How to Send Money from Italy to India Using UPI ID

Italy is home to a large and steadily growing Indian community. As of January 2025, official estimates from the Embassy of India and ISTAT indicate that over 186,000 Indian nationals reside in Italy, with the total population of Indian origin estimated at approximately 206,503. , making it one of the biggest Indian diaspora hubs in Europe. Most Indian families are settled in Lombardy (especially Milan and Brescia), Lazio (Rome), Emilia-Romagna, Veneto, and Piemonte, where many work in manufacturing, agriculture, logistics, hospitality, and small businesses. No matter where they live, one thing remains constant, sending money home to support parents, spouses, or children in India is a regular and deeply personal responsibility for Indian expats in Italy.

When it comes to sending money from Italy to India, speed, safety, and ease matter the most. This is where UPI (Unified Payments Interface) has transformed how families in India receive money. UPI allows instant transfers directly to a UPI ID linked with a bank account or wallet, making it one of the most trusted payment systems in India today. While UPI apps work only inside India, expats can still send money from Italy to India using a UPI ID through regulated international remittance services. ACE Money Transfer makes this process simple by acting as the bridge, allowing senders in Italy to transfer euros online while their loved ones receive money instantly in India via UPI, without visiting a bank or dealing with delays. This secure and convenient method has become one of the best ways to send money online from Italy to India to a UPI ID.

What does it mean to send money from Italy to India via UPI?

UPI (Unified Payments Interface) lets people in India receive funds directly into their bank account using a UPI ID such as name@bank. When you send money online from Italy to India, a remittance service like ACE converts your euros to Indian rupees and delivers the funds into the recipient’s UPI?linked account, often within minutes.

How do I send money online from Italy to India via UPI with ACE?

Here’s how it works:

1. Download the ACE Money Transfer app

Install on your phone and complete a quick, free registration.

2. Enter your details

Add your information and your recipient’s UPI ID (for example: name@bank).

3. Enter the amount you want to send

You’ll see the exchange rate and total fee before confirming.

4. Confirm and send

Tap Send and ACE does the rest, delivering funds fast to your loved one’s UPI account.

Why use the ACE app for money transfer from Italy to India?

People trust ACE because it makes money transfer from Italy to India simple and transparent. With ACE you get:

· Simple mobile process 
· Transparent fees and competitive rates 
· Fast delivery to UPI 
· Real?time tracking and updates 
· Multiple payment options

How much do Indians living abroad send back home?

According to Times of India, overseas Indians sent a record INR 10,740.2billion back home in 2024.  It shows how vital remittances are for families and communities in India. 

How ACE compares to traditional banks

Learn more here about how ACE redesigned its app for easier global transfers. 

What do I need before I send?

· Your full legal name 
· Recipient’s UPI ID 
· Valid ID for verification 
· Phone number and email

Should you send money with ACE?

If you want a reliable way to for online money from Italy to India via UPI, ACE stands out as one of the easiest and most trustworthy options. With clear fees, fast delivery, and tools that make tracking and sending simple, you can support your family without stress.

Ready to help your family with ease? Download the ACE app and send your first transfer today.

FAQs

Can I send money straight to a UPI ID from Italy?

Yes. With ACE, you can send funds that are credited straight into your recipient’s Indian bank account using their UPI ID. This makes receiving fast and easy.

Do I need my recipient to have a bank account?

Yes. UPI requires the recipient to have an Indian bank account linked to a UPI ID to receive money.

How much does it cost to send money to India from Italy?

Fees depend on how much you send and the payment method you choose. With ACE, all costs are shown before you confirm your transfer so there are no surprises.

How quickly does the money arrive?

Most transfers to UPI accounts arrive within minutes. In rare cases, it may take longer due to additional checks or bank holidays.

Can I track my transfer in the app?

Yes. ACE provides real?time updates and tracking so you always know the status of your transfer.