ACE Money Transfer - Blog

How to Prepare for Unexpected Emergencies Abroad as a Ghanaian Expatriate

How to Prepare for Unexpected Emergencies Abroad as a Ghanaian Expatriate

04 Nov 2023

As a Ghanaian expatriate living and working abroad, the thrill of exploring new cultures and opportunities is unparalleled. However, amidst the excitement of this new chapter in your life, it's crucial to acknowledge the possibility of facing unexpected emergencies while you are away from your homeland. Whether it's a medical crisis, a natural disaster, or any unforeseen event, being prepared can make all the difference.

In this comprehensive guide, let’s walk you through essential steps to ensure your safety and security during times of uncertainty. Additionally, we'll introduce you to a reliable remittance company, ACE Money Transfer, to help you stay connected with your loved ones in Ghana during difficult times by offering convenient ways to send money to Ghana.

Research and Understand the Destination

Before embarking on your journey abroad, it's essential to thoroughly research and familiarise yourself with your destination. Understand the local laws, customs, and emergency services available in the area. Knowing the location of the nearest hospitals, police stations, and embassies can be lifesaving in times of crisis.

Secure Connections: Sending Money to Ghana and Staying Prepared for Emergencies as a Ghanaian Expat

Being prepared for emergencies as a Ghanaian expatriate is of utmost importance, especially when you consider the distance and potential challenges involved in being away from your homeland. Unexpected crises can strike at any moment, leaving you vulnerable and in need of immediate support. By having a well-thought-out emergency plan and resources in place, including reliable options for sending money to Ghana, like ACE Money Transfer, you can ensure that you and your loved ones back home are equipped to handle any unforeseen circumstances. Being prepared not only offers peace of mind but also strengthens the bond with your family and allows you to provide timely assistance when they need it most.

Purchase Comprehensive Travel Insurance

Investing in a comprehensive travel insurance policy is a prudent step for any Ghanaian expatriate. Travel insurance can provide coverage for medical emergencies, trip cancellations, lost belongings, and even emergency evacuations. Ensure that the policy you choose aligns with your specific needs and provides coverage in Ghana.

Build a Solid Support Network

Building a support network in your host country is invaluable during emergencies. Connect with fellow Ghanaians or expatriates who have been living in the area for some time. Join social media groups, attend local events, and participate in community gatherings to forge meaningful connections. This network can offer assistance, guidance, and emotional support during challenging times.

Stay Informed and Alert

Stay informed about the current situation in both your host country and Ghana. Register with your country's embassy or consulate to receive updates about safety and security alerts. Download local news apps and follow reliable news sources to stay abreast of any developing situations.

Keep Important Documents Safe

Make copies of essential documents, such as your passport, identification cards, visa, and insurance papers. Store these copies separately from the originals and consider digital backups in secure cloud storage. In case of loss or theft, having these duplicates can expedite replacement processes.

Create an Emergency Fund

As a Ghanaian expatriate, having an emergency fund specifically allocated for unexpected situations can be a lifesaver. Set aside a portion of your earnings regularly, and ensure that this fund is easily accessible. This safety net can cover immediate expenses like medical bills, travel arrangements, or other urgent needs that may arise during emergencies. Additionally, having a reliable option for money transfer to Ghana, such as ACE Money Transfer, can further bolster your preparedness and provide a seamless way to support your loved ones back home during challenging times.

Learn Basic First Aid and Emergency Procedures

Equipping yourself with basic first-aid knowledge can prove invaluable in emergencies. Enrol in a first aid course to learn essential life-saving techniques. Additionally, familiarise yourself with emergency procedures like what to do during earthquakes, fires, or other natural disasters common in your host country.

Stay Healthy and Fit

Prioritising your health and fitness can significantly enhance your ability to handle unexpected emergencies. Engage in regular physical activity, maintain a balanced diet, and get sufficient rest. A healthy lifestyle can boost your immunity, reduce the risk of illnesses, and increase your overall resilience.

Keep Emergency Contact Information Handy

Prepare a list of emergency contact numbers for your host country and keep them accessible at all times. Include the contact details of local authorities, hospitals, your country's embassy or consulate, and your support network. Having these numbers readily available can save precious time during critical situations.

Establish Communication Channels

In case of an emergency, establishing communication with your loved ones in Ghana is vital. Set up reliable communication channels, such as video calls, messaging apps, or social media, to stay in touch with your family and friends back home. Knowing their well-being can provide you with comfort and emotional support during trying times.

 Plan for Evacuation

While it's essential to remain optimistic, it's equally prudent to have a plan in case of evacuation. Familiarise yourself with evacuation routes, transportation options, and safe meeting points. Having an evacuation plan can be crucial during natural disasters, civil unrest, or other situations that require a swift exit from your location.

Familiarise Yourself with ACE Money Transfer

ACE Money Transfer is a leading online money transfer to Ghana service that offers fast, secure, and convenient options for sending money. Whether you need to send money to your family for financial support during emergencies or regular remittances to stay connected, ACE Money Transfer has you covered. With a user-friendly interface and competitive exchange rates, ACE ensures that your hard-earned money reaches your loved ones in Ghana without any hassle.


As a Ghanaian expatriate, unforeseen emergencies abroad can be challenging, but with proper preparation and the right support system, you can navigate through difficult times with confidence. Prioritise research, invest in travel insurance, build a support network, stay informed, and keep your documents safe. And when it comes to financial support for your loved ones back in Ghana, ACE Money Transfer stands as your reliable partner.


How can I send money to Ghana with ACE Money Transfer? 

Sending money to Ghana with ACE Money Transfer is easy. Simply visit their website or use their mobile app, create an account, enter the recipient's details and the amount you want to send, and choose a convenient payment option. Your money will reach your loved ones in Ghana securely and swiftly.

How long does it take for the money to reach Ghana through ACE Money Transfer? 

ACE Money Transfer prioritises speed and efficiency. In most cases, the money is delivered within minutes. However, the delivery time may vary based on the payment method, the destination, and any unforeseen circumstances.

What are the fees for sending money to Ghana through ACE Money Transfer? 

ACE Money Transfer offers competitive fees for sending money to Ghana. The exact fee may vary depending on the amount being sent, the payment method chosen, and the recipient's location. However, ACE strives to provide cost-effective solutions for its customers.

Is ACE Money Transfer a safe and secure platform for sending money? 

Yes, ACE Money Transfer takes the security and privacy of its customers seriously. They use advanced encryption and security measures to ensure that your transactions and personal information are protected at all times.

Can I track my money transfer with ACE Money Transfer? 

Absolutely! ACE Money Transfer provides a tracking service that allows you to monitor the status of your money transfer in real-time. You can stay informed and have peace of mind knowing where your money is at every step of the process.

Tips for Expatriates

The Importance of Checking the Exchange Rate History Before Sending Money Internationally to Ghana
Beyond Borders, Not Beyond Protection: Essential Online Safety Tips for Pakistani Expats in Ireland


  • Categories
  • Country