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How Zambian Expats Rate Life in Finland

How Zambian Expats Rate Life in Finland

19 Mar 2025


Finland has emerged as an attractive destination for Zambian migrants seeking better job opportunities, quality education, and a high standard of living. Whether they arrive as skilled workers, students, or entrepreneurs, Zambians in Finland experience a unique blend of opportunities and challenges. The country offers a stable economy, excellent social services, and a welcoming environment for expatriates. However, adapting to a new culture and climate can be demanding, requiring resilience and preparation.

What Zambian Expats Appreciate About Finland?

Here are some of the important things that Zambians love about Finland. 

High Quality of Life – Safety, Healthcare, and Clean Environment

Finland consistently ranks among the best countries for quality of life, making it an attractive place for Zambian expats. The country boasts low crime rates, ensuring a sense of security for families and individuals alike. Public healthcare is well-developed and accessible, offering excellent medical services. According to the European Union, 65% of residents are in the best of health in Finland.  Additionally, Finland is known for its clean air, well-maintained public spaces, and sustainable living, all of which contribute to a healthier lifestyle.

Job Opportunities – Growing Demand for Skilled Workers

For Zambians with professional qualifications, Finland presents exciting career prospects. The demand for skilled workers in industries like IT, engineering, healthcare, and education is rising. The Finnish government actively encourages skilled migration, making it easier for qualified professionals to find jobs and settle. While proficiency in Finnish can be beneficial, many multinational companies and startups use English as their primary working language, broadening opportunities for expats.

Work-Life Balance – Fair Wages, Reasonable Work Hours

One of the biggest advantages of living in Finland is its strong focus on work-life balance. Finnish labor laws ensure fair wages and reasonable work hours, allowing expats to enjoy their personal lives without excessive job-related stress. Paid vacations, parental leave policies, and flexible working arrangements make Finland an attractive destination for those looking to balance career and family life.

Social Benefits & Support – Public Healthcare, Education Benefits

Zambian expats in Finland benefit from the country’s extensive social welfare system. Public healthcare provides access to high-quality medical services at affordable costs. Education is another strong point, with excellent schooling options for children and affordable university programs for students. The Finnish government also offers financial aid and integration programs for newcomers, helping them settle smoothly.

Challenges Zambian Expats Face in Finland

Here are some common challenges that all Zambians have reported about. 

Cold Climate & Adaptation – Harsh Winters, Seasonal Depression

One of the most challenging aspects of living in Finland is adapting to the cold climate. With long and harsh winters, temperatures often drop below freezing, making it difficult for newcomers from warmer climates like Zambia. Additionally, the lack of sunlight during winter months can lead to seasonal depression, requiring expats to find ways to cope, such as engaging in outdoor activities, using light therapy lamps, and maintaining social connections.

High Cost of Living – Housing, Taxation, and Daily Expenses

Finland has a relatively high cost of living, especially in cities like Helsinki. Housing costs can be expensive, and taxation rates are among the highest in Europe. Everyday expenses such as groceries, transportation, and utilities also add up. Zambian expats need to budget wisely and explore cost-effective living options to maintain financial stability. Despite the high costs, Finland’s strong social benefits often balance the financial burden.

For those supporting loved ones back home, sending money home is also a challenge, as bank transfers charge high fees in Finland. Using a reliable service like ACE to send money to Zambia from Finland ensures fast and secure transactions while saving you money.

Language Barrier – Finnish Proficiency Needed in Many Jobs

While English is widely spoken in urban areas and within multinational companies, many workplaces and government services still require Finnish proficiency. For Zambian expats, learning Finnish can be a time-consuming process but is essential for better job opportunities and smoother integration into Finnish society. Fortunately, there are many free and subsidized language courses available to help expats learn the language.

Cultural Differences – Reserved Finnish Social Culture

The Finnish social culture can be quite different from what Zambian expats are used to. Finns tend to be reserved and value personal space, which can make socializing a bit challenging initially. Unlike the warm and communal culture of Zambia, Finnish society is more individualistic. However, once friendships are formed, they are often deep and long-lasting. Expats can integrate better by participating in social events, joining community groups, and embracing Finnish traditions.

Building a Bright Future: Zambian Expats Thriving in Finland!

Finland offers Zambian expats a high standard of living, excellent job opportunities, and stronger social support. However, adjusting to the cold climate, high living costs and language barriers can be challenging. With the right mindset, preparation, and support systems, life in Finland might be fulfilling and rewarding. To make the transition smoother, expats should actively learn Finnish, build social networks, and explore available support programs. 

Whether for work, study, or a better lifestyle, Finland remains a promising destination for Zambians looking to establish a future abroad. Adapting to Finland can take time, but with perseverance and the right resources, Zambian expats can build successful and fulfilling lives in their new homes.


 

FAQs

Is it easy for Zambians to find jobs in Finland?

 Finding a job depends on qualifications and industry demand. Skilled workers in IT, healthcare, and engineering have better chances while learning Finnish improves job prospects.

How can Zambian expats cope with Finland’s cold climate? 

Dressing in layers, using indoor heating, engaging in winter sports, and taking vitamin D supplements can help expats adjust to the cold climate.

Is Finland expensive for Zambian expats? 

Yes, Finland has a high cost of living, but budgeting wisely, finding affordable housing, and utilizing social benefits can help manage expenses.

Can I send money to Zambia from Finland easily? 

Yes, expats can use trusted online platforms like ACE to send money to Zambia online securely and conveniently.

Do I need to learn Finnish to live in Finland? 

While not mandatory, learning Finnish improves job opportunities and integration into society, especially for those seeking local employment.



 


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