities, a place to build a new life, or an easy way to send money to Philippines online from Malta, Malta has something to offer.

By leveraging modern services like ACE Money Transfer, you can stay connected to your family in the Philippines and send money home quickly, securely, and affordably. With the right tools and support, you can make the most of your expat life in Malta.

FAQs

How Can I Send Money to the Philippines from Malta?

You can send money to the Philippines from Malta through online money transfer services like ACE Money Transfer. Simply create an account, choose your payment method, and send money directly to your family’s bank account or mobile wallet.

What Are the Fees for Sending Money to the Philippines?

The fees for sending money to the Philippines depend on the service you use. ACE Money Transfer offers competitive rates with low fees, ensuring that more of your money reaches your family without unnecessary costs.

Can I Send Money to the Philippines Online Using My Phone?

Yes, you can send money to the Philippines online using your phone. With 4.8+ ratings on Trustpilot, ACE Money Transfer offers a mobile-friendly platform that allows you to send money anytime, anywhere, directly from your smartphone.

How Long Does It Take to Send Money to the Philippines?

Online money transfers can be completed in minutes, depending on the service you use. ACE Money Transfer offers fast transactions, so your family can receive funds almost immediately.

Is Malta a Good Place for Filipino Expats?

Yes, Malta is a great place for Filipino expats. The English-speaking environment, thriving job market, and strong Filipino community make it a welcoming destination for those seeking new opportunities abroad.


Life & Culture Working Abroad

PREVNEXT
Avoiding Phishing Attacks While Sending Money from Bangladesh to Greece
Load Your Coins.ph Wallet from UK and Pay Locally in PH Using ACE
  • Categories
  • Country